November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Nifty November's NSD Challenge!
Comments
-
Another NSD (hopefully) today
2 -
Claiming a NSD today after spending on Christmas presents yesterday, need to get a few more in, feels like I'm behind this month already!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60002 -
One today please
2 -
I have 4 more to add bringing me to 7 🙂March NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20232 -
One for me please. Feels good to have two in a row at last 2
-
8/15 for me today thanks cathybird2
-
I do not need a hamperbeanielou said:
You so don't want or need a hamper.CMD79 said:
Yes, my husband gave me the money to pay off a huge chunk of debt, and now I'm a gibbering, nervous wreck that I'm going to cook up some hair brained scheme! I really must make sure I don't let it all unravel now I've come this far..... but I'm a nightmare! I feel like any second now a £500 M&S hamper is going to get ordered!cathybird said:
Be strong.
It is so worth it.beanielou said:
You so don't want or need a hamper.CMD79 said:
Yes, my husband gave me the money to pay off a huge chunk of debt, and now I'm a gibbering, nervous wreck that I'm going to cook up some hair brained scheme! I really must make sure I don't let it all unravel now I've come this far..... but I'm a nightmare! I feel like any second now a £500 M&S hamper is going to get ordered!cathybird said:
Be strong.
It is so worth it.
I do not need a hamper
I do not need a hamper
I do not need a hamper
I do not need a hamper
I do not need a hamper
I just need to keep checking in. I've had a couple of weird days at work, so I have spent small amounts, but nothing dire....4 -
NovemberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAdeley 9/20beanielou 7/15
bekah89 7/15
cathybird 8/15
CMD79 5/19
Crazycatlady2 3/18
GeorgianaCavendish 7/15
Gooddaysunshine 4/15
GTR King 7/14
hazeldreams 4/10
Honeysucklelou2 2/12
jammy dodger 8/15
Keedie 1/7
killielila 2/15
LittleMissDetermined 5/12
QueenJess 7/18
Rupacomp 4/10
short bird 4/18
Newcomers welcome
3 -
Another NSD for me. I’ve prepped my lunch to take to work tomorrow so I don’t need to spend money then either.2025 decluttering: 5,378 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 473🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
-
Well done Adeley, GTR King, LittleMissDetermined, GeorgianaCavendish, bekah89, Gooddaysunshine, jammy dodger and QueenJess
3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards