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My Mortgage Free Mountain - A 7 year expedition to climb to the top

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  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry to hear about your son's car accident, very glad to hear that he is unharmed.

    As you say I'm sure your dd will have a wail of a time, but hugs to you as you will worry until she is home again 🤗

    Morning everyone, 



    I have a 9 hour shift in the cafe ahead of me today so realistically I won't be able to get much else done but in true me fashion I will pf course add a long list of things that really need doing this week and then beat myself up when I achieve nothing at all ;) 


    Instead of beating yourself up could you set your list up differently? 
    Possibly write a list for what is a high priority for that day, plus a week's list that you chip away at throughout the week.
    Thanks Baileys. 
    I'm glad I'm not abnormal by worrying about them all the time x

    I love the idea of writing my list differently :) I didn't get time to post this morning and probably won't tomorrow either but from Thursday I will certainly give this a try x
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry no time to post this morning as OH is working early shifts for the next three days so I am in charge of taking the dog out for her morning walk before going to work so just simply chose to have 5 minutes extra in bed this morning rather than posting ;) 

    All I have achieved today is 8.75 hours of work at the cafe but that is better than nothing and will really help increase the OP savings pot for the mortgages so I'll take it :) 

    Most likely tomorrow will be exactly the same but watch this space as you never know .... 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 16 January at 7:14PM
    Good morning all,

    I'm now not at work until Monday so I am hoping to have a good decluttering blitz of the house and work on my business for the next few days. I've been invited to go back to the original cafe and BK again this year so things are looking good for wages coming in which can be used for our mortgage mountain climb but not so good for juggling and me time but hey - it's a sacrifice I am prepared to take for the next three years or so to hopefully achieve our dream :) 

    Hubby's car has gone wrong again but he hopes it is something he can mend this time which will save us another costly garage bill hopefully. That car has been nothing but a pain - I keep trying to persuade him to get rid but it is his mid life crisis car and he loves it!! Wish he loved me even half as much ;) 

    Following Bailey's advice, I am going to change my list of things I want to get finished today and also for the rest of this week so here goes:-

    So today I HOPE I WILL:-
    1. Play on Mistplay (50 points target) - 2 points so far :)
    2. Watch videos on WeR8 - no videos available yet :(
    3. Print, bind and post off order book for Etsy order - made :)
    4. Make and post off 8 little bags of love for Etsy order - made :)
    5. Design and send over three personalised prints proofs - DONE :)
    6. Make and post of 3 angels in my pocket for website order - made :)
    7. Return car boot seal to Amazon for refund
    8. Comment on in search of posts to hopefully get some orders
    9. List something on facebook marketplace
    10. Delete 1000 emails from my inbox - DONE :)
    11. Take a course from a membership
    12. Go through DD's and SO's and see if I can negotiate better prices or cancel some
    13. Design something new to sell
    14. List something new on Etsy
    15. Check freepostcode lottery - DONE not a winner :(
    16. Complete Prime Opinion survey
    17. Take a survey on Inbox Pounds
    18. Upload completed designs onto craftsuprint
    19. Tidy more of craft room/office
    20. No heating on until 5pm - DONE :)
    21. Schedule social media posts for next week
    22. Write apprasal for boss at original cafe (a bit strange but she has asked so I will)
    23. NSD - DONE :)
    And for the rest of the week I want to:-
    1. Look into requirements for pet sitting / dog walking
    2. Change over pet insurance
    3. Complete tax return
    4. Declutter lounge/dining room 
    5. Meal plan for next week
    6. Delete 3000 emails - 1000 deleted today so 2000 left to delete :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Enjoy your time off from the cafe.

    Today's list still seems ambitious, good luck.

    I'm also working through my emails unsubscribing, filtering, filing, answering, chasing, deleting. So far this week I've deleted 5400 emails! Just shows what a mess it is.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Enjoy your time off from the cafe.

    Today's list still seems ambitious, good luck.

