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Saving for Christmas 2023 - £1 a day

191012141531

Comments

  • herebeme
    herebeme Posts: 204 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker

    #16. Now £31/£365

    Saving for Christmas 2023 - £1 a day: #16. £90/£365
    December 2022 Grocery Challenge: £137.9/£150
    January 2023 Grocery Challenge; £79.12/£150
    February 2023 Grocery Challenge: £2.65/£120
    December NSD: 15/10
    January NSD: 15/15
    February NSD: 1/15
    Make £2023 in 2023: #20. £128.39/£2023
    2023 Decluttering: 3/365
  • #26 £1 / £365  :)
    I AM DEBT FREE!!!!!!  (as at 24.10.25)

    November 2022 - £46,626.96 / November 2025 - £0.00
    Debt paid off - £46,626.96 (100%)

    Completed Challenges:
    #10 DFBXMAS25 £15120.00 / £15120.00 (100% paid off) COMPLETED!
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Happy New Year, Everyone.

    Another £2.00 today bringing total to £31.65.
    Have adventures. laugh a lot and always be kind.
  • Charly27
    Charly27 Posts: 651 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Happy happy new year Toni’s friend and all. £78 now.
    ‘One of our greatest freedoms is how we react to things’ said Mole.Cross stitch cafe TaDa Enjoy the Little Things &Love cats, ‘A Year in the Life of’ HSC July-December and The Seasons graphic sampler. Read 47/100 2025 all owned or borrowed.
    MORTGAGE FREE 17/01/25
  • Christmas Saver #42 checking in £64.50/ £730 🎄💗🎄💗
    Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
    January 2023 £347.16/ £250 ♥
    Feb 2023 £423.01 /£420 💚
    March £351.84 /£400 💚
    April £320.23 /£400 💚
    May £142.90 /£380 (plus £80 roll over from April = £460) 

    Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁

  • sams247
    sams247 Posts: 1,367 Forumite
    Part of the Furniture 1,000 Posts Homepage Hero Photogenic
    (no number yet) started by scrabbling in my bag to find change to put in my pot - 2 x 50p and the adventure begins!
      To those who are given much, much is expected


        Fiver Friday #8 £5
      1. Another £7 added to cover this week :)
        mortgage amount as at March 24: £164,467
        mortgage end date as at March 24: Jan 2046

        2024 overpayments £769/£1000

        Daily interest rates: £8.16/£3.37


      2. Makingabobor2
        Makingabobor2 Posts: 4,527 Forumite
        1,000 Posts Third Anniversary Photogenic Name Dropper
        #3 reporting that total is now up to £40/£365

        Happy New Year everybody.

        Making the debt go down and savings go up

        LBM 2015 - debt £57K / Now £27,644....its going down

         Mortgage Free December 9th 2024! 
        18mths ahead of schedule.  

        Challenges

        EF #68  £1050/£3000
        .

        Studies/surveys January 

        Decluttering items 1402/
        2025.  7/2026
        Books read    23 in 2025.  2026 (target is 52)
        Jigsaws done  20 in 2025.  2026 

        My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


      3. enthusiasticsaver
        enthusiasticsaver Posts: 16,225 Ambassador
        Part of the Furniture 10,000 Posts Photogenic Name Dropper
        £100 went into my starling savings space for Christmas today so #43 reporting in with £100 for January and £200 in total in my Christmas savings pot.  

        Happy New Year everyone. 
        I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

        Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php

        The 365 Day 1p Challenge 2026 #1 £55/£667.95
        Save £12k in 2026 #1 £1000/£12000
      4. DrCarrie
        DrCarrie Posts: 937 Forumite
        Tenth Anniversary 500 Posts Debt-free and Proud! Photogenic
        Well done all. It's so good to know that we are all working together to have a  reduced stress Christmas this year. 
        Signiture dated 23/09/2025
        3-month emergency fund (Cash ISA and PBonds): £5,382/ + £1,500 = £6,882 /£7,500 (Target 1)
        Stocks and shares ISA: £2,232.94
        Additional pension contributions £0 (target £450pcm)
        Overpayment on mortgage: 1% at a time (£1,518)
        Big Renno...and appliances. Front of the house, fridge freezer, dishwasher and washing machine)
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