📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Saving for Christmas 2023 - £1 a day

Options
17810121331

Comments

  • Hope everyone had a lovely Christmas 🎄

    #23 adding £100 please 
  • Me again please, as I snoozed through and lost my number, can I now be number 49?

    Thanks 😀
    Saving for Christmas 2023 #51🎄
    £1 a day £36/£365
    Tilly Tidy 🧹 2023
    💸 2023 1% Challenge #9 ☀️
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Hi, I'm a bit late to the party, can I join?  will you put me down for £500?

    Thanks 

    LL x
    £38,000 and change to £0
  • #11 now at £65 / £365

    Hope all had a great Xmas :smiley:
    If you believe you can, you will. If you believe you can't, you won't.

    Secured/Unsecured loans x 1 
    Credit Cards x 8 (total limit £55,050)
    Creation FS Retail Account x 1
    Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
    0% Overdraft x 1 (£0 / £250)
    Mortgage Outstanding - £137,707.00 (Payment 13/360)
    Total Debt = £7,400 (0%APR) @ £100pm - Stoozing

  • #3 up to £35 now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • CMD79
    CMD79 Posts: 751 Forumite
    500 Posts Second Anniversary Name Dropper
    #40 up to £62 / £730
    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


  • LLM2018
    LLM2018 Posts: 194 Forumite
    Sixth Anniversary 100 Posts Combo Breaker Uniform Washer
    May I join please?

    Will aim for the £1 a day so £365. Thanks


    LLM :)
    When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£100
  • sams247
    sams247 Posts: 1,362 Forumite
    Part of the Furniture 1,000 Posts Homepage Hero Photogenic
    I'd like to join please.  I'll start on January 1st.  My aim is for £350, this gives me a breather during holidays when my income is less
      To those who are given much, much is expected

        £2025 in 2025 = £680.60
          Food Budget £180/9.30.
            Fiver Friday #13 £35
          1. DrCarrie
            DrCarrie Posts: 923 Forumite
            Ninth Anniversary 500 Posts Debt-free and Proud! Photogenic
            edited 29 December 2022 at 7:44AM

            #12 checking in with £115 /£900

            Please can you update my target @kdalwayskint I had originally wanted to save £480, but I have upped it to £900 after the experience of December 2022 - I realised that it was not realistic. 

            Great to see so many people join the challenge, Christmas is a time of year that can be so expensive and leads to a risk of overspending and getting into debt. That has certainly been my experience - so trying to be realistic and ensure that I have enough in the Christmas sinking fund for Christmas 2023 so that I am not robbing Peter to pay Paul all over the place!

            3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
            Stocks and shares ISA: £1497
            Additional pension contributions £0
            Overpayment on mortgage: £0
            Big Renno..£0
          2. srmlac
            srmlac Posts: 33 Forumite
            Part of the Furniture 10 Posts Combo Breaker
            #22 1st check for 2023, but started at end of November.

            Total now at £62.46/£365
            £1K Emergency Fund - £583.82/£1000
            1p Challenge #9; 2023 - £76.65/£667.95, 2022 - £667.95/£667.95
            £1 per day Challenge #22; 2023 - £121.75/£365, 2022 - £366.19/£365
          Meet your Ambassadors

          🚀 Getting Started

          Hi new member!

          Our Getting Started Guide will help you get the most out of the Forum

          Categories

          • All Categories
          • 351.1K Banking & Borrowing
          • 253.2K Reduce Debt & Boost Income
          • 453.6K Spending & Discounts
          • 244.1K Work, Benefits & Business
          • 599.1K Mortgages, Homes & Bills
          • 177K Life & Family
          • 257.5K Travel & Transport
          • 1.5M Hobbies & Leisure
          • 16.1K Discuss & Feedback
          • 37.6K Read-Only Boards

          Is this how you want to be seen?

          We see you are using a default avatar. It takes only a few seconds to pick a picture.