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My Mortgage Free Mountain - A 7 year expedition to climb to the top

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  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The day you have planned looks very full on, I hope you find sometime to rest and relax 🤗
    You were right Baileys (as always) I planned in far too much but the good news is I spent most of the day relaxing by bumbling around the City looking at all the shops I never usually get a chance to look in. I managed not to spend that much either just getting work shoes, some more work trousers (both desperately needed and in total only £26) and I treated myself to a reduced tshirt, sweatshirt and super soft long sleeved PJs from Primani costing in total £28 :) I had a lovely day and feel very rested and relaxed now. It might all change after a day at work but we shall see ;)   
    I'm pleased to hear you spent much of yesterday relaxing and looking at your list you achieved lots.

    I don't envy you finishing at 11 pm tonight, as you say pass bedtime.
    Thank you. I think I finally got the balance right between work and rest :):smile:

    It was a real struggle and tonight I think I will be there until midnight :( 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done on the OPs
    It sounds like you least like the BK job - is it paid better than the others ? As if not that seems to be the obvious one to get rid of 
    Thank you.

    BK is actually the job I hate the most I think. The hours are pants and I work with kids who vape every 5 seconds and have no clue how to clean so most things fall to me whilst on shift :( If I were to get rid of one I think this will be the one which goes ;) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 March at 8:34AM
    Morning all,

    Sorry no time to post yesterday as was working in the new cafe from 8am - 6.30pm and was shattered by the time I came home :( I have an unexpected day off from that cafe today though as the owner has extended ghis holiday in Spain and cannot find anyone who can work with me today so he has closed. Back to normal from tomorrow though ;) It actually worked in my favour as I also have a shift at BK tonight which was meant to be 8pm - 11.30pm but it has now changed to 4pm - 12am so I'm very glad of the rest before hand :) 

    I've still not heard from the ice cream shop so I am assuming they don't want me :( I'm not that bothered but it would be nice to know for definite :( 

    I plan to spend this morning resting and working on my business along with updating my spreadsheet as I've fallen behind a little bit because I have been so busy with work. We have workmen in the next street along digging up the road and putting fibre optic cables in for broadband so its a bit noisy. I dread to think how bad it will be when they get to be right outside our house :( I'm actually thinking I will be quite glad to go to work later just to get a bit of peace and quiet - hopefully that fact will get me through until midnight ;) 

     So today I HOPE I WILL:-
    1. Play on Mistplay (50 points target) - 7 points so far today :)
    2. Watch videos on WeR8 - DONE three videos watched for total of 18p :)
    3. Transfer wages and subscription savings into new savings account - DONE £1030.29 added :)
    4. Print planner for existing customer
    5. Produce sticker proofs - DONE now just have to wait to hear from customer :)
    6. Do Etsy custom listing for friendship seeds - DONE worth £10.45 once ordered :)
    7. Do Etsy custom listing for stickers and flyers set for existing customer - DONE worth £64.75 once ordered :)
    8. Reply to enquiry regarding plantable shapes - DONE :)
    9. Reply to existing enquiry regarding plantable tags - DONE :)
    10. Check interest has been added to original savings account - DONE £287.64 been added :) 
    11. Update spreadsheet - DONE added over £4K last month to the OP payment account :)
    12. Ask rental agent when we can put the rents up for two of our properties they look after - DONE hopefully we will soon be able to add a minimum extra £150 to the OP pot :)
    13. Comment on in search of posts to try and get new orders - commented on one so far :)
    14. Check free postcode lottery - DONE not a winner :(
    15. Complete three prime opinion survey - DONE one survey completed for 40 points, one for 53 points and one for 6 points :)
    16. Take a course from one  of my memberships
    17. List something new on FB marketplace
    18. Either cancel or negotiate a better rate for Photoshop as £30 a month is too much
    19. Post off cross in my pocket - DONE :)
    20. BK shift (4pm - 12am) - DONE managed to finish at 11.15am which was good :)
    21. NSD - DONE :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 23 March at 12:06PM
    Afternoon everyone,

    I'm not at work until 6pm today so I have spent the morning walking the doggo with hubby and also taking courses so I can cancel as many subscriptions as I can as realistically I just don't get the time to use them :) 
    I've already managed to cancel one today which is going to save me £15.25 a month so that money will be put towards our mortgage mountain pot :) Not loads but that is still an extra £183 a year which will make a small difference :)

     I've still not heard anything from the ice cream place so it looks like I am stuck with the jobs I have for now ;) Its not a great deal as I know I don't actually have time for anymore jobs ;) 

     So today I HOPE I WILL:-
    1. Play on Mistplay (50 points target) - DONE 57 points so far today :)
    2. Watch videos on WeR8 - DONE four videos watched for total of 24p :)
    3. Print planner for existing customer
    4. Chase customer regarding sticker proofs printing - DONE :) 
    5. Reply to enquiry regarding plantable shapes - DONE :)
    6. Comment on in search of posts to try and get new orders
    7. Check free postcode lottery - DONE not a winner :(
    8. Complete three prime opinion survey - DONE 5 surveys taken for a total of 121 points :)
    9. Take a course from one  of my memberships - DONE watched 5 courses and cancelled one subscription which will save me £15.25 a month :)
    10. Either cancel or negotiate a better rate for Photoshop as £30 a month is too much
    11. BK shift (6pm - 11.00pm) - DONE :)
    12. NSD
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 23 March at 4:13PM
    Good morning,

    I'm so sorry for the long absence. Life has taken on a little bit more crazy at the moment and I don't even seem to have time to sit down for even a second. Sadly my dad had a fall and ended up in hospital so I have been dashing backwards and forwards to see him and it has involved lots of lengthy telephone conversations (well mainly trying to get to talk to someone and the actual conversation taking around 5 mins if I'm lucky!). Plus my mum's cancer has returned and she is understandably in a bit of a state about it and worried about what the future holds (as am I) :( I think I'm still in shock about everything really - it has been a lot to take in over the past few days and I feel emotionally and physically drained but I do know that at the moment they both have to be my priority and I have to somehow fit in everything else around them :(  Something may have to give but I'm going to try and keep going as I am for as long as I can as we are getting so close to achieving our mortgage free dream but at the same time I know that time as my parents are now in their 80's that time spent with them is also very precious.

