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Ding! Ding! All change, please... (now replaced with new diary on MFW)

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Comments

  • milann
    milann Posts: 11,361 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Have a great holiday. 
    I’m pleased the house is going smoothly for you….long may it continue and you get to move in quickly 🤞
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,398 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Safe travels  :) 

    Give me a wee wave on the way past!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 23,970 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a fabulous holiday. Looking forward to seeing some lovely photos when you get back. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the energy credit and all your money shuffles. That's a good amount saved this month.

    Enjoy your holiday  Look forward to the piccies.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Makingabobor2
    Makingabobor2 Posts: 4,187 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Oh that looks amazing. Enjoy. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 750
    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • rtandon27
    rtandon27 Posts: 5,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Absolutely lovely EH! Enjoy your time away :smiley:
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • themadvix
    themadvix Posts: 8,692 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Gorgeous! And much nicer weather than down here although the sun is just about out now. Have a fantastic time!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Cheery_Daff
    Cheery_Daff Posts: 17,097 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, that looks extremely cheerful! Enjoy! Thought of you this morning as we were at Bempton Cliffs and I was busy attempting to take pictures of puffins with my phone camera 😂😂
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wow! That looks amazing! Lovely weather too by the looks of it.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
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