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My Mortgage Free Mountain - A 7 year expedition to climb to the top

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  • LadyWithAPlan
    LadyWithAPlan Posts: 3,752 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Good morning,

    Well my shift at the cafe yesterday was lovely despite being busy. I came in to find almost everything topped up and the owners were both lovely to me. I think it may have something to do with the fact that they need me to cover their holiday in two weeks time as the other lady is refusing to do any extra hours but we shall see. For now I will just take a nice atmosphere and enjoy working there again as I came home last night feeling much better about myself and life in general  :) 

    Another shift at the cafe today so another short list from me ;) 

    So today I HOPE I WILL:-
    1. Play on Mistplay (50 points target) - 7 points so far :)
    2. Watch videos on WeR8 - DONE one video watched for 5p :)
    3. Comment on in search of posts to try and get new orders - commented one one :)
    4. Check free postcode lottery - DONE not a winner :(
    5. Complete a prime opinion survey - aiming to complete one each day
    6. Brainstorm new ideas to make some extra cash
    7. Cafe shift (9am - 5pm) - DONE didn't finish until 6pm so that's an extra hour :)
    8. NSD - DONE :) 
    well done ;) and on the cash extra as well
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I can see how it must be frustrating having planned your week that you are working today. But dont let it derail your plans to climb the mountain, enjoy the lack of commuting costs and the time you have gained, try and do something that gives you pleasure even if it is only for a short while 🤗 
    Thanks Baileys - excellent advice as always :) 
    I have enjoyed a lovely walk with the doggo in the sunshine and I am back on track :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sounds like you have made a great start on the conservatory.

    I'm glad you were able to enjoy the sunshine, we have only had about half a day this month, I'm so looking forward to seeing it more frequently.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sounds like you have made a great start on the conservatory.

    I'm glad you were able to enjoy the sunshine, we have only had about half a day this month, I'm so looking forward to seeing it more frequently.
    The sunshine was lovely and certainly something I look forward to seeing more of too :) It also helped me get two loads of washing dry yesterday so I'm hoping the forecast is wrong today and there will be more sunshine instead of the rain as I have more washing which needs to be rewashed sitting in the conservatory today :)  

    Hope you have a lovely day whatever the weather x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 23 February at 9:25AM
    Good morning :)

    It is meant to be a wet and windy day here on the Broads today but I'm really hoping they have got it wrong and the sun will shine all day so I can get more washing dry :)  I'm sick of my house looking like a laundrette!!! 

    I have some training at BK this morning/afternoon so that will add a couple more hours into the wages pot and I also hopefully have two people coming this evening to collect things I listed on FB Marketplace. I'm really praying they both turn up as in total it will add £148 into the OP savings pot which is a lot more than I'm selling on Etsy each month at the moment ;) The £130 sale (sticker sheets and lots of them) lady is a bit odd though so I'm trying not to get excited about that one as I have a feeling she has no intention of coming as she blew me out earlier in the week but only time will tell. I really hope she does as I have had these stickers sitting in the house for years and never done anything with them so it would be nice to get the space back which they are currently taking up :) I'm learning that even 30cm worth of space makes a big difference in the grand scheme of my decluttering plan :) I am determined to claim my house back from the clutter at some point in the next few years ;) 

    Other than the training I also hope to be able to clear a bit more of the conservatory toady (I'm aiming for at least two boxes everyday as it is far too overwhelming to just give it a good blitz and it would take me to eternity I think with the amount of stuff in there! But a little progress every day is making me feel much better and I am seeing the benefits already :)

    So today I HOPE I WILL:-
    1. Play on Mistplay (50 points target) - 2 points so far :)
    2. Watch videos on WeR8 - DONE one video watched for 5p :)Hopefully should be able to cash out £10 tomorrow :) 
    3. Print planner for existing customer who paid invoice yesterday 
    4. Reply to sticker enquiry on Etsy - DONE :)
    5. Reply to sticker enquiry on FB
    6. Attend training for BK - DONE 2.5 hours will be being added to my pay packet in two weeks time :)
    7. Return ring guard to Amazon for refund as too big and found my old one
    8. Redeem Mistplay reward voucher - DONE transferred £5 into OP savings account :) 
    9. Review costings and increase prices so I actually make a profit
    10. Comment on in search of posts to try and get new orders
    11. Check free postcode lottery - DONE not a winner :( 
    12. Complete three prime opinion survey
    13. Take a course from my memberships
    14. Create a new cardmaking download 
    15. Upload cardmaking sheets onto craftsuprint
    16. List something new on FB Marketplace
    17. Tidy some of the conservatory (AKA our dumping ground)
    18. Change over Disneyplus to standard membership to avoid price rises
    19. Either cancel or negotiate a better rate for Photoshop as £30 a month is too much
    20. NSD - DONE :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 23 February at 5:53PM
    Good morning,

