PAY ALL YOUR DEBT OFF BY XMAS 2023

MillieG90 · 24 January 2023 at 11:51AM

Hi @shell16

Thanks for the reply! Can I put the full amount please?

she_always_has_a_plan · 24 January 2023 at 1:15PM

Added a couple of extra OPs, total

#11 £579.93

Living_my_best_life · 24 January 2023 at 7:12PM

#43 £241.67 paid off the loan.

Feeling slightly deflated that already had to do balance transfer to increase my debt to pay an unexpected vet bills, some of which I will be able to recoup from insurance, but not all.

shell16 · 24 January 2023 at 9:49PM

Living_my_best_life said:

#43 £241.67 paid off the loan.

Feeling slightly deflated that already had to do balance transfer to increase my debt to pay an unexpected vet bills, some of which I will be able to recoup from insurance, but not all.

Do you have an emergency fund set up? If not start to save now. I've used mine lots of times without adding to debt. Most opt for £1000 but personally I go for £500, which will cover most emergencies.
Shell x

AntoMac · 24 January 2023 at 9:59PM

olaf2014 said:

Daft question is it worth paying £2 here £2 there off credit cards and catalogues when I have it in PayPal from selling stuff etc or wait till I have a larger amount

Not a daft question @olaf2014 although not sure there’s a clear or obvious answer.
I think if it was me I would go go for the little and often method of paying off credit cards and catalogues as it would remove the temptation to spend it elsewhere.