Six cars collided into my car on a roundabout AFTER as I was stationary on the left

diystarter7

Greg89 said:

The first one had reg number not insured and the last one the driver doesn't want to give his plate number.

The fifth incident, it's coming up as driver not insured.

Thanks OP
Just give your insurance the details and leave it to them
I hope it's all done and over with soon
Take care

Exodi

diystarter7 said:

Greg89 said:

The first one had reg number not insured and the last one the driver doesn't want to give his plate number.

The fifth incident, it's coming up as driver not insured.

Thanks OP
Just give your insurance the details and leave it to them
I hope it's all done and over with soon
Take care

Agree with diystarter7.

While it's fun to poke at the mire of litigation that is likely to ensue, it's completely irrelevant to you.

It's for the lawyers to argue about now. As others have said, stop potentially incriminating yourself by discussing details with the other drivers. 

Sea_Shell

As long as they don't chalk it up as 1 fault incident and 6 non-fault 😉

DullGreyGuy

Exodi said:

Keep_pedalling said:

You lost control on ice and a number of other cars did the same but instead of hitting the corn they hit you. You won’t get away with a no fault claim and all insurers involved will deal with this as cheaply as possible so the likely outcome is that each insurer will handle the damage to their clients car and all will go down as a fault claim. Had you come to a gentle rest with no damage you might have got away with a no fault claim .

I was wondering the same.

You effectively have a scenario where 7 cars have had virtually the same accident. They have all slid on the same section of road/ice and collided in virtually the same place. The only difference between the OP and the other 6 cars was that they couldn't hit the kerb, because the OP's car was there.

If we are saying that the other drivers failed to take necessary care and attention to avoid their car hitting a stationary object, then surely the same applies with the OP colliding with the kerb in the first place.

If this is literally a situation where car 1 collided into OP, then car 2 collided into car 1, then car 3 collided into car 2, etc then I'd imagine a calculation of "damage caused" would get very complicated as each insured vehicle would probably argue that an amount of damage to each vehicle was caused by subsequent collisions...

Sounds very complicated and involves a lot of guesstimates. If they agreed to all cover their own insured drivers, the OP's insurers may feel a bit hard done by, given that the car has been impacted 7 times and may be a write off.

That said, surely they're used to this - I bet this kind of scenario happens somewhat regularly when it's icy.

As has already been said, the first instance is a fault claim for the OP. The subsequent collisions are non-fault from the OPs perspective.

The question will be if the first damage wrote off the car... if it did then the others were damaging scrap so have no liability. If it wasnt then others have some liability until the point of write off. Obviously there is the extra complexity of not having all parties' details and presumably having no evidence of which car hit where and which touched and which had a heavy impact. It will ultimately come down to a frustrating negotiation with whoever is assigned the case in the OP insurer. 

Can't say I remember too many of these types of cases... more common was the dual carriage way type RTC where a vehicle goes into the already crashed cars 

Sea_Shell

Was each subsequent collision driven away (moved) from by the other 6 cars?

So they didn't contact each other, just you?

diystarter7

Sea_Shell said:

Was each subsequent collision driven away (moved) from by the other 6 cars?

So they didn't contact each other, just you?

Hi

IMO it does not matter and like I and others have said, based on what OP has posted already and today as well, best left to the insurance guys to sort it out

DullGreyGuy

diystarter7 said:

Sea_Shell said:

Was each subsequent collision driven away (moved) from by the other 6 cars?

So they didn't contact each other, just you?

Hi

IMO it does not matter and like I and others have said, based on what OP has posted already and today as well, best left to the insurance guys to sort it out

It would matter if TP1 hit the OP and then TP2 hit TP1... in that scenario its unlikely the OP would have any claim from TP2 unless it can be evidenced that the collision was with such force into TP1 that it caused more damage to the PH. Then TP1 would be in a similar place to the OP... liable for the NS damage to their vehicle and to the OS of the OP but non-fault for the OS damage to their own vehicle.

Greg89

Thank you everyone for your insights and suggestions 

Some vehicles it come up as not insured and some do not wish to reply to my text messages.

I did text one say it's due to the icy road conditions. I've stopped it.

The severe damages were the second, fourth and fifth one.  They've sent images to their insurer.

However I'll leave it with the insurer.

I don't know if I'll get a courtesy car as I'm fully comp.

DullGreyGuy

Greg89 said:

I don't know if I'll get a courtesy car as I'm fully comp.

Depends what you've paid for on your policy... a traditional courtesy car is provided by the garage doing the repairs and is subject to availability. This means if the car cannot be repaired then no courtesy car.

Some policies offer a hire car instead of a traditional courtesy car and these are provided for total losses but most have a max 14-28 days limit meaning if repairs take longer than that the car has to go back which with the issues with spare parts these days its more of an issue than normal. 

diystarter7

DullGreyGuy said:

diystarter7 said:

Sea_Shell said:

Was each subsequent collision driven away (moved) from by the other 6 cars?

So they didn't contact each other, just you?

Hi

IMO it does not matter and like I and others have said, based on what OP has posted already and today as well, best left to the insurance guys to sort it out

It would matter if TP1 hit the OP and then TP2 hit TP1... in that scenario its unlikely the OP would have any claim from TP2 unless it can be evidenced that the collision was with such force into TP1 that it caused more damage to the PH. Then TP1 would be in a similar place to the OP... liable for the NS damage to their vehicle and to the OS of the OP but non-fault for the OS damage to their own vehicle.

Sorry, but how does it matter as I and others have said if left to the insurance co?  The OP is fully insured, so how does it matter?
It's not just me sayinng that but others. 6 cars, let the insurance deal with it as this is what OP has paid for as have most of us for fully comp insurance.

thanks