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Ding! Ding! All change, please... (now replaced with new diary on MFW)
Comments
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That looks fabulous - enjoy.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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That looks beautiful.4
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Stunning pics! Annoying about the ferries though. Have a lovely time!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Ferry cancelled for a month.
It's getting so beyond a joke now.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
It's high season or getting towards it. Why are the ferries cancelled?
Have funAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/253 -
Have a wonderful time EH. And good luck with the ferries!Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc3 -
savingholmes said:It's high season or getting towards it. Why are the ferries cancelled?
Have funThere are problems with some of the boats and not enough of them to begin with, so every time one has to go in for repairs it means changing around which does which route and how.I was hoping to go over in a few weeks time but am going to check in with friends how things stand. It's even more worrying because I'm not allowed to join the standby queue in a campervan any more - which is fair enough because there should be options for locals to have priority - but it means if the bookings get messed about I could be really stuck.
Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc5 -
I hope you are having a wonderful holiday. The photos look lovely
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It looks amazing 👍January spends - £587.584
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If the problems with the ferries don't get sorted this year then we are changing our holiday plans for next summer which will be a shame but we can't risk being stuck off the mainland.RosaBernicia said:savingholmes said:It's high season or getting towards it. Why are the ferries cancelled?
Have funThere are problems with some of the boats and not enough of them to begin with, so every time one has to go in for repairs it means changing around which does which route and how.I was hoping to go over in a few weeks time but am going to check in with friends how things stand. It's even more worrying because I'm not allowed to join the standby queue in a campervan any more - which is fair enough because there should be options for locals to have priority - but it means if the bookings get messed about I could be really stuck.
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