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My long overdue journey to becoming debt free!!

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Comments

  • Baileys_Babe
    Baileys_Babe Posts: 6,423 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations that is fantastic news 🎉

    What plans do you have for the money you were using to pay the debt?
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • MissPennySave
    MissPennySave Posts: 440 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    Congratulations that is fantastic news 🎉

    What plans do you have for the money you were using to pay the debt?
    Save save and more saving!
    I AM DEBT FREE!!!!!!  (as at 24.10.25)

    November 2022 - £46,626.96 / November 2025 - £0.00
    Debt paid off - £46,626.96 (100%)

    Completed Challenges:
    #10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • 1stTimer
    1stTimer Posts: 435 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Congratulations 🥳 
    Save £12k in 2025 #32 
    Make £2025 in 2025 #28
    JAN- £695.23 FEB- £599.43 MAR- £709.42 APR- £1102.89 MAY- £776.76 JUNE - £966 JULY - £1104.84 AUGUST - £1183.03
    SEPT- £3094.76 OCT- £1744.35 NOV- £1422.42

    Total 2025 - £13,398.59

     
  • Debsnewbudget
    Debsnewbudget Posts: 931 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    well done 
  • Baileys_Babe
    Baileys_Babe Posts: 6,423 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations that is fantastic news 🎉

    What plans do you have for the money you were using to pay the debt?
    Save save and more saving!
    Excellent plan 😊
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • MissPennySave
    MissPennySave Posts: 440 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    Thanks everyone x
    I AM DEBT FREE!!!!!!  (as at 24.10.25)

    November 2022 - £46,626.96 / November 2025 - £0.00
    Debt paid off - £46,626.96 (100%)

    Completed Challenges:
    #10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • vampirotoothus
    vampirotoothus Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Huge congratulations, what an achievement. Well done. V x
  • jaxsmar
    jaxsmar Posts: 529 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Wow congratulations what a weight lifted off your shoulders. Well done!   <3
    Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
    No.13 1p a day challenge 2024
    No. 24 52 week savings challenge completed August 24
    No.16 1p a day savings challenge.
  • dawnybabes
    dawnybabes Posts: 3,574 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That’s amazing 😁😁😁😁🍾🍾🍾🍾🍾
    Sealed pot challenge 822

    Jan - £176.66 :j
  • MissPennySave
    MissPennySave Posts: 440 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    Morning all, just though I'd pop on for a quick life update!!  Am thoroughly enjoying my debt free life so far! Not a credit card in sight!  Got a lot of my xmas prep done and we finally moved last month so we are currently settling into our new house!  I'm so glad the first house fell through as this one is so PERFECT for us, all in all life is good right now!!! MPS x
    I AM DEBT FREE!!!!!!  (as at 24.10.25)

    November 2022 - £46,626.96 / November 2025 - £0.00
    Debt paid off - £46,626.96 (100%)

    Completed Challenges:
    #10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
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