📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Prosperous soul, mortgage neutrality & creativity Year 2

1168169171173174224

Comments

  • skint_spice
    skint_spice Posts: 13,441 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That’s great news about accepting the offer, I hope you find somewhere you love soon.
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Really good news re. the offer.  I'm sure it will all go well.  When we were buying our new home we just took it one step/day at a time.  It took me until about 2 years after we'd been moved in to finally relax and say yes we definitely bought the right place and we couldn't wish for anything more.  We don't have a view, but we don't have anyone directly looking into the back of our property, plus we have a garage down one side and have angled our pergola on the other side so its lovely and private and has a lovely feel to it.  The front is quite open aspect too, so we don't feel overlooked and we live in a close so its very quiet.  That bit of space, and the fact that most of our neighbours are older, means it's quite peaceful.  The first two houses I owned were terraced houses, beautiful old properties but after living in our last property (detached), and being older ourselves now, I knew that for us detached was important in the next house (DH is quite sensitive to noise - despite being a noisy blighter himself).  We are also next to public footpaths through the countryside yet only 15 mins walk from the edge of the town centre.  We did live in the middle of nowhere for a while, but after six years of it I was very happy to move closer to all the amenities - it was only about 20 mins to town in the car but when you're doing it daily sometimes 2 or 3 times, I found I got tired of it.  We're happy with the size of it too - we toyed with buying both bigger and smaller, so this is a decent compromise.
    "Think of many things, do one"
    Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • jwil
    jwil Posts: 22,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about the mortgage and the increased offer.

    It's a good idea to read back through your diary and see what's important to you.

    Good luck with the viewings!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Hope the viewings go well and you find you forever home. 
    Seaweed x 
  • Funny you say that about reading back through your diary,  there was a post you wrote about what you wanted to do in your house eg art space etc.

  • lucielle
    lucielle Posts: 11,517 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Would you think about taking your cleaner for a look. You sound like you have a great rapport and she knows how you like things. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Sounds like the Welsh house may be the one. It's giving you the feeling. That feeling is what makes it home rather than a nice house to live in. And I think if you traded the views, you'd regret it later. So excited to see what you pick. 
    Mortgage start date Dec 2015 - $64,655.00
    Mortgage end date Dec 2045 - NOT!!!!
    Mortgage balance  - $4600.00
    Business Savings $43,310/100k
    Hope to be mortgage-free by end of 2023 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.