PAY ALL YOUR DEBT OFF BY XMAS 2023

MillieG90

Hi @shell16

Thanks for the reply! Can I put the full amount please?

she_always_has_a_plan

Added a couple of extra OPs, total

#11 £579.93

Living_my_best_life

#43 £241.67 paid off the loan. 

Feeling slightly deflated that already had to do balance transfer to increase my debt to pay an unexpected vet bills, some of which I will be able to recoup from insurance, but not all. 

shell16

Living_my_best_life said:

#43 £241.67 paid off the loan. 

Feeling slightly deflated that already had to do balance transfer to increase my debt to pay an unexpected vet bills, some of which I will be able to recoup from insurance, but not all. 

Do you have an emergency fund set up? If not start to save now. I've used mine lots of times without adding to debt. Most opt for £1000 but personally I go for £500, which will cover most emergencies.  
Shell x

AntoMac

olaf2014 said:

Daft question is it worth paying £2 here £2 there off credit cards and catalogues when I have it in PayPal from selling stuff etc or wait till I have a larger amount 

Not a daft question @olaf2014 although not sure there’s a clear or obvious answer.
I think if it was me I would go go for the little and often method of paying off credit cards and catalogues as it would remove the temptation to spend it elsewhere.

MissPennySave

Morning! Payday finally so I can start the next round of payments, £245 payment sent today, so #41 £1037.71/£12000 please.x

tryingtodobetter

Good morning! Sold some books etc on Zifit for £15, so I've used it to pay a bit more off before the end of the month.

#29 £115/£1975

nomi01

£56 paid to debt today

PAYDBXMAS23 #26 £885.21/£5000 paid

outoftheviciouscircle

£29.31 paid today

#6 £1170.83/£12,000

MillieG90

£521.37 paid off

#51 521.37/17812.04