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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
PAY ALL YOUR DEBT OFF BY XMAS 2023
Comments
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It’s so great to see what a fab start everyone has made

My next big chunk to pay won’t be until 27th when I get paid.LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60004 -
Hello there, mid-month update from me.
This month has been expensive so just my usual loan payments and a bit off the credit card this time...
#40 - £405 / £5,477.17
£5072.17 to go, looking forward to being under £5K for the first time in 3 years!4 -
£53.58 paid today
#4 £662.53 / £4000 16.5%
March NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20233 -
Monthly payment to cc today £88.11 takes my total so far to
#23 £396.31/£3000
Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund3 -
Not sure if you've already joined, but the Payment A Day thread will help cheer you on with your payments, big and small, https://forums.moneysavingexpert.com/discussion/6413218/payment-a-day-chapter-2023/latest.Jrcoal5 said:Payment made today £47.12 clears my catalogue debts, I’m starting to get a bit obsessed with wanting to make payments again so will try and make a payment a day to keep my mind happy,
I've paid my £50 minimum payment to MBNA today so,
#42 £160.54/£8,000 (2.01%)Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/504 -
Another £20 paid
PAYDBXMAS23 #26 £829.21/£5000 paid
🎄PAYDBXMAS21 #11 £11,300/£11300
Target met.
💥PAYDBXMAS22 #11 £5000/£5000 target met.
PAYDBXMAS23 #26 £5000/£5000 paid3 -
#19 reporting in another £65.37 paid off today.
#19 £183.93/ £10,675.89
Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
January 2023 £347.16/ £250 ♥
Feb 2023 £423.01 /£420 💚
March £351.84 /£400 💚
April £320.23 /£400 💚
May £142.90 /£380 (plus £80 roll over from April = £460)
Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁3 -
Thanks so much I haven’t joined but I will do now 😃Keedie said:
Not sure if you've already joined, but the Payment A Day thread will help cheer you on with your payments, big and small, https://forums.moneysavingexpert.com/discussion/6413218/payment-a-day-chapter-2023/latest.Jrcoal5 said:Payment made today £47.12 clears my catalogue debts, I’m starting to get a bit obsessed with wanting to make payments again so will try and make a payment a day to keep my mind happy,
I've paid my £50 minimum payment to MBNA today so,
#42 £160.54/£8,000 (2.01%)Pay off debt by Xmas 2023 #23My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest
paid £7112/£7800-**DEBT FREE April 2024**
£9400 saved for emergency fund3 -
hi All,
Paid another £150 today
#30 £538.21/£7941
Cheers
gill5blue
paid all debts off 2024 yay4 -
£50 to the Bank of Mum so
#42 £210.54/£8,000 (2.63%)Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503
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