📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My long overdue journey to becoming debt free!!

Options
1192022242541

Comments

  • Haha, I almost bought bananas last time I was at the supermarket and it made me think of you.  I decided to leave it and get apples as hubby doesn't like bananas.  
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Whaaaaattttt!!!  What's not to love about bananas!!! hahaha!!!x
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • I'm with you on that one! They even come with their own handy biodegradable packaging!!
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Morning all and happy Friday!! Another week gone! Yesterday was a NSD, today won't be as my son has a hopsital appointment in London so I need to buy us both train fare, and snacks for the train, and a treat for my son as he gets so scared about these hospital visits. We have a quiet weekend planned, though, so it shouldn't be a spendy one. And I will try and get to the coin machine tomorrow, so with any luck I can pay an good extra chunk off my debt from them. MPS.x
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Hope all goes well with the appointment and that your son isn’t too scared x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • MissPennySave
    MissPennySave Posts: 421 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    edited 12 February 2023 at 9:24AM
    Morning everyone, hope your all having good weekends!! Its been a NSW so far, I need to buy some milk and bits today but nothing too crazy! I've also discovered Vinted isn't just good for selling....there's a dress I've fallen in love with but it's £49.99, anyway I just had a look on Vinted and someone is selling the exact dress, new with tags, and in my size for £10! I've put in a offer of £8.50 so will see how it goes! I mean what a bargain even if I have to pay the full asking price for it!! And I've just discovered I have a free shipping offer for my first purchase! It's like it's meant to be!! It will be the perfect summer day to evening dress!! MPS B) x
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Vinted is absolutely brilliant, and that’s a great saving!
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • MissPennySave
    MissPennySave Posts: 421 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    edited 12 February 2023 at 10:45AM
    As expected my offer was declined, so I paid full price so it cost £11.20. A saving of £38.79!!! And back to my coat, the one I really wanted was far too expensive to justify buying, enter my husband, who said he'd buy it for me! (Personally I think he did it to shut me up keep going on about coats haha!) But anyway, I am very happy indeed!x
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • That’s a good saving. Very nice of your husband too to buy the coat for you. 
    Although it’s turning milder here, going to do some outside jobs today 😊
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • MissPennySave
    MissPennySave Posts: 421 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    edited 13 February 2023 at 11:59AM
    I'm such an idiot, I just couldn't work out why I was so short on money this month....well it turns out my spreadsheet hadn't taken all my payments into account and was missing 3 cells....now I've fixed it I have £102.75 too much in my bill account!! I've gone through the rest of the spreadsheet now too and fixed all the other months.  So I am not as poor as I thought after all!

    So on that note, happy Monday all!!!

    MPS  B) x
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.