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My long overdue journey to becoming debt free!!
Comments
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Congratulations that is fantastic news 🎉
What plans do you have for the money you were using to pay the debt?Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Save save and more saving!Baileys_Babe said:Congratulations that is fantastic news 🎉
What plans do you have for the money you were using to pay the debt?I AM DEBT FREE!!!!!! (as at 24.10.25)
November 2022 - £46,626.96 / November 2025 - £0.00
Debt paid off - £46,626.96 (100%)
Completed Challenges:
#10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary0 -
Congratulations 🥳The 365 Day 1p Challenge 2026 #26 £437.90/£667.95Save £12k in 2026 #12 £5288.83/£7500
Car Loan Dec 25- £14,114.74 (60mth)
Jan 26- £9857.07 (42mth)
Feb 26- £6438.83 (28mth)
Mar 26- £5930.87 (26mth)
Apr 26 - £4158.00 (18mth)
May 26 - £3917.00 (17mth)1 -
well done1
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Excellent plan 😊MissPennySave said:
Save save and more saving!Baileys_Babe said:Congratulations that is fantastic news 🎉
What plans do you have for the money you were using to pay the debt?Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Thanks everyone xI AM DEBT FREE!!!!!! (as at 24.10.25)
November 2022 - £46,626.96 / November 2025 - £0.00
Debt paid off - £46,626.96 (100%)
Completed Challenges:
#10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary0 -
Huge congratulations, what an achievement. Well done. V x1
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Wow congratulations what a weight lifted off your shoulders. Well done!
Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23/24/25 completed.
No.12 52 week envelope challenge 2026
No.12 1p a day savings challenge 2026.1 -
That’s amazing 😁😁😁😁🍾🍾🍾🍾🍾Sealed pot challenge 822
Jan - £176.66 :j1 -
Morning all, just though I'd pop on for a quick life update!! Am thoroughly enjoying my debt free life so far! Not a credit card in sight! Got a lot of my xmas prep done and we finally moved last month so we are currently settling into our new house! I'm so glad the first house fell through as this one is so PERFECT for us, all in all life is good right now!!! MPS xI AM DEBT FREE!!!!!! (as at 24.10.25)
November 2022 - £46,626.96 / November 2025 - £0.00
Debt paid off - £46,626.96 (100%)
Completed Challenges:
#10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary2
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