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PAY ALL YOUR DEBT OFF BY XMAS 2023

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  • outoftheviciouscircle
    outoftheviciouscircle Posts: 793 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    edited 13 January 2023 at 8:00PM
    Hi everyone. I've had a week away and its been payday while I've been away. I've paid a total of 

    #6 £326.27 bringing my total to £809.46/£12,000
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • ahall3519
    ahall3519 Posts: 580 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Good evening everyone! Please put me down for #2-£10.50 which now makes it £85.20/£152.24 paid.
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • gill5blue
    gill5blue Posts: 655 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 14 January 2023 at 8:50AM
    Hi All
    paid another £71.19

    total so far.   #30 £388.19/£7941

    going great
    gill5blue
    paid all debts off 2024 yay

  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 14 January 2023 at 8:53AM
    £214.96 paid to CC1 today 

    taking me to #4 £608.95/£4000
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Another £42.50 paid to debt

    PAYDBXMAS23 #26 £752.43/£5000 paid
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • Good morning! Reporting for January so far, grateful for this challenge, trying to embrace PADing mindset this year
    #11 £379.93
    MFW 2023 #58: £147.35/£2400
    365 Day 1p challenge #23: £108.50/£667.95
    Pay off your debt by XMAS 2023 #11: £579.93/£7350

    Mortgage Jan23: £172,000
  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Small payment today £3.80 just to round the current account , payday seems so far away when it’s January !! 
    #23 £261.08/£3000 

    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • Keedie
    Keedie Posts: 2,854 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Completely forgot that I had changed the date of my Sky bill, so I've made a payment to Sky Mobile earlier in the month of £32.87. So update is:

    #42  £110.54/£8,000 (1.38%)
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • outoftheviciouscircle
    outoftheviciouscircle Posts: 793 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    edited 15 January 2023 at 8:34PM
    I've made a £13.97 to the CC today

    #6 823.24/£12,000
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • £25 dd payment today so I'm now:

    #41 £792.71 / £12000


    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
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