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PAY ALL YOUR DEBT OFF BY XMAS 2023

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  • stuartp2000
    stuartp2000 Posts: 182 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    #18 4386.50 / 8000

    £100 paid today.
    Challenges
    MFW 2025 #6 - 14871.56/14,000

    Completed Challenges
    MFW 2024 #35 - 9,000/9,000
    Pay off all debts by 2023 - #18 8,000 / 8,000

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi @Jrcoal5.  You are doing so well and personally I would increase my target now, rather than reset to a new target as you can see exactly what you have paid towards debt throughout the year, but its really your choice.

    Shell x
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    shell16 said:
    Hi @Jrcoal5.  You are doing so well and personally I would increase my target now, rather than reset to a new target as you can see exactly what you have paid towards debt throughout the year, but its really your choice.

    Shell x
    Hi @shell16 thank you! I agree, please can you increase my target, I’m going to just go straight on with £7800 which is what I owed in February and is all of my debt, I’ll give it my best shot! 🙏
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Jrcoal5 said:
    shell16 said:
    Hi @Jrcoal5.  You are doing so well and personally I would increase my target now, rather than reset to a new target as you can see exactly what you have paid towards debt throughout the year, but its really your choice.

    Shell x
    Hi @shell16 thank you! I agree, please can you increase my target, I’m going to just go straight on with £7800 which is what I owed in February and is all of my debt, I’ll give it my best shot! 🙏
    Thanks, I have changed your target to £7800 and have you paid so far this year £2827.03, is that correct?  
    Shell x
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    shell16 said:
    Jrcoal5 said:
    shell16 said:
    Hi @Jrcoal5.  You are doing so well and personally I would increase my target now, rather than reset to a new target as you can see exactly what you have paid towards debt throughout the year, but its really your choice.

    Shell x
    Hi @shell16 thank you! I agree, please can you increase my target, I’m going to just go straight on with £7800 which is what I owed in February and is all of my debt, I’ll give it my best shot! 🙏
    Thanks, I have changed your target to £7800 and have you paid so far this year £2827.03, is that correct?  
    Shell x
    Hi yeah that’s right xx
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • MissPennySave
    MissPennySave Posts: 421 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Hi everyone.  This months DDs have been paid so I am now 

    #41 £5779.82 / £12000

    MPS.x
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Thank you @shell16 for keeping this all updated. Monthly DD paid today…

    #29 £775/£1975 paid

    Credit Card Debt
    2019 - £7520
    2023 - £1975
    Pay Debt by Xmas #29
  • Afternoon all!

    Just an update as my direct debit has gone out today and also received a rebate making a grand total…

    #56 DFBXMAS23 - £6841.14/£17,658.12 -  38.74% Cleared

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