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Ding! Ding! All change, please... (now replaced with new diary on MFW)

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Comments

  • Sun_Addict
    Sun_Addict Posts: 24,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Welcome home. Glad you had a great time. How exciting to have the new house to look forward to 😀
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    EH is a master at meal planning though... You seem very organised.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • rtandon27
    rtandon27 Posts: 6,061 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    EH - loving your food for thought item - found myself nodding in agreement whilst reading through it. 
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    This is interesting EH. You and Mr EH are very like me and Mr S. I like plans and back up plans, while he's a "what will happen will happen" kind of guy. How I haven't bashed him over the head or divorced him by now I'll never know :lol: maybe he's my calming influence?

    Your food for thought bit struck a chord too. 

    I'm sorry to hear about incompetent colleagues. It's frustrating on a normal day but on a big project like this and so last minute!!! I hope they realise the consequences of their inactions!! 
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
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