📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My Mortgage Free Mountain - A 7 year expedition to climb to the top

12223252728137

Comments

  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good luck with the BK job 🤞
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 21 July 2023 at 9:21AM
    Good luck with the BK job 🤞
    Thank you. I know I need to get of the chippy for my own sanity and self confidence so I really hope I'm successful.
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Fingers crossed for BK, so you can tell chippy man where to go! 
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 23 July 2023 at 10:53AM
    Morning all,

    Well I just cannot work out my boss at the chip shop. He was as nice as pie yesterday! I actually enjoyed my shift! 
    It's also pay day today which makes it much better :) £110 will be making its way into my pocket later this evening. It will only be there for a short while until its paid into the OP savings account though to earn me a little bit extra in interest ;)

    I've got a split shift today at the chippy so I'm working 12pm-2pm and then 4.30pm - 8.30pm so sadly it means not much time to do things inbetween (especially as I have to collect son from work and take daughter into work during that time) so I'm going to try and be realistic about what I can achieve today. On the plus side it does mean that hopefully today will be another NSD so will enable me to add a further £5 into the pot - fingers crossed.

    Here's my (not so) little list for today:-
    1. Play on Mistplay - DONE 101 points earned today (25p) :) 
    2. Complete a Nectar survey - DONE one survey for 40 points completed and disqualified from 2 so 4 extra points added :) 
    3. Transmit barcodes and receipts to Shop and Scan - DONE (worth equivilant of £1.60) :) 
    4. Raise claim with Royal Mail for missing parcel (£22.95) - DONE :) 
    5. Enter competitions - DONE 30 comps entered :) 
    6. Check free postcode lottery, Win a Dinner and Freemoji - DONE not a winner :(  
    7. Complete a survey/searches on Inbox Pounds - 7p from searches and 6p from spin to win but timed out of all surveys :)  
    8. Complete a survey on Panelbase
    9. Complete surveys on Prime Opinion 
    10. Comment on in search of posts on FB to hopefully get some orders
    11. Get rid of 5 things from the conservatory - DONE black bag full of old packaging, boxes, bags etc :) 
    12. Explore an idea on my brainstorm list to try and get another income stream start
    13. NSD - DONE £5 transferred to OP savings account :) 
    14. Chippy shift lunchtime - DONE £21.60 earnt :) 
    15. Chippy shift evening - DONE :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Glad to hear boss was nice yesterday.

    I wonder what triggers  the change in their behavior?

    Very Jekyll and Hyde.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 24 July 2023 at 8:00AM
    Hi everyone.

    A bit later today again as treated myself to another lie in and then have been busy taking kids to work.

    I slipped over on my chip shop shift yesterday on some oil/water on the floor and have really hurt myself. My knee has a big cut and is bruised and hurting like heck and my elbow has a large lump on it and really hurts too. It is so painful when I straighten it and I cannot hold any weight in my hand on that side without shooting pains going up my arm.  Add to that my back is also black and blue and I've got a bad headache, I don't think I'll be capable of getting much done today. I honestly don't know what hurts most! On the plus side hopefully he will be nice to me for the next few shifts (luckily not back in until Thursday as I think I need time to recover).

    So here's my little list today. I am only adding in things which I can do sitting down and one armed as my body is letting me know my limitations today! Luckily OH has a day off today so he can drive me to the post office later so I can pay in my wages :) 

    Here's my little list for today:-
    1. Play on Mistplay -64 points so far :)
    2. Complete a Nectar survey
    3. Submit Food on the Go pasty bought via app - DONE should get 250 points (25p) :)
    4. Pay in wages  - DONE £110.70 transferred into OP savings account :) 
    5. Cash in scratch cards found lying around house - DONE managed to cash in 5 out of the 6 and got £11 so added this to the OP savings pot. Got a number to phone to see if I can cash in the older one which is worth £5 so fingers crossed :) 
    6. Make proof for order book book order received on Etsy
    7. Make proof for jewellery planner order received on Etsy
    8. Enter competitions
    9. Check free postcode lottery, Win a Dinner and Freemoji  
    10. Complete a survey/searches on Inbox Pounds
    11. Complete a survey on Panelbase
    12. Complete surveys on Prime Opinion 
    13. Comment on in search of posts on FB to hopefully get some orders 
    14. Explore an idea on my brainstorm list to try and get another income stream start
    15. Rest my aching body - DONE :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • badmemory
    badmemory Posts: 9,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Have I misunderstood?  Is your PO open on a Sunday?
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    badmemory said:
    Have I misunderstood?  Is your PO open on a Sunday?
    yes it is. It is inside a little village shop so opens the same hours as the shop does :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Wishing you a speedy recovery! 
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    oh my goodness, I do hope its just bruses and they heal quickly without too much pain.
    Take it easy
    Flowers x
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.