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My long overdue journey to becoming debt free!!

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Comments

  • lucielle
    lucielle Posts: 11,684 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That’s great to read. Enjoy your new home 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Sarahwithlove
    Sarahwithlove Posts: 3,470 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Congrats on being debt free and the new home. Does it have a mortgage? Will you be tackling that next? 
    *Dad loan - £5300 - £7000
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £0
    *Total debt - £7000/£11641.17*


    Savings
    *Sinking Fund - £800/£2500
    *Emergency Fund - £1000/£1000

    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Baileys_Babe
    Baileys_Babe Posts: 6,556 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Fresh start with a new home, what a great way to celebrate being debt free 
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One     income, home educating family 
  • MissPennySave
    MissPennySave Posts: 440 Forumite
    Third Anniversary 100 Posts Debt-free and Proud! Name Dropper
    edited 3 December 2025 at 9:27AM
    Sarahwithlove said:
    Congrats on being debt free and the new home. Does it have a mortgage? Will you be tackling that next? 
    Thank you, yes it does have a mortgage and we already have plans to start to over pay on it to get it paid off as quickly as we can  B)
    I AM DEBT FREE!!!!!!  (as at 24.10.25)

    November 2022 - £46,626.96 / November 2025 - £0.00
    Debt paid off - £46,626.96 (100%)

    Completed Challenges:
    #10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
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