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Saving for Christmas 2023 - £1 a day
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#16. Now £31/£365
Saving for Christmas 2023 - £1 a day: #16. £90/£365
December 2022 Grocery Challenge: £137.9/£150
January 2023 Grocery Challenge; £79.12/£150
February 2023 Grocery Challenge: £2.65/£120
December NSD: 15/10
January NSD: 15/15
February NSD: 1/15
Make £2023 in 2023: #20. £128.39/£2023
2023 Decluttering: 3/3652 -
#26 £1 / £365November 2022 - £46,626.96 / May 2025 - £5,970.00
Debt paid off so far - £40,656.96 (87.19%)
Current Challenges:
#10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary2 -
Happy New Year, Everyone.
Another £2.00 today bringing total to £31.65.Have adventures. laugh a lot and always be kind.3 -
Happy happy new year Toni’s friend and all. £78 now.‘One of our greatest freedoms is how we react to things’ said Mole.Cross stitch cafe TaDa Enjoy the Little Things, WIP Love cats, ‘A Year in the Life of’ HSC July-December and The Seasons graphic sampler. Read 13/100 2025 all owned or borrowed.
MORTGAGE FREE 17/01/252 -
Christmas Saver #42 checking in £64.50/ £730 🎄💗🎄💗Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
January 2023 £347.16/ £250 ♥
Feb 2023 £423.01 /£420 💚
March £351.84 /£400 💚
April £320.23 /£400 💚
May £142.90 /£380 (plus £80 roll over from April = £460)
Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁0 -
(no number yet) started by scrabbling in my bag to find change to put in my pot - 2 x 50p and the adventure begins!
0 -
Another £7 added to cover this weekmortgage amount as at March 24: £164,467
mortgage end date as at March 24: Jan 20462024 overpayments £769/£1000
Daily interest rates: £8.16/£3.371 -
#3 reporting that total is now up to £40/£365
Happy New Year everybody.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
£100 went into my starling savings space for Christmas today so #43 reporting in with £100 for January and £200 in total in my Christmas savings pot.
Happy New Year everyone.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80002 -
Well done all. It's so good to know that we are all working together to have a reduced stress Christmas this year.3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
Stocks and shares ISA: £1497
Additional pension contributions £0
Overpayment on mortgage: £0
Big Renno..£01
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