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Do you use Credit Card or Debit Card for all day to day spending?
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Its_just_Barry
Posts: 39 Forumite
Just curious to find out if people use a credit card or debit card for day to day spending? I’ve started to use my Virgin Atlantic credit card for absolutely everything now to rack up my points.
Have a good weekend everyone.
Have a good weekend everyone.
Do you use Credit Card or Debit Card for all day to day spending? 83 votes
Credit Card
63%
53 votes
Debit Card
36%
30 votes
0
Comments
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How about a third and fourth option - "Both" or "Neither"?
8 -
Debit CardChase Debit for mine as 1% cashback3
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Debit CardDebit card and cash equally.
Mortgage started 2020, aiming to clear 31/12/2029.0 -
except where they actually prefer cash.
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⭐️🏅😇1 -
It depends on which gives the most cashback
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This is not investment advice.
Your money may go "down and up and down and up and down and up and down ... down and up and down and up and down and up and down ... I got all tricked up and came up to this thing, lookin' so fire hot, a twenty out of ten..."5 -
Debit Card
Same herewiseonesomeofthetime said:Chase Debit for mine as 1% cashback0 -
Credit CardCredit card as my DD is set to clear the balance every month and also, if I buy something large, I like to think I'd have the security of a Section 75 claim. I've used S75 successfully in the past.
Also using my CC allows me to pay it all off before the end of the month if I so choose and it feels so convenient as a way to pay for me.
I have my current account app and my cc app on my phone and can check the balance of either as and when.
All in all, quite happy with this form of payment for me.
I don't have anything with cashback at the moment but am looking into it. I think my Virgin cc offered me something. . . must check it out!Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.0 -
Credit Card
Yep, valid point.oldagetraveller1 said:How about a third and fourth option - "Both" or "Neither"?
Maybe a question for a new thread though?Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.2 -
Debit CardBig food shops and petrol on credit card. In-between bits and other day-to-day purchases on debit card.
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Credit CardI collect Tesco Clubcard points on all of my credit card purchases. Debit card gives me nothing extra, so easy decision. Btw, I pay off my balance in full every month.1
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