We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

PAY ALL YOUR DEBT OFF BY XMAS 2023

1565759616283

Comments

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    @Lanky_larry Well Done on becoming debt free!!!🎉🏆️ What are you plans now you are debt free?

    @tryingtodobetter you are most welcome! I hope the updates are motivating and prooves every little helps! you are nearing 40% paid off already! 🏆️

    Shell x

                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #21 £3088/6088.20 50%
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    edited 4 May 2023 at 4:59PM
    paid £80 to the sofa today so that takes my total to 
    #23 £2907.03/£7800

    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Forgot the £20 to cc2 also so total now 
    #23 £2927.03/£7800
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • gill5blue
    gill5blue Posts: 655 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hi All,
    after treading water for a while, i'm back on it and paid another £50.30. very happy to divert a catastrophe

    No 30 £1311.06/£7941

    very happy indeed
    gill5blue
    paid all debts off 2024 yay

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    gill5blue said:
    Hi All,
    after treading water for a while, i'm back on it and paid another £50.30. very happy to divert a catastrophe

    No 30 £1311.06/£7941

    very happy indeed
    gill5blue
    Hi Gill, hope all ok? Glad to hear you have managed to divert an emergency there.  Good to have you back!
    Shell x
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning!

    Here is your regular Friday update!

    Number Name  Target            Payments             %
    1 Shell16  £    2,666            £2,786.00 104.50
    2 Ahall3519  £       638  £             233.50 36.60
    3 Antomac  £    5,800  £             323.00 5.57
    4 Bekah89  £    4,000  £          1,432.74 35.82
    5 Doily94  £    7,077  £             252.18 3.56
    6 Outoftheviciouscircle  £  12,000  £          1,848.49 15.40
    7 Messydebt  £  23,302  £          5,028.00 21.58
    8 Gingerwarrior  £    2,208   0.00
    9 Lanky_larry  £    3,675  £          3,675.00 100.00
    10 SupersavingD  £    5,460  £          5,460.00 100.00
    11 She_always_has_a_plan  £    7,350  £             579.93 7.89
    12 Littlemissdetermined  £    4,713  £          4,713.00 100.00
    14 Pixie-fairydust  £    5,000   0.00
    15 LLM2018  £    5,000  £             437.80 8.76
    16 angelicious  £    3,780  £             153.31 4.06
    17 Blackberrycurved   £    6,000  £             270.00 4.50
    18 Stuartp2000  £    8,000  £          4,386.50 54.83
    19 Gettingmyshiztogether  £  10,676  £          1,137.32 10.65
    20 _Dolly_Rocker_  £  15,246  £          1,296.58 8.50
    21 bigbeff  £    6,089  £          3,088.00 50.71
    22 Buffythedebtslayer  £    4,222  £             572.00 13.55
    23 Jrcoal5  £    7,800  £          2,927.03 37.53
    24 Birdee  £    4,385  £          3,000.00 68.42
    25 Maeve444  £  14,258  £          5,033.20 35.30
    26 nomi01  £    5,000  £          3,436.54 68.73
    27 Randomone  £  10,457   0.00
    28 Welshspendthrift  £  11,200  £          1,979.83 17.68
    29 tryingtodobetter £1,975  £             775.00 39.24
    30 gill5blue £7,941  £          1,311.06 16.51
    31 jody51 £18,010  £          5,655.00 31.40
    32 cybertortoise £5,000  £             740.99 14.82
    33 Snoopys_Fiendish_Friend £8,124   0.00
    34 jingsmybucket  £    7,000   0.00
    35 Irishrose12 £4,500  £             320.00 7.11
    36 Honeysucklelou2 £4,300  £          1,415.00 32.91
    37 Deleted_User  £    2,565  £          1,565.00 61.01
    38 CMD79 £13,764   0.00
    39 The_long_and_winding_road £12,000  £          2,570.09 21.42
    40 Golden_Goose_The £5,478  £             405.00 7.39
    41 MissPennySave £12,000  £          5,779.82 48.17
    42 Keedie £6,000  £          1,972.16 32.87
    43 Living_my_best_life  £  10,377  £          1,316.18 12.68
    44 Cheesephetamine £6,998   0.00
    45 olaf2014  £        500  £               64.50 12.90
    46 MRMrsR £8,400  £          2,175.00 25.89
    47 Tara66 £4,348  £          1,343.50 30.90
    48 Ega £15,755   0.00
    49 Herewegoagainx100  £    5,750   0.00
    50 ZaSa1418  £  12,000  £          1,495.29 12.46
    51 MillieG90 £17,812  £          9,840.33 55.25
    52 Rochelle13 £15,000   0.00
    53 Rdpncp £3,000   0.00
    54 kmcld2 £4,786  £             850.00 17.76
    55 BSideBaby £4,800  £          1,122.70 23.39
    56 real_name_hidden £17,658  £          6,841.14 38.74
    57 shayal2  £  24,360  £             528.00 2.17
    58 Madmumof4  £    4,110  £          2,247.94 54.69
    59 angelbob  £    7,008  £             570.00 8.13

    Total Target set by Members - £467,321
    Total Paid to Date - £104,953.65
    22.5%

    Well done on some fantastic progress, always remember every little bit helps!

    Shell x
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • stuartp2000
    stuartp2000 Posts: 186 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    #18 5016.68 / 8000

    Monthly direct debits and overpayment made.
    Challenges
    MFW 2025 #6 - 14871.56/14,000

    Completed Challenges
    MFW 2024 #35 - 9,000/9,000
    Pay off all debts by 2023 - #18 8,000 / 8,000

  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    edited 9 May 2023 at 6:22PM
    Payment to sofa of £100 today takes my total to 
    #23 £3027.03/£7800
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • I haven't been very active on the challenges lately, although I have still been trying to make inroads towards the debt. Motivated by @Jrcoal5 I have that joining in again may push me that little more.

    I signed up for £12,000 in January, which is only a fraction of my debt. I'm pleased to say 

    #6 £8,435.17/ £12,000
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.