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My Mortgage Free Mountain - A 7 year expedition to climb to the top

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  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Our meal plan for the next week is mainly from the freezer and cupboards, I know we will need milk, fresh fruit & vegetables, and brown rice. No idea how we have run out of brown rice, we have had a store cupboard fail.

    I'm always pleased when I read in your diary about checking free postcode lottery etc as it reminds me to check. I used to be brilliant at remembering but inn the last few months I've list the routine, so thank you for the reminders.
    I ram out of pasta the other day - could not believe it - I ALWAYS have a stock of pasta in!!! the store cupboard gremlins must be visiting us!!!!
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 16 January 2024 at 8:00AM
    Morning all. It's a bit fresh today isn't it!!!! 

    I am planning on staying indoors as much as I can snuggled in with my oodie snoodie and slippers on (no heating of course until 4pm ish :) ), working on my business, applying for jobs and decluttering. I'm living the dream  :p  :p  :p 

    Today I WILL:-
    1. Play on Mistplay (126 points target) - 12 points today so far :)
    2. Make and post of 10 mini friendship seed packs for an Etsy order
    3. Post in three FB groups to hopefully get more orders
    4. Comment on In search of posts to hopefully get a few more orders - couldn't find any to comment on :(
    5. Create new cardmaking sheet for Craftsuprint and advertise it 
    6. Keep looking for Scan and Shop booklet so I can start scanning and earning points again - still no sign :( 
    7. Take a survey on Prime Opinion
    8. Carry out searches on Inbox Pounds
    9. Write a specific CV for catering jobs
    10. Write a specific CV for administration/customer service jobs - started - now I've just got to try and get it down to only two pages :)
    11. Apply for jobs found on Indeed
    12. Write remaining social media posts for this month and next and schedule them
    13. Claim for bus fares had to pay whilst waiting for bus pass
    14. List board games we no longer play on FB Marketplace along with necklace found during decluttering
    15. Check free postcode lottery, winadinner and freeemoji
    16. No heating on until at least 4pm so it is then warm for the boys come home - DONE :) 
    17. Return coat which was wrong size (in sale and I ordered two for son to see which one fitted him best) 
    18. Return watercolour paints ordered for son but then he found his set 
    19. Work on my business to help it to grow
    20. Evaluate ideas I came up with for low cost start up businesses - made a start - pros and cons list for two ideas so far :) 
    21. Take a course from one of my memberships
    22. Write small shopping list to take advantage of £10 voucher won at Lidl - DONE :)
    23. Check and see if website order money credited into my account yet - DONE £137.84 transferred into OP savings account :) 
    24. Design a  new product to sell
    25. Sort corner of craft room - DONE it is now tamed back into the containers it should be :) 
    26. NSD - nope - went to Lidl to se £10 voucher before it expired so not a NSD but did use £12.48 in coupons :)Also bought paper bags for a lucky dip idea I have had to try and sell more of the crystal bracelets :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 17 January 2024 at 8:05AM
    Morning all.

    Gosh it's cold today but still no snow for us here in Fleggburgh. All the villages around us got some but not us. The puppy dog is most upset as she loves nothing more than than to roll about in it! 

    I feel like I achieved nothing yesterday so I really must try harder today and get lots crossed off my list. I did manage to add £12.50 to the OP savings pot though thanks to my Lidl spin to win voucher and two free products earnt on their app so at least that is something.

    Father In Laws car is still at the garage as the part required to repair it did not arrive in time yest5erday so hopefully today it will be all mended and we can get on with advertising it from tomorrow. I just want it gone to be honest as every time I see it it reminds me of the tragic events of the last few months.   

    I've got nothing planned again today (apart from trying to keep warm!!) so hopefully that means that I will be able to crack on with my list and get lots crossed off :) 

