Debt Free Journey Began December 2022
Energy Price Cap announcement: Watch Martin Lewis explain what it means for your electricity and gas bills this winter
Take Your Lunch to Work- January 2023

456 Posts

This challenge used to run monthly up until a couple of years ago and I always found it very motivating. Its all too easy to think, I'll just buy a meal deal at lunch time and gone are the days them meal deals cost £3. They are much nearer £4 now.
Between myself and DH we are spending close to £40 a week to eat lunch. More often than not, a sandwich that really isn't that tasty or particularly healthy. Spread that over the year and we are looking at a staggering £1800.
I really need to cut back this year and pay off some debt before my mortgage repayments potentially increase in December 2023, so I am going to post to this thread daily to keep me motivated. If anyone wants to join in along the way then I'd appreciate the company and motivation.
Between myself and DH we are spending close to £40 a week to eat lunch. More often than not, a sandwich that really isn't that tasty or particularly healthy. Spread that over the year and we are looking at a staggering £1800.
I really need to cut back this year and pay off some debt before my mortgage repayments potentially increase in December 2023, so I am going to post to this thread daily to keep me motivated. If anyone wants to join in along the way then I'd appreciate the company and motivation.
Total Debt Repaid- £8817.51/£66,133.42
Current Debt-£57,295.55
My Debt Free Wannabe Diary
https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest
Current Debt-£57,295.55
My Debt Free Wannabe Diary
https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest
12
Latest MSE News and Guides
Replies
I think there will be some turkey and stuffing sandwiches on the menu.
Current Debt-£57,295.55
My Debt Free Wannabe Diary
https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest
PAD 2023 Debt total as of Dec 2022 £18,988.63*April £17,711.03
Halifax CC £3168.21
Halifax loan £6095.47
Car finance £7639.02
Next £0/£808.33
#22 - 1p savings challenge 2023 £166.95/£667.95
Saving for Christmas - £1 a day savings challenge 2023 £50/£1000
Good luck!!
Current Debt-£57,295.55
My Debt Free Wannabe Diary
https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest
I bit of background on me. I work away from home maybe 3 out of 4 weeks. Thinking of lunch ideas is hard when I don't have a fridge to store things in. I have completed an online shop this evening to include things like noodles etc as I always have access to a kettle. I'll have to think outside the box in summer when I don't fancy hot food.
I have 18 working days in January so I am aiming for 18 days of taking my own lunch to work.
If anyone else wants to post a goal then please feel free.
Current Debt-£57,295.55
My Debt Free Wannabe Diary
https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest
December 2022 Grocery Challenge: £137.9/£150
January 2023 Grocery Challenge; £79.12/£150
February 2023 Grocery Challenge: £2.65/£120
December NSD: 15/10
January NSD: 15/15
February NSD: 1/15
Make £2023 in 2023: #20. £128.39/£2023
2023 Decluttering: 3/365
1p a day £/
Do you like baked potatoes or maybe wraps, pasta salad etc?
Current Debt-£57,295.55
My Debt Free Wannabe Diary
https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest