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My long overdue journey to becoming debt free!!

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  • You are absolutely killing it with these switching payments!! Well done :)
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • joedenise
    joedenise Posts: 17,680 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How soon do you actually need the passports?  Personally I would leave it as long as you possibly can before renewing as you now only get the renewal from the date the passport is issued and you will lose anything extra you have on it.  For example, our passports ran out April this year but as we were going to Europe in November/December  22 we needed to renew them early November as our previous ones were dated November 12 and you need to have a passport which was issued no more than 10 years previously and we were caught out by this.  Hope that makes sense.

  • @joedenise oh thank you, I didnt know that, well I don't need them until August, my passport expires in December so I think I'm okay to travel by 2 weeks but I'd hate for something unexpected to happen and get stuck out there so I was going to renew ahead of the holiday, I figured I'd do it in April so it has plenty of time to get back to me before the summer holiday passport renewal rush starts!
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Well a double whammy this morning, just went on my TCB account and a outstanding claim I had has gone through so another £24.03 added to my confirmed money so that's up to £67.71!   B)
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Well a double whammy this morning, just went on my TCB account and a outstanding claim I had has gone through so another £24.03 added to my confirmed money so that's up to £67.71!   B)
    You’re on a roll! Long may it continue 😊
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • MissPennySave
    MissPennySave Posts: 421 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    edited 18 January 2023 at 7:35PM
    They say things come in 3's.....I've just made my first sale on Vinted! £8 winging it's way to me at some point and one less item of clothing cluttering up my wardrobe!!  B) x
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    👍love vinted, so much better than e@ay 
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • MissPennySave
    MissPennySave Posts: 421 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    edited 19 January 2023 at 8:32AM
    Morning everyone, another cold day!!! Not much to report for today, I have my shopping delivery arriving which is on budget this week at just under £55, we have my family over on Sunday so this includes food for that as well so I'm pretty happy about the spend! I've woken up with pink eye and the sniffles so I'm assuming I have a cold coming 🙄 anyway, my cheese was out of stock so need to pop out to grab some and post off the item of clothing I sold yesterday so today is on track for a NSD, and a no make up day!. MPS  B) x
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Great news on the Vinted sale! I really need to add some items but I just don't seem to have much spare time lately. 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • I only added 2 items to start with whilst I tried it out so I may try and add another item today, I imagine it might become quite addictive! I need to go through all my daughters clothes as well as I reckon she has loads that are too small for her now!x
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
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