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2008 - Live on £4000 for a full year.
Comments
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Cigarettes (if you smoke)
This challenge certainly puts things into perspective.
I quit smoking 15 months ago but at the time I had been on 40 a day for quite a while. I never bought them duty free, so 40 a day at a fiver a pack would have cost me £3660 next year...would not have left much would it?
On a positive note, I used some of my Christmas Boots' gift card to stock up on lots of things for the year. I took advantage of lots of 3for2 offers...very happy.
Really looking forward to the New Year and this challenge.I'm the only gay in this forum
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JAMIEDODGER wrote: »im really excited about this challenge. my year doesnt start until 7th jan though, because of how i get paid but i am getting everything ready in preparation.:)
good luck everybody!
Regardless of when your financial week begins, keep your notes from 1st January. My year begins on the first day of the year and ends on the last day of the year - 366 days on £4000.
2007 challenged ended in a blaze of glory - in a queue in the Co-op waiting to pay for 2 loaves of brown bread, 2 litres whole milk, 3 litres of semi-skimmed milk and a pack of Paracetamol (just in case!!! :rotfl: ) The total was £5.23 out of the £7 I had in my purse.
Change - 77p
Phil the Pig got the 27p and I have £1.50 left.
Now drinking whisky and eating Pringles and salsa dip (Pringles only cost £1 in Semi-chem or Co-op had them on BOGOF about a week ago)
It's nearly time for the challenge, it's nearly time for the challenge, na, na, na, na, na, na.... nearly time for the challenge :j
CIGGIE QUITTERS CLUB ON MSE
I have now done the Demotivator on MSE and found out that my actual figure for ciggie savings in 2008 is £557.50I reserve the right not to spend.
The less I spend, the more I can afford.
Frugal living challenge - living on little in 2025 while frugalling towards retirement.0 -
Regardless of when your financial week begins, keep your notes from 1st January. My year begins on the first day of the year and ends on the last day of the year - 366 days on £4000.
i see what you mean but i wont be getting any money in until the 7th nor will i be spending any money until then, but i shall still do a full 366 days:DNovember NSD's - 70 -
How many cigs did you use to smoke NYK?Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.320
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hi how do i join this?
i would love to aim for £5000.
thanksBritish Gas - £493 Powergen £209 BT - £150
Water Rates - [strike]£801[/strike] £501
Council Tax - [strike]£3630 [/strike] £2430
Capital One - £377[/strike] £0.00
Lloyds TSB - £524 Carphone Warehouse - £3300 -
How many cigs did you use to smoke NYK?
I had cut down to about 40 per week in 2007 and am aiming for NIL in 2008. Hopefully my mum will do the same, as that's why I gave her the 'Cash Cow', full instructions and print out of 'The Demotivator' for her Christmas this year :rotfl: :rotfl: :rotfl: (If anyone is confused, you'll find the details in Mumzy's mad 'Sealed Pot challenge' or in the 'Papier Mache and other Free Hobbies' threads) The Demotivator is a free tool on MSE - see 'Free Tools' links on right hand side of any page
I reserve the right not to spend.
The less I spend, the more I can afford.
Frugal living challenge - living on little in 2025 while frugalling towards retirement.0 -
I wish you luck xxxxSealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.320
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hey! count me in. having worked out my finances for this year i have just over 4000 pounds (4020!) to live on this year for everything excluding rent council tax and water bills. i am just about to move into a flat on my own so i could use all the help i can get to stick to this!
good luck everyone!0 -
Woo hoo, I'm No 100! :T It's a sign, it's a sign (that it took me ages to commit to this
). Really looking forward to getting to grips with everything (especially my boyfriend's erratic ways) and seeing how much we can actually save. Good luck everyone! Oh and can I ask, what is a spending diary (as in, is it just something you keep or is it a spreadsheet or something on here?)
The 1,000 Day Challenge:Feb 16, 2016500/30,000
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Just wanted to pop in & say good luck all! Will be keeping an eye out & encourgig from the sidelines! Just take it a day at a timeNerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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