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PAY ALL YOUR DEBT OFF BY XMAS 2023

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  • It’s so great to see what a fab start everyone has made :)

    My next big chunk to pay won’t be until 27th when I get paid. 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Hello there, mid-month update from me. 

    This month has been expensive so just my usual loan payments and a bit off the credit card this time...

    #40 - £405 / £5,477.17

    £5072.17 to go, looking forward to being under £5K for the first time in 3 years!
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    £53.58 paid today 

    #4 £662.53 / £4000 16.5%
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Monthly payment to cc today £88.11 takes my total so far to 
    #23 £396.31/£3000
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Jrcoal5 said:
    Payment made today £47.12 clears my catalogue debts, I’m starting to get a bit obsessed with wanting to make payments again so will try and make a payment a day to keep my mind happy,
    Not sure if you've already joined, but the Payment A Day thread will help cheer you on with your payments, big and small, https://forums.moneysavingexpert.com/discussion/6413218/payment-a-day-chapter-2023/latest.

    I've paid my £50 minimum payment to MBNA today so,

    #42 £160.54/£8,000 (2.01%)
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Another £20 paid
    PAYDBXMAS23 #26 £829.21/£5000 paid
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • Gettingmyshiztogether
    Gettingmyshiztogether Posts: 169 Forumite
    100 Posts Name Dropper
    edited 19 January 2023 at 11:45AM
    #19 reporting in another £65.37 paid off today.

    #19 £183.93/ £10,675.89

    Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
    January 2023 £347.16/ £250 ♥
    Feb 2023 £423.01 /£420 💚
    March £351.84 /£400 💚
    April £320.23 /£400 💚
    May £142.90 /£380 (plus £80 roll over from April = £460) 

    Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁

  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Keedie said:
    Jrcoal5 said:
    Payment made today £47.12 clears my catalogue debts, I’m starting to get a bit obsessed with wanting to make payments again so will try and make a payment a day to keep my mind happy,
    Not sure if you've already joined, but the Payment A Day thread will help cheer you on with your payments, big and small, https://forums.moneysavingexpert.com/discussion/6413218/payment-a-day-chapter-2023/latest.

    I've paid my £50 minimum payment to MBNA today so,

    #42 £160.54/£8,000 (2.01%)
    Thanks so much I haven’t joined but I will do now 😃
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • gill5blue
    gill5blue Posts: 655 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    hi All,
    Paid another £150 today :)

    #30  £538.21/£7941

    Cheers
    gill5blue


    paid all debts off 2024 yay

  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    £50 to the Bank of Mum so

    #42  £210.54/£8,000 (2.63%)
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
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