Diary of a 30-something idiot

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Comments

  • HearThem
    HearThem Posts: 78 Forumite
    10 Posts First Anniversary Name Dropper
    Keep checking here for updates. Hope you are okay. 
    Debt peaked Oct ‘22 £33313 
  • lillypoo
    lillypoo Posts: 308 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    You're very quiet fox. Hope all is well .
  • lellybun
    lellybun Posts: 475 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Another one hoping you are ok Fox.
    Hoping to hear from you soon.
    2023 Weekly Cash Envelope Savings Challenge #04

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  • Judes123
    Judes123 Posts: 22 Forumite
    Third Anniversary 10 Posts
    Hope you are ok? Peoples comments might seem harsh…but we are all behind you..please post,even if you have nothing much to say ( so we know you are ok) x
  • foxandflowers
    foxandflowers Posts: 530 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    edited 19 March 2024 at 10:07AM
    Am here. 

    The car went to WBAC yesterday and fetched £8200 (£8,100 after admin fees). The money still hasn't cleared into my account. It's saying by 8pm today, but I have this awful gut feeling that something is going to go wrong. I've cancelled the insurance and await £241 to return to my bank account within 3-5 working days. It irritates me no end that they take the money immediately, but they don't return it straight away.

    2,000 will go on clearing debt - including getting my phone bill back down to where it should be, and getting rid of Mayglothling entirely. 2,500 will be going into emergency fund that is split between 200 in the bills pot as a buffer, 1300 in PBs and 1000 in next day access account earning 4.6% AER. I need to do a stock up food shop pretty desperately as there is hardly any food in the house, and I need to put money aside for the upcoming birthdays we have, and renew the annual parking permit. I also need to get a skip, and some knickers that don't have actual holes in them.

    I've managed to break my glasses and they are currently held together with duck tape and blutac. I loved them, I think the best thing to do would be just buy replacement frames, and replace the lenses? 

    I had an appointment at the hospital with the anaesthetist yesterday to discuss my options ahead of my sterilisation surgery. It was a surprisingly heavy appointment, lots of trauma was brought up from the time I nearly died on the operating table under General anaesthetic whilst having an emergency c-section due to an abruption. I have weird issues around anaesthetic which is in part due to my interoception being a little off due to the autism. It was deemed that while I was a "safe" candidate for GA, the psychological trauma of going under complete sedation would outweigh the benefits, so it looks as though I will be having a spinal instead. Hopefully it goes smoothly, as if it doesn't the options are to flood me with local, abort the surgery, or put me fully under. They also will be sedating me when they give me the spinal so that I don't have a meltdown over people touching me (another autistic problem). 

    The estate agent is coming round to photograph our house today. I've been thinking about it since last week. I can absolutely see how it might seem like a rash decision and one where I am headed for a rapidly approaching disaster. But we went to view the house we are interested in on Saturday. There is another offer in currently, but the people who have offered are not proceedable. The bedrooms and garden are bigger than it looked on the photos, the bathroom is smaller. The whole house smelled like dogs and the kitchen cupboards need someone to give them a serious bleaching. The EA was pretty useless and didn't offer any information. But it had a really nice vibe to it, and I could picture us there. Its about 2 miles from our house now, so no need to change schools etc. I'm going to put ours on the market, and see what the offers are that come in. I have a set minimum I will accept in my head; I don't want to be worse off than I was before I bought it for £200k and the offer needs to cover EA fees, moving costs & solicitors as well. I don't however expect it to cover the cost of the new kitchen as I think that would be unrealistic. 

    I am so utterly tired of being alive. 
    ❀ total debt at LBM 01/2023: £47,178.76  ❀ debt at highest point: £51,062.14  
    ❁ currently - £24,950 ❁ emergency fund - £2,500 ❁ 
     ⚜  decluttering medals: ⭐️ || running total physical items in: 74 out: 160
    £1600+ made on vinted since 2023 ⚜
    we could get better, because we're not dead yet - frank turner.  ❧ 
    ------------------------------------------------------------------------

    twentytwentythriving.
  • lillypoo
    lillypoo Posts: 308 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Fox. I am confused...how long have you had the car? Didnt you pay £14000 for it?
  • @lillypoo - yep it is a horrendous overall loss of money and I am sick over it. But also we have no money. So now by tonight we should have some. See above: tired of being alive. I'm just sort of done with everything. I don't have the energy to care at this point. 
    ❀ total debt at LBM 01/2023: £47,178.76  ❀ debt at highest point: £51,062.14  
    ❁ currently - £24,950 ❁ emergency fund - £2,500 ❁ 
     ⚜  decluttering medals: ⭐️ || running total physical items in: 74 out: 160
    £1600+ made on vinted since 2023 ⚜
    we could get better, because we're not dead yet - frank turner.  ❧ 
    ------------------------------------------------------------------------

    twentytwentythriving.
  • lillypoo
    lillypoo Posts: 308 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Oh no please don't feel like that. Get a piece of paper and write down just five little things that make you happy, give you pleasure or bring you joy today. If you look fir them you will find them. 
  • warby68
    warby68 Posts: 3,130 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Please get some help with the way you are feeling Fox.
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