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The 365 Day 1p Challenge 2023

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  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    paying monthly on the first, have opened a new savings account and wife is joining me. total so far £9.92
    Thats great.  I have updated January with £9.92.  Good your wife is on board with this. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • mark55man said:
    I'm in! Thank you for organising.
    Welcome.  You are number 73. 
    Thank you! I'm new here - is that why I can't have a signature? Is there a minimum number of posts before I can get one? What info do I need to provide you and when for you to update the tracker?

    Thanks in advance :smile:
    I think it was 5 or 6 posts when I was able to update my signature. Not sure about how to colour them though :D
    Happy saving!
    When you edit your signature you can include bbcode (bulletin board code) tags so for colour e.g from my signature 

     [COLOR=Peru][b]I think I saw you ... looking so fine[/b][/COLOR]

    if you change "Peru" for red, or green etc it will usually work but there are many variants - eg lightgreen

    If you search for "bbcode color list" you will find plenty of sites with details

    The list of tags (other than color) is available here - https://www.bbcode.org/reference.php 
    Going to try this tomorrow. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    For avoidance of doubt @Makingabobor2 (great username!) in my example the [b] and [/b] are for bold.  But I think now you can just do that by selecting the text when editing and selecting bold - so not wrong, but overly complicated.  Also putting in [br] adds a line break to help space it out (no need for a [/br].  Just one of those things

    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • PinkPrincess
    PinkPrincess Posts: 1,589 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I would like to join in please 😊 

    This is the first time I’ve done this and I opened an account with Monzo so I could run the automated savings applet on IFTTT but I want to do it backwards so the higher payment amounts are in January rather than December. 

    I have manually transferred £14.54 for the first 4 days of January (as it’s gone midnight now) but is there a way to reverse the amounts on IFTTT? If not then I’ll just have to try to remember transferring the amount manually but if anyone knows a way I can automate it, that would be so much easier! 

    Thank you and I’m happy with any number ☺️
  • I'm in! Thank you for organising.
    Welcome.  You are number 73. 
    Thank you! I'm new here - is that why I can't have a signature? Is there a minimum number of posts before I can get one? What info do I need to provide you and when for you to update the tracker?

    Thanks in advance :smile:
    You can edit your signature in your profile.  As far as I know you can get one immediately.  

    You just need to give me your number and the amount for the month in bold each month or weekly if that is better.  I won't be able to keep up with daily updates though. You also need to let me know if you are saving going forward, backward or random.  Have you read the first post as to how the challenge works? 
    Yes I'm all clued in with how it works, don't worry. I'm quite a seasoned saver and have been using MSE for years but have never used the forum other than to read. I'll be putting the challenge money in a separate pot that I can only access with 95 days notice on my Zopa account. My partner is doing it too. 

    I'll update you on my progress a bit later in the month and will try to get my signature done with my number in (when I've done whatever the minimum number of posts seems to be). 

    Thanks everyone!  
  • BlueJ94
    BlueJ94 Posts: 2,798 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #68 found 20p in my dressing gown. This counts right? 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • Hi, can I please be added to the list? Thank you!  :)
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I would like to join in please 😊 

    This is the first time I’ve done this and I opened an account with Monzo so I could run the automated savings applet on IFTTT but I want to do it backwards so the higher payment amounts are in January rather than December. 

    I have manually transferred £14.54 for the first 4 days of January (as it’s gone midnight now) but is there a way to reverse the amounts on IFTTT? If not then I’ll just have to try to remember transferring the amount manually but if anyone knows a way I can automate it, that would be so much easier! 

    Thank you and I’m happy with any number ☺️
    Welcome to your first savings challenge.  I have allocated you number 75.  

    Sounds like you have a plan using Monzo but I don't know how the savings applet works on IFTTT or how to automate it.  Why do you want to reverse the amounts? 

    Can you create a separate savings pot in Monzo so you can see at a glance how much is in there?  That is what I have done with my Starling account but I save monthly rather than daily purely so I remember to transfer it across as daily is too onerous.  Whatever works for you though. 

    I will be posting below as to how reporting works but feel free to post on here daily if you wish to record for your own benefit.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    BlueJ94 said:
    #68 found 20p in my dressing gown. This counts right? 
    Ooh bonus to find money in pockets.  I  found a tenner in my coat the other day ;)
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hi, can I please be added to the list? Thank you!  :)
    I have added you to the list.  You are number 76. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
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