Payment A Day - Chapter 2023

jak

Hello, can I join please? I'd like to build my savings. Mainly for my holiday in April. I really need to get focused! 
JAK 
x
PS. My first payment is £5.01 to my holiday fund 

Crazycatlady2

Hi I hope you don’t mind me popping in. Last year we paid off our mortgage thanks to FIL and MIL (who is no longer with us) and this freed up money monthly we used to pay off debt so ended 2022 debt free 🎉🎉

so technically we have a lot of money spare which I’m sure as you all know can be easily frittered away in a household if 5 plus pets.

with no debt I feel like my financial focus could quite easily slip this year so we have set up a few savings plans. Hubby has a help to save account, we have a savings account each with 5% upto a certain amount and an account which is technically savings but short term so used if something comes along and I haven’t enough in spends account which I have an amount go to each month and my double up round ups goes to it.

so I’m thinking for this challenge I might round down the spends account and send to empty account for a particular savings item….I’ve got my eye on wanting a new front door this year so maybe that? Not sure I’ll do every day tbh but maybe at least once a week and see how I get on maybe? 

Makingabobor2

£3 PAD today to the Christmas/Birthday '23 pot. 
Happy New Year everybody.  So nice to see people padding on a bank holiday weekend. Shows how determined we all are. 

krustylouise

£1 paid off CC (over and above my monthly payment of £150).  Decided to pay off the debt with the highest interest first.  Will update my signature at the end of each month.

[Deleted User]

Happy new year everyone!
I'm starting off the new year with a £504 pad to debt, this takes me in the £2k category. I'm beyond excited. X

Keedie

Oh wow, I'm so excited we are off to a flying start to 2023! It's so good to see you all PADding 🤗. Welcome to all you newbies and welcome back for all the re-joiners. It's nice to have a shiny new thread 😎.

Just in case you missed it, I've updated the first page with 2022's PADding total and it was an absolute whopper...

£141,057.41

I've got a few refunds coming so I'll be PADding when they come through. I'm so proud of how we're starting the year, and @Doily94 is our counter upper this month.x

PinkBow22

Happy new year all. 

I’m starting low at the moment as we do have a well deserved little trip coming up this month. 

So £1 today for me. 

CMD79

Happy New Year everyone padding in 2023! I have joined so many challenges that I can’t keep up, but I need to pay sure I pay off the last of my debt this year, so £750 to H2B please!

Thank you - best wishes all!

mrs_flumpkin

Happy New Year all, I haven’t been on here for such a long time, but lbm and new year, new me! I woul love to rejoin this challenge. I haven’t actually worked out what I owe yet, I had been doing better but dd 21st and Christmas and I have added to existing cc for first time in a while. Slippery slip as I know from experience and wasn’t debt free before! Time to focus and this wonderful payment a day seems like a good positive way to start. £40 to next for me today 😁

dg1019

£1 paid to mbna today