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PAY ALL YOUR DEBT OFF BY XMAS 2023

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  • Another £20.00 paid off today

    #6 1476.58/£12,000
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • gill5blue
    gill5blue Posts: 655 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 3 February 2023 at 7:35AM
    hi All
    paid another £130.31 today

    total so far No 30. £806.55/7941.

    Happy with that
    Gill5blue
    paid all debts off 2024 yay

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good Morning! Here is your Friday update. As always apologies for the formatting :lol:

    Number Name  Target          Payments                    %
    1 Shell16  £    2,666          £798.00 29.93
    2 Ahall3519  £        153  £             140.20 91.63
    3 Antomac  £    5,800  £             323.00 5.57
    4 Bekah89  £    4,000  £             755.45 18.89
    5 Doily94  £    7,077  £             252.18 3.56
    6 Outoftheviciouscircle  £  12,000  £          1,476.58 12.30
    7 Messydebt  £  23,302  £          1,252.87 5.38
    8 Gingerwarrior  £    2,208   0.00
    9 Lanky_larry  £    3,675  £          1,425.00 38.78
    10 SupersavingD  £    5,460  £             461.00 8.44
    11 She_always_has_a_plan  £    7,350  £             579.93 7.89
    12 Littlemissdetermined  £    4,713  £             783.00 16.61
    14 Pixie-fairydust  £    5,000   0.00
    15 LLM2018  £    5,000  £             218.90 4.38
    16 angelicious  £    3,780  £             153.31 4.06
    17 Blackberrycurved   £    6,000  £               90.00 1.50
    18 Stuartp2000  £    8,000  £          1,556.76 19.46
    19 Gettingmyshiztogether  £  10,676  £             224.87 2.11
    20 _Dolly_Rocker_  £  15,246  £             648.29 4.25
    21 bigbeff  £    6,089  £             600.10 9.86
    22 Buffythedebtslayer  £    4,222  £             572.00 13.55
    23 Jrcoal5  £    3,000  £             692.35 23.08
    24 Birdee  £    4,385  £          1,900.00 43.33
    25 Maeve444  £  14,258   0.00
    26 nomi01  £    5,000  £          1,313.44 26.27
    27 Randomone  £  10,457   0.00
    28 Welshspendthrift  £  11,200  £             831.19 7.42
    29 tryingtodobetter £1,975  £             165.00 8.35
    30 gill5blue £7,941  £             806.55 10.16
    31 jody51 £18,010  £          1,245.00 6.91
    32 cybertortoise £5,000   0.00
    33 Snoopys_Fiendish_Friend £8,124   0.00
    34 jingsmybucket  £    7,000   0.00
    35 Irishrose12 £4,500  £             320.00 7.11
    36 Honeysucklelou2 £4,300  £               70.00 1.63
    37 Deleted_User  £    2,565   0.00
    38 CMD79 £13,764   0.00
    39 The_long_and_winding_road £12,000  £          1,620.79 13.51
    40 Golden_Goose_The £5,478  £             405.00 7.39
    41 MissPennySave £12,000  £          1,637.71 13.65
    42 Keedie £8,000  £             743.41 9.29
    43 Living_my_best_life  £  10,377  £             241.67 2.33
    44 Cheesephetamine £6,998   0.00
    45 olaf2014  £        500  £               21.50 4.30
    46 MRMrsR £8,400  £             940.00 11.19
    47 Tara66 £4,348  £             665.50 15.31
    48 Ega £15,755   0.00
    49 Herewegoagainx100  £    5,750   0.00
    50 ZaSa1418  £  12,000  £          1,495.29 12.46
    51 MillieG90 £17,812  £          4,796.37 26.93
    52 Rochelle13 £15,000   0.00

    Total Target set by Members - £398,314
    Total Payments Made - £32,222.21
    8.1%
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • A teeny tiny payment if 96p today to round down a balance, so I am now at:

    #41 £1638.94/£12000
    November 2022 - £46,626.96 / May 2025 - £4,770.00
    Debt paid off so far - £41,856.96 (89.76%)

    Current Challenges:
    #10 DFBXMAS25 £9870.00 / £15120.00 (65.27% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • #19, £94.22 paid off today.


    £319.09 / £10,675.89
    Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
    January 2023 £347.16/ £250 ♥
    Feb 2023 £423.01 /£420 💚
    March £351.84 /£400 💚
    April £320.23 /£400 💚
    May £142.90 /£380 (plus £80 roll over from April = £460) 

    Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁

  • A refund has just gone into my PayPal so another £79.99 paid off...

    #19 £399.08 /£10,675.89  
    Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
    January 2023 £347.16/ £250 ♥
    Feb 2023 £423.01 /£420 💚
    March £351.84 /£400 💚
    April £320.23 /£400 💚
    May £142.90 /£380 (plus £80 roll over from April = £460) 

    Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁

  • Good evening everyone! Please put me down for £12.04 to my usual CC which now makes it

    #2 £152.24/£152.24 This is all paid off! Woo hoo! 

    I wish to remain on this thread as I now have another CC to clear so put me down for £637.98. 
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    £100 paid to credit card

    PAYDBXMAS23 #26 £1413.44/£5000 paid
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • Lanky_larry
    Lanky_larry Posts: 99 Forumite
    Ninth Anniversary 10 Posts Name Dropper Photogenic
    edited 4 February 2023 at 12:21AM
    I may have done a silly thing… I figured out that some of my sinking funds total together the amount on my credit card… and i won’t need them until late this year so I have time to top them back up using what would be my  CC direct debit …. The urge to clear it is so strong!  
    Widowed November 2024
    navigating whatever fresh hell this ‘new’ life is, as best I can, for our kids and in his memory.  




  • Have paid a total of £350 off debts this week bringing the new total to 

    #36 £420/£4300
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
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