My Mortgage Free Mountain - A 7 year expedition to climb to the top

Baileys_Babe

Enjoy your day off.

That sounds like a whooper of an order, good luck completing them today.

How much notice do you need to give your tenants when changing the rent?

craftingmad

Baileys_Babe said:

Enjoy your day off.

That sounds like a whooper of an order, good luck completing them today.

How much notice do you need to give your tenants when changing the rent?

Thank you.

It is for 48 sheets of stickers and 1500 thank you cards so pretty big and very time consuming but it can be made using supplies I already have so that's good  

We have to give a months notice I believe so I need to get my bum into gear and get that email sent!

craftingmad

Good morning everyone,

Sorry for lack of posts again. I've been busy working and visiting /phoning mum and dad which has pretty much taken up all my time and I needed to take a little bit for me just to recharge my batteries as I felt exhausted.

Much better today though so as well as my shift at the cafe (a shorter one today as only allowed to open bank holiday hours of 10am - 4pm), I am hoping to get a few more little bits crossed off my list which will ultimately help us climb this mortgage mountain as quickly as possible.

My number one priority this morning was to get postage labels printed off for my Etsy orders as the money will leave my Etsy account today and then hopefully hit my bank account tomorrow    I've achieved this so even if I only also manage my shift today I will be happy  

I've managed to transfer more money into the OP savings account today thanks to my cafe wages and also the money which we would have spent on our own mortgage, OP's, subscription cuts so we are now  £919.93 closer to our end goal We are getting there slowly. We now have enough to pay off BTL1 mortgage and 70% towards BTL2 (and that does not include our investment account which I'm saving to motivate me when we are onto our last mortgage. Hopefully there is light at the end of the tunnel.

Our daughter is currently flying to Zante for a weeks all inclusive holiday which has made me pine for a little bit of rest and relaxation somewhere so I might splash out a little bit soon and try and go away for a few nights in the camper van I will scroll through the internet and see if I can find somewhere nice but reasonable. 

So today I HOPE I WILL:-

1. Play on Mistplay (50 points target) - 39 points so far 
2. Watch videos on WeR8 - no videos available today but have now managed to cash out £10.29 so will declare this when it hits my bank account in about a weeks time
3. Add hours I have worked onto spreadsheet to ensure I get paid for them later in the month - DONE
4. Write social media posts for this month
5. Schedule social media posts for this month
6. Print Etsy postage labels before payday today - DONE
7. Finish big stationery order for Etsy customer - worked on it again today but sadly not finished yet
8. Return extra mice to Amazon for refund
9. Comment on in search of posts to try and get new orders
10. Email rental management company and advise rent increases on two properties from June 2025. Also ask for valuations on both properties  
11. Check free postcode lottery - DONE not a winner
12. Complete three prime opinion survey
13. Change postage prices in Etsy shop and on website to take into account Royal Mail increases
14. List something new on FB Marketplace
15. Declutter 5 things from the house
16. Cafe shift (10am - 4pm) - DONE actually finished at 5pm as was such a busy day
17. Complete Radio Survey for today so that I can qualify for a £5 voucher on Sunday - DONE
18. NSD - DONE

Baileys_Babe

You do not need to apologise when you choose not to post, this is your thread post when you want.

Try and squeeze some R & R into today to look after yourself as you can continue with supporting your parents, concurring Mount Mortgage as well as being there for Hubby and the children 🤗

craftingmad

Good morning,
Well yesterday was manic at the cafe. I did not stop all day and had to go to bed at 8.30pm last night as I was absolutely shattered! This did mean that I did not get as much done as I would have liked but hey ho I'm not going to beat myself up about it as I did do some things which will help us with our mountain trek and the main thing is money also got transferred into the OP savings account so it's all good.