    The sun is shining so I will be trying to get lots of washing dry today along with enjoying a long walk with the doggo :) I already have two full lines outside so fingers crossed it dries quickly so I can get some more hung out as soon as this lot is ready :)

    I had a good sales day on FB Marketplace yesterday as the person came to collect the stickers (£130), the lady collected the fabric bags (advertised for £18 but she gave me £20) and I sold the toys I originally bought as gifts (£15). So in total £165 from FB Marketplace sales which is fabulous and it will all be added towards our mortgage mountain so happy days :) Plus I have a little bit more room back in our house so it's a double win :) 

    It is payday at the new cafe again today as well so fingers crossed for around another £250 being able to go into the savings account today as well :) 

    I plan on using this day off to get some more of the conservatory sorted, work on some orders and take a couple of training courses so I can get closer to cancelling the subscriptions :) Hope you all have a great day too x

    So today I HOPE I WILL:-
    1. Play on Mistplay (50 points target) - 2 points so far :)
    2. Watch videos on WeR8 - DONE one video watched for 5p :)Sadly just 3p away from £10 of cleared funds so hopefullly I will be able to cash out tomorrow :)
    3. Print planner for existing customer who paid invoice yesterday 
    4. Produce sticker proofs for Etsy order 
    5. Reply to sticker enquiry on FB
    6. Submit hours for cafe so I can be paid today - DONE :)
    7. Return ring guard to Amazon for refund as too big and found my old one
    8. Post off toys sold on FB Marketplace and transfer money into savings account
    9. Pay in money from FB Marketplace sales and transfer
    10. Three loads of washing all dried outside - two are on the line and the third is going round so it is ready :)
    11. Review costings and increase prices so I actually make a profit
    12. Comment on in search of posts to try and get new orders - commented on two so far :)
    13. Check free postcode lottery - DONE not a winner :( 
    14. Complete three prime opinion survey
    15. Take a course from my memberships
    16. Create a new cardmaking download 
    17. Upload cardmaking sheets onto craftsuprint
    18. List something new on FB Marketplace - DONE listed 8 different crafty items for sale for a total of £50 - fingers crossed these sell quickly to make some more room :)Good news £26 waiting collection today and tomorrow :)
    19. Tidy some of the conservatory (AKA our dumping ground) - DONE one more box gone through :)
    20. Transfer over wages into OP savings account
    21. Change over Disneyplus to standard membership to avoid price rises - DONE will save £40 a year :)
    22. Either cancel or negotiate a better rate for Photoshop as £30 a month is too much
    23. NSD 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done on the FB sales as you say double win.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 24 February at 7:45PM
    Good morning,

    A quick post from me today as I have to be at the cafe at 8am for an9 hours shift and I'm running late ;) 

    I have two ladies coming today hopefully to collect some things from FB Marketplace so that will add £21 into our savings pot to throw at our mountain - plus its gets rid of another carrier bag full of things from the conservatory so another win win :) 

    Realistically I won't get time to do much else today I don't think but I really need too so I'm going to add a list but not beat myself up if I achieve nothing but the cafe today :) 

    So today I HOPE I WILL:-
    1. Play on Mistplay (50 points target) - 2 points so far :)
    2. Watch videos on WeR8 - DONE one video watched for 5p :)
    3. Cafe shift (8am - 5pm) - DONE turned out being 8am - 5,45 so 9.75 hour day :)
    4. Print planner for existing customer who paid invoice yesterday 
    5. Produce sticker proofs for Etsy order 
    6. Reply to sticker enquiry on FB
    7. Return ring guard to Amazon for refund as too big and found my old one
    8. Post off toys sold on FB Marketplace and transfer money into savings account
    9. Pay in money from FB Marketplace sales and transfer
    10. Comment on in search of posts to try and get new orders
    11. Check free postcode lottery
    12. Complete three prime opinion survey
    13. Take a course from my memberships
    14. List something new on FB Marketplace
    15. Transfer over wages into OP savings account - DONE £295.91 added :)
    16. Either cancel or negotiate a better rate for Photoshop as £30 a month is too much
    17. NSD - DONE :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Just checking that you’re ok @craftingmad
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just checking that you’re ok @craftingmad
    Aww thank you. Yes I'm ok. I have been really busy with work which has been leaving me shattered physically and emotionally x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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