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My long overdue journey to becoming debt free!!

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Comments

  • Baileys_Babe
    Baileys_Babe Posts: 6,527 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations that is fantastic news 🎉

    What plans do you have for the money you were using to pay the debt?
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Congratulations that is fantastic news 🎉

    What plans do you have for the money you were using to pay the debt?
    Save save and more saving!
    I AM DEBT FREE!!!!!!  (as at 24.10.25)

    November 2022 - £46,626.96 / November 2025 - £0.00
    Debt paid off - £46,626.96 (100%)

    Completed Challenges:
    #10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • 1stTimer
    1stTimer Posts: 475 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Congratulations 🥳 
    The 365 Day 1p Challenge 2026 #26 £108.50/£667.95
    Save £12k in 2026 #12 0/£7500

    Car Loan Nov 25- £14,114.74
  • well done 
  • Baileys_Babe
    Baileys_Babe Posts: 6,527 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations that is fantastic news 🎉

    What plans do you have for the money you were using to pay the debt?
    Save save and more saving!
    Excellent plan 😊
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Thanks everyone x
    I AM DEBT FREE!!!!!!  (as at 24.10.25)

    November 2022 - £46,626.96 / November 2025 - £0.00
    Debt paid off - £46,626.96 (100%)

    Completed Challenges:
    #10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Huge congratulations, what an achievement. Well done. V x
  • jaxsmar
    jaxsmar Posts: 534 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Wow congratulations what a weight lifted off your shoulders. Well done!   <3
    Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23/24/25 completed.
    No.12 52 week envelope challenge 2026
    No.12 1p a day savings challenge 2026.
  • dawnybabes
    dawnybabes Posts: 3,597 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That’s amazing 😁😁😁😁🍾🍾🍾🍾🍾
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Morning all, just though I'd pop on for a quick life update!!  Am thoroughly enjoying my debt free life so far! Not a credit card in sight!  Got a lot of my xmas prep done and we finally moved last month so we are currently settling into our new house!  I'm so glad the first house fell through as this one is so PERFECT for us, all in all life is good right now!!! MPS x
    I AM DEBT FREE!!!!!!  (as at 24.10.25)

    November 2022 - £46,626.96 / November 2025 - £0.00
    Debt paid off - £46,626.96 (100%)

    Completed Challenges:
    #10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
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