I'm at the cafe again today so fingers crossed it will not be quite as busy. One of the potential buyers was there yesterday for a bit so it looks like the sale is progressing. Who knows if I will have a job there in a couple of months time but for now I will just keep working hard and taking my wages and then if it happens it happen. At least now I have the confidence to go out and get a new job if it is required  

What with work and completing the large Etsy order I don't think I will have much time left to do much else but I'll add my list and see what I can achieve. You never know, I might surprise myself

 So today I HOPE I WILL:-

1. Play on Mistplay (50 points target) - 2 points so far
2. Watch videos on WeR8 - no videos available today
3. Write social media posts for this month
4. Schedule social media posts for this month
5. Finish big stationery order for Etsy customer - little bit more completed
6. Return mouse and trousers to Amazon for refund
7. Post off two USA Etsy orders - asked hubby to do it but turns out both had same label and so he posted the wrong one off
8. Comment on in search of posts to try and get new orders
9. Email rental management company and advise rent increases on two properties from June 2025. Also ask for valuations on both properties  
10. Check free postcode lottery
11. Complete three prime opinion survey
12. Change postage prices in Etsy shop and on website to take into account Royal Mail increases
13. List something new on FB Marketplace
14. Declutter 5 things from the house
15. Cafe shift (9am - 5pm) - DONE actually finished at 5.15pm
16. Complete Radio Survey for today so that I can qualify for a £5 voucher on Sunday - DONE
17. NSD - DONE

craftingmad

Good morning everyone,

No energy to post yesterday as had a super busy day at the cafe and was shattered by the time I finished  

I was supposed to be having a day off today but I am covering somebody's shift at BK tonight from 6pm - 10pm so as my shift has been cancelled on Saturday it will mean I make a few hours up which I was not expecting so that is a bonus. I just hope I do finish at 10pm though  

Hubby and I have been viewing a couple of bungalows for my parents today but sadly none of them were quite right. We have another 4 to look at tomorrow so fingers crossed one of them fits the bill.

I've also managed to tidy our hallway and found something to sell on Facebook so it is looking lovely and clear and clean and all my washing is put away. I have lots of loads to do but they said it was going to rain today so I did not bother but I'm mighty annoyed as it has been a lovely day so far so I could have got some dry Never mind fingers crossed the next couple of days are nice and warm and sunny  

Nothing else really to report so I'll jump straight into my list for today:-

 So today I HOPE I WILL:-

1. Play on Mistplay (50 points target) - 2 points so far 
2. Watch videos on WeR8 - no videos available today 
3. Write social media posts for this month
4. Schedule social media posts for this month
5. Finish big stationery order for Etsy customer - DONE now just need to package up
6. Return mouse and trousers to Amazon for refund
7. Sort out USA Etsy orders
8. Comment on in search of posts to try and get new orders - commented on two so far
9. Email rental management company and advise rent increases on two properties from June 2025 - DONE both properties will be going up by £50 a month
10. Check free postcode lottery
11. Complete three prime opinion survey
12. Change postage prices in Etsy shop and on website to take into account Royal Mail increases
13. List something new on FB Marketplace - DONE gingerbread men bottles listed (bought to sell at cafe but as not buying now they are no longer needed)
14. Declutter 5 things from the house - DONE out of date dog food tins, dog biscuits, junk mail, old pair of trainers with no soles and broken box all in rubbish bin
15. BK shift (6pm - 10pm) - DONE
16. Complete Radio Survey for today so that I can qualify for a £5 voucher on Sunday - DONE
17. NSD - DONE

craftingmad

Good morning everyone,

I may not have posted for ages but I promise I have been clocking up the hours to put money into our OP savings account which is growing slowly. I just need to find another £638 to reach 75% of BTL mortgage2 saved, and in total we have just under £33750 left to find to officially be mortgage free (as long as our investment does not go down in value). 

Just writing that down has made me feel so much better as I've been feeling we have not been making any progress recently but from a starting point of £212,0000 owed, the figure needed now seems quite doable Its given me a new lease of life to continue as I have been doing

I've been picking up extra hours at BK covering a delivery driver who is off sick and been loving zooming around in the golf buggy even though my breasts are a little sore from all the speed bumps around camp I actually think I might miss it when the normal guy is back  

I have a double shift today at the original cafe and then at BK (golf buggy duty again) so realistically will not have time to get a huge amount done (especially given that I have a bit of paperwork to complete with regard to mum and dad moving closer to us), but me being me will add a huge list anyway and then beat myself up with how little I have achieved 


