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Prosperous soul, mortgage neutrality & creativity Year 2

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Comments

  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    I would second the suggestion of keeping the money as cash and adding leftovers to AVC when moved.
    Have a look see if the Un10n offer discounts, if any £back co's do, might be worth getting quotes from co's in your new area too.
    As you've no fish in the pond, leave it and see if your handyman can patch it.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Humdinger1
    Humdinger1 Posts: 2,304 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    beanielou said:
    Sometimes I find it is worth dragging myself around a half hearted walk just to get the body moving and tire it out a little. They say that if you do it first thing in the morning the daylight helps to reset your body clock, but I've never really been consistent enough to notice that.

    Sounds like you're making a lot of progress in trying different things with your bandstand - sometimes the most frustrating progress is the most worthwhile in the long run!
    Bandstand?!
    It’s a picture. 
    But of course! Have been totally under the cosh this week with deadlines and the strain is clearly showing...love Humdinger xx 
  • Wow just caught up. Exciting times!!! 
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good news about the pay, we haven't been updated yet so it's good to hear.

    Glad you had a good time with DS and hope you enjoy the weekend.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,667 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your time with your DS. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Remembering how many unexpected costs cropped up while moving, would also definitely agree that cash is king and you can make decisions after the move!

    Hope you have a good day with DS and he enjoys seeing where you're going.
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • Enjoy your time with ds. Hope you get time to look at sofas too. 
  • skint_spice
    skint_spice Posts: 13,436 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have a great weekend 
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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