Vanquis Bank

StevenGude

Transferred funds an hour ago but not showing
How long does it take to show usually?

SamDude

StevenGude said:

Transferred funds an hour ago but not showing
How long does it take to show usually?

Mine was updated the next day (which was a Saturday).
You should get an email to confirm when they've deposited the funds into your account.

jimexbox

I check the next day when I've transferred funds. 

techno12

i added funds today and got an email around an hour later.

No interest rate showing yet tho.

I did make a schoolboy error though in that I made an initial transfer using my banking app, which was capped at 5k, but I didn't give my account as a reference, as I just assumed they would know it was me having just authenticated my nominated account.

So that 5k has disappeared into a black hole currently.

My 2nd transfer using my pc online banking with correct reference showed up ok.

I've emailed them, awaiting the reply, asking what would happen - presumably they can join the dots and know it was from me (via nominated account details) or they just return it to my bank, and I'll just make a new transfer with the correct ref. Assuming they allow more than one transfer in - they must do as loads on here have made test transactions first...

Ted_01

I made the same mistake, sent payment without the reference. The payment was returned to my bank account, but it did take several days to appear in my transactions.

Ted_01

Incase its of any interest. On my application I put £65,000, however I decided I wanted to put £80,000 in, and was slightly concerned it might be rejected, it wasnt rejected.

StevenGude

Went in late last night
Email confirmation this morning

Still no rate showing...

jimexbox

StevenGude said:

Went in late last night
Email confirmation this morning

Still no rate showing...

Same as everyone else. It pops up at a random time after your first deposit. 

StevenGude

jimexbox said:

StevenGude said:

Went in late last night
Email confirmation this morning

Still no rate showing...

Same as everyone else. It pops up at a random time after your first deposit. 

Finally appeared

techno12

My rate appeared today (4.51% as expected) and my 'missing due to incorrect reference' 5k was returned to my nominated account today as well.

I'll probably put that back into Marcus for now rather than trying to send a further payment to Vanquis, as I suspect now that I'm properly up and running they won't allow further deposits.