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Ding! Ding! All change, please... (now replaced with new diary on MFW)

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,282 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I'm planning on picky food for Saturday as well. Think we may be watching TV most of the day...lol. Hadn't thought about a bottle of prosecco, but why not?  Don't often celebrate anything much
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  September £12.02

    Decluttering items 1194/
    2025
    Books read    16
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • jwil
    jwil Posts: 22,207 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad your appointment went well.

    Also good news that things seem to be progressing on the sales front :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • milann
    milann Posts: 11,444 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Your GP sounded great. I’d been put on HRT at the hospital and he said my GP wouldn’t lie, it - he was right. They did eventually take me off it all at once which I wasn’t impressed with….many moons later and new younger, more receptive gps and at their suggestion I went back on cream 🤷🏻‍♀️
    I’ve often looked at veg boxes but haven’t found one I could get along with. 
    January spends - £587.58
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad your appointment went well even if you have to wait. There's an injection they can give you that could help shrink fibroids - that puts you into menopause temporarily - and they can give you HRT alongside it.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • Cheery_Daff
    Cheery_Daff Posts: 17,358 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, good luck with the new viewing! Sorry the old agents are being a nuisance though. Do you have a house-moving Spreadsheet of Blame like we did?? 😂

    Glad the HRT appointment went well. Makes such a difference to have a supportive doc! I went back for a review yesterday after going on it for the first time in January - I've been feeling better but not great. Switched to gel (from patches) and upped dose slightly, and we'll see how that goes. 

    Excellent work with the voluntary role too!
  • Blackcats
    Blackcats Posts: 3,944 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Sounding positive on the house moving - you are doing very well to resist viewing houses until you are under offer.  Is one careful owner house still available and if so how does it stack up against more recent listings?

  • Makingabobor2
    Makingabobor2 Posts: 4,282 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Agree with all your comments about the Coronation. Loved every minute of it. Just a pity the fly past was scaled down so much with the bad weather
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,304....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  September £12.02

    Decluttering items 1194/
    2025
    Books read    16
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • themadvix
    themadvix Posts: 8,927 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    You're sounding very organised EH. And fingers crossed for good feedback from the viewing at the weekend. We thoroughly enjoyed the coronation too - I say we, I mean me, although Mr MV did watch most of it.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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