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PAY ALL YOUR DEBT OFF BY XMAS 2023

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  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    £5 paid to CC3 

    #4 £755.45 / £4000 
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • £200 credit card direct debit paid, plus made an extra £200 payment 
    there will be a bit of interest on it next month but I’ll adjust for that next month 

    Total paid off so far: £1425 


    Widowed November 2024
    navigating whatever fresh hell this ‘new’ life is, as best I can, for our kids and in his memory.  




  • I’ve paid 3675 towards my debt 

    4196.37/17812.04

    #51 debt free by Christmas 
    9840.33//17812.04


    Garden - 3675 // 0
    Holiday - 150 // 0
    Simba - 318.50 // 0
    Emergency - 1000 // 0
    Sofa - 850 // 0
    Ring - 808.94 // 0

    Bike - 6033 // 4271.46
    Tesco - 4976.60 // 3700.25

    Total - 7971.71

  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    £320 paid and another debt paid off in full  :)

    PAYDBXMAS23 #26 £1313.44/£5000 paid
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 1 February 2023 at 11:42AM
    Morning All

    I thought I would post a Total of the debt paid off so far for all members for the month of January!  Wow its an amazing figure, Well done, every payment is a positive no matter how large or small! I think I will update the totals for each month on the first page so we can look at that for motivation!  As ever apologies for the formatting.

    Number    Name                                        Target               Payments               %
    1 Shell16  £    2,666         £761.00             28.54
    2 Ahall3519  £        153  £             140.20 91.63
    3 Antomac  £    5,800  £             323.00 5.57
    4 Bekah89  £    4,000  £             755.45 18.89
    5 Doily94  £    7,077  £             252.18 3.56
    6 Outoftheviciouscircle  £  12,000  £          1,224.40 10.20
    7 Messydebt  £  23,302  £          1,252.87 5.38
    8 Gingerwarrior  £    2,208   0.00
    9 Lanky_larry  £    3,675  £          1,425.00 38.78
    10 SupersavingD  £    5,460  £             461.00 8.44
    11 She_always_has_a_plan  £    7,350  £             579.93 7.89
    12 Littlemissdetermined  £    4,713  £             783.00 16.61
    14 Pixie-fairydust  £    5,000   0.00
    15 LLM2018  £    5,000  £             218.90 4.38
    16 angelicious  £    3,780  £             153.31 4.06
    17 Blackberrycurved   £    6,000  £               90.00 1.50
    18 Stuartp2000  £    8,000  £             937.73 11.72
    19 Gettingmyshiztogether  £  10,676  £             224.87 2.11
    20 _Dolly_Rocker_  £  15,246  £             648.29 4.25
    21 bigbeff  £    6,089  £             600.10 9.86
    22 Buffythedebtslayer  £    4,422   0.00
    23 Jrcoal5  £    3,000  £             662.30 22.08
    24 Birdee  £    4,385  £             950.00 21.66
    25 Maeve444  £  14,258   0.00
    26 nomi01  £    5,000  £             993.44 19.87
    27 Randomone  £  10,457   0.00
    28 Welshspendthrift  £  11,200  £             831.19 7.42
    29 tryingtodobetter £1,975  £             165.00 8.35
    30 gill5blue £7,941  £             676.24 8.52
    31 jody51 £18,010  £          1,245.00 6.91
    32 cybertortoise £5,000   0.00
    33 Snoopys_Fiendish_Friend £8,124   0.00
    34 jingsmybucket  £    7,000   0.00
    35 Irishrose12 £4,500  £             320.00 7.11
    36 Honeysucklelou2 £4,300  £               70.00 1.63
    37 Deleted_User  £    2,565   0.00
    38 CMD79 £13,764   0.00
    39 The_long_and_winding_road £12,000  £          1,620.79 13.51
    40 Golden_Goose_The £5,478  £             405.00 7.39
    41 MissPennySave £12,000  £          1,287.71 10.73
    42 Keedie £8,000  £             637.87 7.97
    43 Living_my_best_life  £  10,377  £             241.67 2.33
    44 Cheesephetamine £6,998   0.00
    45 olaf2014  £        500  £               21.50 4.30
    46 MRMrsR £8,400  £             940.00 11.19
    47 Tara66 £4,348  £             555.50 12.78
    48 Ega £15,755   0.00
    49 Herewegoagainx100  £    5,750   0.00
    50 ZaSa1418  £  12,000  £          1,495.29 12.46
    51 MillieG90 £17,812  £             521.37 2.93

    Total Target set by Members - £383,514
    Total Paid so far - £24,471.10
    6.4%
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    MillieG90 said:

    I’ve paid 3675 towards my debt 

    4196.37/17812.04

    Wow thats an amazing payment! Nearly 27% of your debt total has been paid off!
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • Another DD has left my bank so new update:

    #41 £1637.71/£12000

    Thanks. MPS.x
    November 2022 - £46,626.96 / May 2025 - £4,770.00
    Debt paid off so far - £41,856.96 (89.76%)

    Current Challenges:
    #10 DFBXMAS25 £9870.00 / £15120.00 (65.27% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Just a small PAD today of £1.15 
    takes my total to 
    £663.45/£3000

    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • Birdee
    Birdee Posts: 50 Forumite
    Third Anniversary 10 Posts Name Dropper Photogenic
    Pay day update from me. Another £950 paid off this month. 

    #24 - £1,900/£4,384.36

    DEBT FREE
    Starting Debt = £25,046.68 (Nov 2019)
    Current Debt = £0
    Total paid off =  £25,046.68 (100%) June 2023

    Pay Debt by Xmas23 #24 - £4,384.36/£4,384.36
    Pay Debt by Xmas22 - £4,957.69/£9,342.05

  • Hello, I'd like to join this please. I have about £25k overall so I'd like to clear £15k by Xmas 23.
    Pay debt by Xmas 23 #52 £/£15,000
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