So today I HOPE I WILL:-

1. Play on Mistplay (50 points target) - 2 points so far 
2. Watch videos on WeR8 - no videos available today 
3. Deliver eggs to cafe - DONE earned £2 from mark up I put on 
4. Reply to FB enquiry re: stickers - DONE fingers crossed for the order
5. Make and post off lucky black cat token for Etsy order - made
6. Design and send proof of sewing planner to customer
7. Write social media posts for this month
8. Schedule social media posts for this month
9. Return mouse and trousers to Amazon for refund - road to post office closed and it is a 7 mile diversion so going to save petrol and wait until its open again  
10. Comment on in search of posts to try and get new orders
11. Check free postcode lottery
12. Complete a prime opinion survey
13. Chase WER8 for payment - DONE fingers crossed I will receive it soon
14. Renew Facebook Marketplace listings - DONE 22 items renewed
15. Declutter 5 things from the house
16. NT shift (12pm - 4.30pm) - DONE actually finished at 5pm
17. BK shift (5.15pm - 9pm) - DONE actually started at 5.30pm and finished at 9.30pm
18. Chase Radio Survey for reward voucher - DONE redeemed a £10 Amazon voucher on behalf of son and a £5 argos voucher for me so added £15 into OP savings account
19. NSD - DONE

Baileys_Babe

Hello 🙋

I would enjoy delivering around the site on the golf buggy, well in the dry weather anyway. Would you benefit from wearing a sports bra to prevent the soreness?

Good luck with your list 🤞

craftingmad

Baileys_Babe said:

Hello 🙋

I would enjoy delivering around the site on the golf buggy, well in the dry weather anyway. Would you benefit from wearing a sports bra to prevent the soreness?

Good luck with your list 🤞

It was great fun. I actually missed it when I was back doing my normal role

If I was doing it ion a more permanent basis I would have deffo invested in more support. That was a great suggestion.

craftingmad

Good morning everyone,

I have a day off from going out to work today but really not a proper day off as I have to get my Etsy orders made as have no other days available this week as will be busy working. I have to say my body really feels like it needs to just sit down and rest after 9 days straight being on my feet all day and doing three days of double shifts so I am going to take it easy and keep scheduling in little breaks for both my body and mind See I'm learning Baileys  

I have also been offered another job at a local PYO strawberry farm but in all honesty as much as it sounds great, I really don't know if I can fit anymore hours in to my already hectic schedule especially with mum and dads hopeful move taking place soon. I'm going to add it into my to do list to think about today and hopefully come to a sensible conclusion Its hard as the cafe sale seems to be moving quickly so I don't even know if I will have a job there in the near future. Decisions decisons - mind you there are far worse positions to be in so I am very grateful.

I have finally sold some shaped scrapbook albums I have had for ages and never made up on FB Marketplace so that will add another tenner into our pot. I was beginning to think that I was never going to sell anything on there again as its been so long since my last sale. I really must try and get a few more listings on there and hope for more sales soon  

I also really need to get some food shopping in too as the cupboards (and fridges) are looking very bare and get some washing done as the laundry basket is overflowing onto the floor! So much for a day off

 So today I HOPE I WILL:-

1. Play on Mistplay (50 points target) - 2 points so far
2. Watch videos on WeR8 - DONE two videos watched for total of 12p
3. Transfer cafe wages into OP savings account - DONE £319.37 added
4. Order glossy stickers for FB order and request additional money for extra sheets wanted - fab news found some stickers which I had left over from last order and have just enough. Fingers crossed they all print our perfectly
5. Reply with quote to seeded postcard enquiry on FB - DONE fingers crossed she goes for it as would be £40 order Invoice requested by customer and sent
6. Design and send proof of sewing planner to customer - DONE
7. Make and post off lucky gnome for Etsy order
8. Finish making and post off lucky black cat for Etsy order
9. Post off scrapbook albums sold on FB marketplace
10. Design seeded business card proof for Etsy order and send to customer
11. Write social media posts for this month
12. Schedule social media posts for this month
13. Return mouse and trousers to Amazon for refund
14. Comment on in search of posts to try and get new orders
15. Check free postcode lottery
16. Complete a prime opinion survey
17. Declutter 5 things from the house
18. Chase mum for POA details so I can get that lodged to help get house move going - DONE completed now just to print out and get signed before submitting
19. Meal plan for week - DONE
20. Food shopping sticking to grocery list
21. Two loads of washing done and dried outside - ALMOST DONE - two loads washed and almost dry but needs a bit of airing inside to make them perfect Luckily got it all in before the heavens opened

That should keep me out of mischief for a while

Hope you all enjoy your Bank Holiday Monday x