    So today I WILL:-
    1. Play on Mistplay (126 points target) - 27 points today so far :)
    2. Make and post of 10 mini friendship seed packs for an Etsy order
    3. Make jewellery planner for Etsy order and post off - proofs made - just waiting for customer approval :) 
    4. Post in three FB groups to hopefully get more orders
    5. Comment on In search of posts to hopefully get a few more orders
    6. Create new cardmaking sheet for Craftsuprint and advertise it 
    7. Keep looking for Scan and Shop booklet so I can start scanning and earning points again 
    8. Take a survey on Prime Opinion
    9. Carry out searches on Inbox Pounds
    10. Write a specific CV for catering jobs - DONE :)
    11. Finalise CV for administration/customer service jobs - DONE :)
    12. Apply for jobs found on Indeed - DONE applied for 3 admin positions and one Cafe position :)
    13. Write remaining social media posts for this month and next and schedule them
    14. Claim for bus fares had to pay whilst waiting for bus pass
    15. List board games we no longer play on FB Marketplace along with necklace found during decluttering
    16. Check free postcode lottery, winadinner and freeemoji - DONE not a winner :( 
    17. No heating on until at least 4pm so it is then warm for the boys come home (this is getting harder the colder it gets but I'm determined) 
    18. Return coat which was wrong size (in sale and I ordered two for son to see which one fitted him best) = packaged and ready to return :) 
    19. Return watercolour paints ordered for son but then he found his set - DONE packaged and ready to return :) 
    20. Work on my business to help it to grow
    21. Evaluate ideas I came up with for low cost start up businesses
    22. Take a course from one of my memberships
    23. Design a  new product to sell
    24. Sort corner of craft room
    25. Scan CD's and see how much Zavvi will offer me
    26. Renew FB Marketplace listings
    27. NSD - DONE - will transfer £5 into the OP savings account :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • We have a tiny dusting of snow, it looks like someone has sprinkled icing sugar on a cake.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 16 January 2024 at 11:21AM
    no snow here (down south) but it was -5 when I deiced the car brrrrrr.
    Crafting I thought of you this morning, I bought a gillet from vinted and im wearing it today, its a lovely extra warm layer to help me stay warm and its working, but my toes are freezing!!!

    Hope you stay warm xx
    ♥️ ♥️ ♥️
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    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
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  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We have a tiny dusting of snow, it looks like someone has sprinkled icing sugar on a cake.
    Oooh I feel like I need a slice of cake now :) Yum Yum!


    ~FlowerPot~ said:
    no snow here (down south) but it was -5 when I deiced the car brrrrrr.
    Crafting I thought of you this morning, I bought a gillet from vinted and im wearing it today, its a lovely extra warm layer to help me stay warm and its working, but my toes are freezing!!!

    Hope you stay warm xx
    Gosh that's cold. I thought my -3 was bad enough! 

    The gillet sounds great and a much more stylish option than my oodie snoodie thing that I choose :):smile:
    I always seem to have cold toes so no advice to warm those up I'm afraid although I did see on the tv today some slippers which could be heated in the microwave to keep your feet warm so they may need to go on my birthday list :):smile:

    Warm wishes sent your way x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 17 January 2024 at 8:09PM
    Morning all.

    It's another cold one today so I will be hibernating inside as much as possible :) 

    Yesterday didn't start too well as son made no effort to catch the bus so I had to take him in to college which took up two hours of my day as I got stuck in rush hour traffic and roadworks!! Is it wrong to take £10 out of his lunch money (he gets £35 a week for this paid into his account) every time he misses the bus? I feel like I need to do something as it is becoming a regular occurrance and I resent having to do it when I have paid a fortune for a bus pass already!!! 

    I managed to get my CV's in order and apply for a few jobs yesterday but my word it took forever. One coffee shop application came with not only the application form which was five pages long and required me to write an essay as to what I feel is the future of eateries in the 21st century but also an aptitude test which had 176 questions!!! I am so out of practise. I'm not going to expect a call for that one I think :( 

    I'm planning on being very productive again today (but then again I though that yesterday and look what happened) so with nothing exciting planned (I never seem to have anything exciting planned!) I'm going to crack on and get lots crossed off ;)

    Today I WILL:-
    1. Play on Mistplay (126 points target) - DONE 117 points today :)
    2. Make and post of 10 mini friendship seed packs for an Etsy order - made will post off later today :) 
    3. Print and bind jewellery planner for Etsy order and post off = made just have to post off later :) 
    4. Post in three FB groups to hopefully get more orders
    5. Comment on In search of posts to hopefully get a few more orders - commented on three posts :)
    6. Create new cardmaking sheet for Craftsuprint and advertise it - created but for some reason the system is not letting me load it on at the moment so I will have to try later  :( 
    7. Keep looking for Scan and Shop booklet so I can start scanning and earning points again - checked another pile and still no sign :( 
    8. Take a survey on Prime Opinion - DONE one survey for 213 points from 3 surveys :)
    9. Carry out searches on Inbox Pounds
    10. Apply for more jobs found on Indeed - DONE 5 more applied for today including receptionist at a leisure centre, working in Lidl and cooking and serving food in Burger King :) 
    11. Write remaining social media posts for this month and next and schedule them - posted today and all but two posts written for this month :) 
    12. Claim for bus fares had to pay whilst waiting for bus pass
    13. List board games we no longer play on FB Marketplace along with necklace found during decluttering
    14. Check free postcode lottery, winadinner and freeemoji - DONE not a winner :(
    15. No heating on until at least 4pm so it is then warm for the boys come home (this is getting harder the colder it gets but I'm determined) - DONE :) 
    16. Work on my business to help it to grow - DONE I've made a list (surprise surprise) of what I need to do so will start actioning it step by step tomorrow :) 
    17. Evaluate ideas I came up with for low cost start up businesses - evaluated another one :) 
    18. Take a course from one of my memberships - DONE and I've added all the points raised in it to my new business action plan :) 
    19. Design a new product to sell
    20. Sort corner of craft room - DONE big pile gone through and everything put back where it should go :) 
    21. Scan CD's and see how much Zavvi will offer me
    22. List car for sale on Autotrader
    23. Renew library books - tried but it would not let me do it online so I will have to go to a library tomorrow :(
    24. Read MSE weekly email - DONE a couple of bits added to my list for further investigation :)
    25. Renew FB Marketplace listings - DONE 21 listings renewed. Fingers crossed something will sell soon :) 
    26. NSD - DONE £5 will be transferred into the savings pot tomorrow :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think a financial penalty could be the way forward, only you know your son and if would motivate them.

