Prosperous soul, mortgage neutrality & creativity Year 2

beanielou

I would be covered in paint from head to toe! 

savingholmes

jwil said:

Great to have some time off coming up and a new friend.

I can't do anything without making a mess of myself, I'd have no chance in a painting class.  I don't understand how people do it!

I make a huge mess and enjoy it 

savingholmes

Thanks MF, Jwil, WD and Beanie

I felt I was awake most of the night and had cramp at one point too. Got up at 6am and had chicken noodle soup (for salt) followed by porridge a couple of hours later. I worked on my seascape - no brushes allowed. Pretty pleased with it.

Paid today. All CCs back to zero. 

£450 to AVCs and £25 temporarily to savings.

Meds person panicked at my feedback. I'd compared how I felt with the previous meds when apparently I should have compared to no meds. I explained and he was then ok. The fact I detest rating scales also didn't help.

WD I will consider your suggestion. My issue right now is FB marketing my art didn't work. Not got around to trying either E. A special market stall could work but I'd want someone to go on with me and don't feel I have anyone to ask.

lucielle

Would your cleaner go with you or your new friend or DD?  I can’t eat my tea without wearing it so goodness knows what I’d be like painting!  

L

badmemory

Whilst art is a virtual dead zone to me, I know, I know.  I also know that I can tell when my DS has not been sketching for a few days.  So it is definitely important to keep up with.  Personally I have only ever done one piece of art at school that didn't result in a massive fail & that was of cooling towers & was done with mathematical instruments, so you can tell I'm no artist.  The talent obviously skipped a generation as both my mother & grandmother were good & my GMs oils actually sold!!

beanielou

I once won an award for a book cover. 

Apart from that I used to get a F. 

KajiKita

beanielou said:

I once won an award for a book cover. 

Apart from that I used to get a F. 

I managed to do one really good still life of a green wax candle in a pewter candlestick. My art teacher didn’t believe I’d done it! 🙄 I was so cross I wouldn’t paint anything after that!! 😂

KK

savingholmes

lucielle said:

Would your cleaner go with you or your new friend or DD?  I can’t eat my tea without wearing it so goodness knows what I’d be like painting!  

L

That is a positive suggestion - I'll consider it (probably for long enough that all the stalls have gone ) You might surprise yourself Lucielle - I didn't know I could do what my Dad would call 'real painting' as opposed to abstract.

badmemory said:

Whilst art is a virtual dead zone to me, I know, I know.  I also know that I can tell when my DS has not been sketching for a few days.  So it is definitely important to keep up with.  Personally I have only ever done one piece of art at school that didn't result in a massive fail & that was of cooling towers & was done with mathematical instruments, so you can tell I'm no artist.  The talent obviously skipped a generation as both my mother & grandmother were good & my GMs oils actually sold!!

It sounds like you could have been good at more industrial or technical drawings. Perhaps you just told yourself that that type of art didn't count. 

beanielou said:

I once won an award for a book cover. 

Apart from that I used to get a F. 

Well done on the book cover. Sorry you had such a mean teacher. I was thinking today I still remember a primary school teacher when I was 8 or 9 showing us how to draw a famous duck using a grid pattern of 9 squares and just focusing on one square at time. It was such a confidence boost and has stuck with me decades later as a concept.

KajiKita said:

I managed to do one really good still life of a green wax candle in a pewter candlestick. My art teacher didn’t believe I’d done it! 🙄 I was so cross I wouldn’t paint anything after that!! 😂

KK

I told myself I'd never be good enough and until now didn't take any formal lessons since the age of 14 when I changed school. I have however peppered my childhood and adulthood with craft projects and for the last 12 years of so abstract forms of painting and adult colouring. I think it has taught me a lot about colour and composition even if most of my other learning is of the utube variety.

badmemory

You could well be right as for over 10 years I used to draw graphs & other diagrams some of which were even published in economics books.  That was over 50 years ago & as for the research I helped with regarding joining the common market well that was a whole new learning curve.  Talk about lies damn lies & statistics.  I worked for 2 different professors proving opposite opinions using the same figures.  Then people wonder why I don't believe the figures spouted obout remain/brexit or anything else for that matter

savingholmes

I chased my EA today and they in turn chased my buyer. Proof of funds is now available and they've promised to share source of funds tomorrow with the EA. So this weekend I need to complete as much of my solicitor paperwork as I can and find any supporting docs. The one question mark I have is around electrics. Not sure what if anything I need to declare for that. I then need to send it off on Monday and pay my first £100 to them - and potentially up to £450 for this other provider - still trying to get clarity on that.

I'm potentially also paying £200 for my mortgage port and up to £600 for the survey. I need to pull together payslips, bank and savings statements. They said they were just looking for a month's worth plus my P60.

So that £1250-1350 just there plus lots of life admin.

I was hoping to get to the end of October before I withdraw from savings but if I follow EH's advice then I potentially need to avoid/reduce CC use. I might ask the mortgage company themselves if it matters to them as they can see I don't carry a balance from month to month and they can see that on any credit report... I just don't want to take money out of interest bearing savings before I have to and the account I planned to raid first matures on 30 October so ideally didn't want to use any savings until then... I have savings of £7.2K - it's just painful to use them even though they are due to be replenished once the sale goes through. 

On top of that I need to pay the garage £220 on Tuesday (at least) - service and MOT. That is at least budgeted. I have only added the cattery and the cat's vaccinations to the budget today - so that was around £110 of additional money to find.

I'll get there...