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PAY ALL YOUR DEBT OFF BY XMAS 2023

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Comments

  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    £2.09 paid today not much had to pay for a new battery on the car, total is now #23 £401.30/£3000 pleased to have paid over the £400 mark I’m ahead so far xx
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Husbands payday today so paid £12 off debt takes my total now to 
    #23 £413.30/£3000
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • #7 

    Another £225 pound paid today. Total paid £1252.87
    Pay off all your debt by 2023 #7
    £5353/23,302 29%
  • shell16 said:
    #43 £241.67 paid off the loan. 

    Feeling slightly deflated that already had to do balance transfer to increase my debt to pay an unexpected vet bills, some of which I will be able to recoup from insurance, but not all. 


    Do you have an emergency fund set up? If not start to save now. I've used mine lots of times without adding to debt. Most opt for £1000 but personally I go for £500, which will cover most emergencies.  
    Shell x
    No emergency fund set up, last year we sold our house and brought a new renovation project which ate away at all savings much quicker than anticipated, as my husband took a sabbatical from work, so any emergency fund has been spent. The balance transfer in at 0%, small fee for doing and will pay back once the insurance money comes through. 
    #43 DFBXMAS2023 £2893.94/£10377

    #58 Make £2023 in 2023 £2733.23/£2023
  • jody51
    jody51 Posts: 20 Forumite
    Tenth Anniversary 10 Posts Debt-free and Proud! Combo Breaker
    Pay day tomorrow- monthly payments from this will total £1245

    #31 £1245/£18010
  • Evening

    Total now stands at 

    £461/£5460 thanks
  • # 18 - 937.73 / 8000

    Pay day so put a bit away and hope to add more as I manage monthly spends 
    Challenges
    MFW 2025 #6 - 14871.56/14,000

    Completed Challenges
    MFW 2024 #35 - 9,000/9,000
    Pay off all debts by 2023 - #18 8,000 / 8,000

  • Hi all. Pay day today so I'm here with a check in 

    #12 £783/£4713


    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Another payment made today so now:

    #41 £1287.71/£12000

    November 2022 - £46,626.96 / May 2025 - £4,770.00
    Debt paid off so far - £41,856.96 (89.76%)

    Current Challenges:
    #10 DFBXMAS25 £9870.00 / £15120.00 (65.27% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good Morning and Happy Friday!  
    An update on progress, you are doing so well!  As always apologies for the formatting on this post!

    Number    Name  Target                Payments                 %
    1  Shell16  £    2,666            £687.00 25.77
    2 Ahall3519  £       153  £               90.20 58.95
    3 Antomac  £    5,800  £             186.00 3.21
    4 Bekah89  £    4,000  £             662.53 16.56
    5 Doily94  £    7,077  £             252.18 3.56
    6 Outoftheviciouscircle  £  12,000  £          1,170.83 9.76
    7 Messydebt  £  23,302  £          1,252.87 5.38
    8 Gingerwarrior  £    2,208   0.00
    9 Lanky_larry  £    3,675  £             975.00 26.53
    10 SupersavingD  £    5,460  £             461.00 8.44
    11 She_always_has_a_plan  £    7,350  £             579.93 7.89
    12 Littlemissdetermined  £    4,713  £             783.00 16.61
    14 Pixie-fairydust  £    5,000   0.00
    15 LLM2018  £    5,000  £             218.90 4.38
    16 angelicious  £    3,780  £             153.31 4.06
    17 Blackberrycurved   £    5,000   0.00
    18 Stuartp2000  £    8,000  £             937.73 11.72
    19 Gettingmyshiztogether  £  10,676  £             224.87 2.11
    20 _Dolly_Rocker_  £  15,246  £             648.29 4.25
    21 bigbeff  £    6,089  £             537.04 8.82
    22 Buffythedebtslayer  £    4,422   0.00
    23 Jrcoal5  £    3,000  £             413.30 13.78
    24 Birdee  £    4,385  £             950.00 21.66
    25 Maeve444  £  14,258   0.00
    26 nomi01  £    5,000  £             885.21 17.70
    27 Randomone  £  10,457   0.00
    28 Welshspendthrift  £  11,200  £             831.19 7.42
    29 tryingtodobetter £1,975  £             115.00 5.82
    30 gill5blue £7,941  £             538.21 6.78
    31 jody51 £18,010  £          1,245.00 6.91
    32 cybertortoise £5,000   0.00
    33 Snoopys_Fiendish_Friend £8,124   0.00
    34 jingsmybucket  £    7,000   0.00
    35 Irishrose12 £4,500  £             320.00 7.11
    36 Honeysucklelou2 £4,300  £               70.00 1.63
    37 Deleted_User  £    2,565   0.00
    38 CMD79 £13,764   0.00
    39 The_long_and_winding_road £12,000   0.00
    40 Golden_Goose_The £5,478  £             405.00 7.39
    41 MissPennySave £12,000  £          1,287.71 10.73
    42 Keedie £8,000  £             210.54 2.63
    43 Living_my_best_life  £  10,377  £             241.67 2.33
    44 Cheesephetamine £6,998   0.00
    45 olaf2014  £        500  £               21.50 4.30
    46 MRMrsR £8,400  £             940.00 11.19
    47 Tara66 £4,348  £             555.50 12.78
    48 Ega £15,755   0.00
    49 Herewegoagainx100  £    5,750   0.00
    50 ZaSa1418  £  12,000   0.00
    51 MillieG90 £17,812  £             521.37 2.93

    Total Target set by Members - £382,514
    Total Paid so far - £19371.88
    5.1%
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

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