    On a separate note could your son take a packed lunch and save you a couple of quid a day?
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think a financial penalty could be the way forward, only you know your son and if would motivate them.

    On a separate note could your son take a packed lunch and save you a couple of quid a day?
    Thanks Baileys_Babe. 
    Money certainly motivates him and he does not like using his own so hopefully it might work - only time will tell :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 19 January 2024 at 7:51AM
    Good morning all.

    We finally have snow here on my little bit of the Broads and if I thought it was cold before, it has nothing on today - it's flippin' freezing!!!!! My resolve for no heating from 7.30pm - 4pm will be tested to its limits today I think!!!! 

    It's too cold to do much in my eyes so I will be hibernating indoors for as much of today as I can :) I felt quite productive yesterday getting lots crossed off my list so am hoping that I have another day of the same today. 

    I need to pop outside and get some new photos of father in laws car so I can get it listed but will have to wait until it defrosts a little bit I think in order to make it look its best. I'm being optimistic that it will defrost as its so cold but this is the new me so optimistic I shall be ;) 

    I feel like progress is really slow this month so hopefully there will be some movement on the OP pot at the end of the month to help boost my spirits and show me that even small things can make a really big difference. In the meantime I shall keep plodding along with all my little things I am doing and keep looking for ways to earn larger chunks of money each month :) Any new ideas are gratefully received :) 

     So on my hit list today I WILL:-
    1. Play on Mistplay (126 points target) - DONE 32 points added :) 
    2. Post in three FB groups to hopefully get more orders
    3. Comment on In search of posts to hopefully get a few more orders - commented on one already :)
    4. Load on new cardmaking sheet onto Craftsuprint made yesterday and promote it - loaded on but gone into quarantine so will have to wait until cleared before I can advertise :( 
    5. Pay in cheque via app from Royal Mail - DONE will transfer £6.70 when cleared :)
    6. Keep looking for Scan and Shop booklet so I can start scanning and earning points again
    7. Take a survey on Prime Opinion - DONE 141 points from two surveys :) 
    8. Carry out searches on Inbox Pounds
    9. Take some Panel Station surveys (they email me everyday)
    10. Check OhMyDosh for free offers I can apply for
    11. Apply for more jobs found on Indeed - applied for Retail Assistant at local caravan park near me and an at home customer advisor :)
    12. Write remaining two social media posts for this month and schedule them - DONE :)
    13. Claim for bus fares had to pay whilst waiting for bus pass
    14. List board games we no longer play on FB Marketplace along with necklace found during decluttering
    15. Check free postcode lottery, winadinner and freeemoji - DONE not a winner :( 
    16. No heating on until at least 4pm so it is then warm for the boys come home (this is getting harder the colder it gets but I'm determined) - DONE my hands and toes have been a bit cold but it's made me move about more to get the feeling back in them :) I'm looking forward to the heating kicking in in about 30  mins though :)  
    17. Action one thing from my business growth list - DONE updated my Etsy shop banner :)
    18. Evaluate ideas I came up with for low cost start up businesses
    19. Take a course from one of my memberships
    20. Design a new product to sell - DONE price display signs made :)
    21. Sort more of craft room
    22. Scan CD's and see how much Zavvi will offer me - DONE the grand total of £1.36 for 4 out of our 100 odd CD's :( 
    23. List car for sale on Autotrader
    24. Renew library books
    25. Action one thing from my list of new things to help be MF - DONE moved some money around to benefit from better interest rates :) 
    26. NSD - DONE will transfer £5 into OP savings account :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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