    I have heard from the ice cream shop and they have in a very informal way offered me the job. However with everything going on currently I don't think I will be taking it as it is just not the right time and the cafe seems to be getting better again with the atmosphere of the owners improving greatly.

    I really want to try and keep a little normality in my life to help keep me sane and give me something for me to focus on so I'm going to try and post my infamous long to do lists as much as I can but I don't think I will be able to do it on a daily basis for the forseeable future. 

    So today I HOPE I WILL:-
    1. Play on Mistplay (50 points target) - 31 points so far today :)
    2. Watch videos on WeR8 - DONE five videos watched for total of 30p :)
    3. Submit hours to cafe for wages to be paid today - DONE :)
    4. Reply to enquiry about bags of love for Nanny - DONE lady collected two for a total of £10 :)
    5. Reply to enquiry regarding plantable shapes - DONE :)
    6. Print planner for existing customer
    7. Print stickers for Etsy order - DONE :)
    8. Make custom friendship seed packs for Etsy order - DONE :)
    9. Send over proof for business cards and flyers to Etsy customer - DONE :)
    10. Chase customer for artwork for plantable tags - DONE :)
    11. Transfer money from sale this morning into OP savings account - DONE :)
    12. Transfer wages into OP savings account
    13. Update hours worked in spreadsheet to ensure paid correctly from all three jobs - DONE owed around £900 before tax so far :) 
    14. Comment on in search of posts to try and get new orders
    15. Check free postcode lottery - DONE not a winner :(
    16. Check for code for Amazon voucher cashed out in Prime Opinion - DONE cannot find it so contacted customer support :)
    17. Complete three prime opinion survey - DONE three surveys completed for a total of 137 points :)
    18. Renew FB marketplace listings - DONE 35 listings renewed :)
    19. List something new on FB marketplace
    20. Either cancel or negotiate a better rate for Photoshop as £30 a month is too much - DONE negotiated a better rate so saving £12 per month for a year :)
    21. BK shift (6pm - 11pm)
    22. Meal plan for week ahead - DONE - almost everything from fridges/freezers and stores :) 
    23. NSD
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry to hear about your parents health problems 😞 

    I think if somethings have to give the first one I would choose would be BK as those late finishes have a greater toll on you 🤗
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Sending hugs x
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry to hear about your parents health problems 😞 

    I think if somethings have to give the first one I would choose would be BK as those late finishes have a greater toll on you 🤗
    Thanks Baileys x

    BK is certainly on my radar as the one to quit if I need too. I haven't heard anything else from the ice cream shop so I'm not doing anything about jobs until it is definate but in the meantime I have told them the latest I can work is 8pm which is much better for me :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sending hugs x
    Thank you x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,360 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 28 March at 11:47AM
    Good afternoon,

    Better late than never right?
    I'm still busy juggling caring for my parents, whilst working three different jobs and trying to keep my business going as well so not much time for anything else at the moment. 

    I had a bit of a bad day yesterday as I got bitten by a little dog which came into the cafe. I now have a very sore thumb where it latched on (boy for a little dog it had some bite!) so we treated ourselves to a Chinese take away for dinner which was yummy :) 

    My car is also broken after failing its MOT on Monday thanks to all four tyres needing replacing and my front suspension being broken :( Hubby tried mending it yesterday but sadly broke my clutch cable and caught some pipe when he was removing the suspension so has caused more damage than he has repaired. It is now booked into the garage for a professional repair next week and our lovely neighbour will tow it there on Sunday with his breakdown truck (sadly he has not got time to mend it as he would have been much quicker and cheaper) :( I'm starting to worry about hubby as he even forgot our home telephone today when contacting the garage :( 

    I have to get some orders completed today and also some washing done whilst the sun is shining but in all honesty I also need to set aside a bit of time to rest and relax as my body is telling me I need to slow down a bit. 

    So today I HOPE I WILL:-
    1. Play on Mistplay (50 points target) - DONE 147 points today :)
    2. Watch videos on WeR8 - DONE three videos watched for total of 22p :)
    3. Print planner for existing customer
    4. Post off seed packs and stickers for Etsy orders - DONE :)
    5. Print business cards and flyers for Etsy customer
    6. Send proof to Etsy customer for plantable tags
    7. Make and post off two crosses in my pocket for Etsy order - DONE :)
    8. Change or cancel two shifts for the following two weeks to avoid clashes - DONE :)
    9. Comment on in search of posts to try and get new orders - commented on one so far :)
    10. Check free postcode lottery
    11. Check for code for Amazon voucher cashed out in Prime Opinion
    12. Complete three prime opinion survey 
    13. Renew FB marketplace listings
    14. List something new on FB marketplace
    15. Get two loads of washing dry outside - DONE :)
    16. Post off mothers day cards made the other day - DONE :)
    17. NSD (apart from poo bags which we desperately need) - FAILED bout 23 dies from The Range but they were only 10p each so I could not resist :( 
     
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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