    I'm also working through my emails unsubscribing, filtering, filing, answering, chasing, deleting. So far this week I've deleted 5400 emails! Just shows what a mess it is.
    Thanks Baileys.
    You were right as always - a far too ambitious list for yesterday especially given as the doggo has an upset belly again and we had to go outside about 6 times yesterday and just would not settle :( 

    Good luck with the emails. As fast as I delete and unsubscribe I seem to get my inbox filled up again :( 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 17 January at 10:21PM
    Good morning,

    I'm hoping the doggo will settle better today and her belly feel a bit better as she was up and down all day yesterday which meant I could not get much achieved. Hopefully she will be feeling more like herself today :) 

    I'm diving straight into the list today as I have nothing exciting to say and I want to try and get lots crossed off so here we go:-

    So today I HOPE I WILL:-
    1. Play on Mistplay (50 points target) - DONE 162 points today thanks to a new game bonus :) 
    2. Watch videos on WeR8 - no videos available yet :(
    3. Make revisions on personalised prints and send over new proof - DONE fingers crossed she likes it and then I can print and post :)Originally three approved and also picked up order for one more which I have designed and sent proof over :)
    4. Post off Etsy and website orders - DONE :)
    5. Return car boot seal to Amazon for refund - DONE £33 will be refunded to card within 7 days :)
    6. Comment on in search of posts to hopefully get some orders - commented on one so far :)
    7. List something on facebook marketplace
    8. Delete 1000 emails from my inbox - DONE actually deleted 1400 :)
    9. Take a course from a membership
    10. Go through DD's and SO's and see if I can negotiate better prices or cancel some
    11. Design something new to sell
    12. List something new on Etsy
    13. Check freepostcode lottery - DONE not a winner :(
    14. Complete Prime Opinion survey - DONE 4 surveys completed for total of 96 points :)
    15. Take a survey on Inbox Pounds
    16. Upload completed designs onto craftsuprint
    17. Tidy more of craft room/office - DONE and decided to destash 11 dies so will list them for sale tomorrow :)
    18. No heating on until 5pm - DONE :)
    19. Schedule social media posts for next week
    20. Write apprasal for boss at original cafe (a bit strange but she has asked so I will)
    21. NSD - DONE :)
    And for the rest of the week I want to:-
    1. Look into requirements for pet sitting / dog walking
    2. Change over pet insurance
    3. Complete tax return
    4. Declutter lounge/dining room 
    5. Meal plan for next week
    6. Delete 3000 emails - 2000 left to delete - 1400 more deleted today so only another 600 to go to reach my weekly target :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Afternoon,

    I've spent the day so far tidying more of my craft room and walking the doggo which has been nice as I have to be honest I've been struggling with my mental health today. I'm feeling really down and anxious so I've not pushed myself at all. I plan on taking it easy all day to be honest as I'm just not feeling it today. I'm getting braver at admitting to myself and others when I am struggling so hopefully this will benefit me more in acknowledging my bad days and being kinder to myself when an attack strikes. I think they annoy my OH as he thinks I'm just being lazy but honestly there are days when I just want to curl up under a quilt and be left alone. Today has been one of those days but being gentle to myself has made me feel better :) Not 100% back to normal but better :) 

    I'm not even going to post a list for today - if I achieve anything it will be a bonus :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Crafting
    (((big hugs)))
    So pleased you are being honest with yourself. Even if your partner doesn't like it. Thats tough.!! You do you!
     and Im very proud of you for not making a list!. You've done some tidying and walked the dog, thats great. Now maybe read a book or have a relaxing bath. Making time you you is really important, especially when your not feeling it

    Flowers x
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,752 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    HNY crafting. 
    I'm glad you've made a decision about the cafe and it does sound like the right one. I was very worried about just how much work it would be for you for the amount of return and stress of owning a business. 


    My thoughts exactly. Sorry to hear re the toe = hopefully its fine now and glad your DS is fine.

    Cat/dog  sitting businesses  can be great - a friend is registered on cat in a flat  in London and looks after a few, you have to send a video each day of each visit and the cat looking happy/fed. However if you also set up your own local one as well as you could put cards in the local post office/supermarket etc 

    I think your lists create  a bit of anxiety in me and they not my lists ;) .. Can you reframe possibly  as what you want to get done this week /month and highlight todays must do's ... that way you are motivated vs petrified of the long to do's

    Look after yourself
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good to hear you are looking after yourself 🤗 and I hope tomorrow is better than today.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
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