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Saving for Christmas 2023 - £1 a day

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  • BlueJ94
    BlueJ94 Posts: 2,798 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #60 checking on it. Had a rubbish couple of months, went off track.

    So from today in restarting. 

    £5 for me please. £5/£365
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77

  • BlueJ94 said:
    #60 checking on it. Had a rubbish couple of months, went off track.

    So from today in restarting. 

    £5 for me please. £5/£365
    Hoping things improve for you 
  • #14 adding £200 now at £900/£1500.
  • MrsCD
    MrsCD Posts: 1,919 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Xmas Saver!
    #33 £535 in the pot now 😊
    2025 Fashion on the ration
    150g sock yarn = 3 coupons
    Lined trousers = 6 coupons ...total 9/66 used
    2 t-shirts = 8 coupons
    Trousers = 6 coupons ... total 23/66
    2 cardigans = 10 coupons
    Sandals = 5 coupons ... total 38/66
    Nightie = 6 coupons
    Sandals = 5 coupons ... total 49/66
  • #23 adding £75 - I'm now on £700 
  • Brie
    Brie Posts: 14,695 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I'm going to call this mission accomplished.....

    OH had sold MiL's chair (one of those "help you stand" ones) for £500 and was paid cash so has been using that when he's been out shopping.  One shop included a very large item from Lidl (hot tub £299) which turned out wasn't going to fit in the space available.  So that was returned but of course the cashier didn't have a spare £299 available so I suggested they refund it to my credit card - which they were happy to do.

    So my previous total of £254.26 is now £553.26/365 for 47!
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇
  • #11 checking in with £313.45, will be done by 1st November ready to splash out on the good stuff (i'm referring to the Sainsburys christmas food to order list!!)
    If you believe you can, you will. If you believe you can't, you won't.

    Secured/Unsecured loans x 1 
    Credit Cards x 8 (total limit £55,050)
    Creation FS Retail Account x 1
    Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
    0% Overdraft x 1 (£0 / £250)
    Mortgage Outstanding - £137,707.00 (Payment 13/360)
    Total Debt = £7,400 (0%APR) @ £100pm - Stoozing

  • #12 sofar I am £775/900 - my virgin money pot tells me that is 86%
    3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
    Stocks and shares ISA: £1497
    Additional pension contributions £0
    Overpayment on mortgage: £0
    Big Renno..£0
  • Brie
    Brie Posts: 14,695 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 27 October 2023 at 6:16PM
    Wanted to do a bit of cheerleading and encouraging given that we're already into September.

    And then I realised there's not been updating happening for some time.  And then I realised that the individual @kdalwayskint who set up their thread hadn't posted themselves since January.  Hope all is well with them and they've just gotten busy with lots of other fun things instead.

    So I've tried to update based on the original list set up last December with additions and updates that I could easily find.  All of which means it may not be accurate.  So do please check and beep me and I will continue to update occasionally.

    Because I'm me I've dropped this into an excel spreadsheet so it should be easy for everyone to copy and paste to do searches to find out what has been logged.  

    For those that haven't updated, haven't saved for whatever reason please know this isn't a name and shame at all.  Just a reminder that there's still time before the end of the year to edge a bit closer to where you want to be.  I have noticed that a lot of you have been very busy on other "clear a debt" threads which is grand and you've also been decluttering (always a poss source of ££) as well as crafting, eating and generally offering support to others.  So whatever you have been up to - keep up the good work.

    no name saved goal
    1 kdalwayskint 49 365
    2 JGB1955 1,520.00 1460
    3 Makingabobor2 5.00 365
    4 claremylove  365 365
    5 makingmehappy 31.00 365
    6 ZaSa1418 100.00 1095
    7 Pauper1   365
    8 threepenny_bit 300.00 365
    9 StickyTheStickInsect   365
    10 Ellie79   365
    11 MrFrugalFever 313.45 365
    12 DrCarrie 850.00 900
    13 Westie983 274.00 365
    14 SuperSavingD 1200.00 1500
    15 Toonie 90.00 365
    16 herebeme 90.00 365
    17 BSideBaby   365
    18 shell16   1250
    19 lindoz 165.52 365
    20 milann   365
    21  funfairprincess   365
    22 srmlac 121.75 365
    23 GeorgianaCavendish 800.00 800
    24 JingsMyBucket 331.50 550
    25 Dfw38 1.00 365
    26 MissPennySave 14.00 365
    27 cw18   200
    28 Cinnamongirl   365
    29 caracara   365
    30 missmoneywatch   365
    31 Charley27 1,066.60 365
    32 girlie1412   365
    32 A_L 29.00 365
    33 MrsCD 669.00 650
    34 notpropaganda73 160.78 700
    35 bekah89 30.00 365
    36 RandomOne 100.00 1000
    37 skye_blue 93.00 365
    38 IrishRose12   750
    39 HappyFriday05 38.00 365
    40 CMD79 62.00 730
    41 Bry16   365
    42 Gettingmyshiztogether  305.00 730
    43 enthusiasticsaver 1,000.00 1000
    44 KajiKita   365
    45 outofthviciouscircle 124.00 730
    46 CreditCardJunkie   365
    47 Brie 553.26 365
    48 Its_time 31.00 365
    49 Sallyforth 720.00 720
    50 crystallize 50.00 1000
    51 scrimpandsave 36.00 365
    52 Lexilou   500
    53 LLM2018 100.00 365
    54 sams247 62.00 350
    55 Lulamay17   365
    56 Diane1276   730
    57 Toni'sfriend 1,000.00 1000
    58 Cherry_22 165.00 365
    59 ej22   365
    60 BlueJ94 5.00 365
    61 Tink_04 144.50 730
    62 allie23 100.00 365
    63 krustylouise 50.00 1000
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇
  • not always active on here but do read and see how everyone is doing 
    $300/365 for me
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