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Nifty November's NSD Challenge!
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@CMD79 it is great news about the money to pay off some of the debt. Have you actually paid it off yet? If not, make that your first priority.
Keep up with the NSD challenge, it really does help to put the brakes on spending as it gives some breathing space and removes the panic. Something I found useful was to write down everything I thought I wanted to buy on a list, and look at it again at the end of the month. When it turned out I didn't really want any of those things at all!3 -
Another NSD today.2025 decluttering: 3,848🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 328🥉🥈🥇💎🏆
Big kitchen declutter challenge 105/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
we are all right beside you CMD79 ... focus on the "needs" not wants you'll be proud of every resist to temptation xCMD79 said:I have another 2 for today and yesterday please!
NSD #5/16
PS - My circumstances have changed. I MUST stay on this challenge! Please do not let me leave this challenge!!!
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7/15 for me today thanks cathybird
stocked up on much needed fresh produce yesterday
i buy longlife milk to save me going out to replenish this as dont have room in freezer to store fresh milk saves me going to shops too regularly and picking up items i didnt go for , writing a list is a good way to shop.....sticking to said list is the tricky bit 🙄1 -
4/10 for me now! Thanks @cathybird x£1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.1
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One NSD for me today please. I've prepared all my lunches for work for the rest of the week so no need to go to the shops during work days the rest of this week 😃2
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NovemberOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAdeley 9/20beanielou 7/15
bekah89 3/15
cathybird 7/15
CMD79 5/19
Crazycatlady2 3/18
GeorgianaCavendish 6/15
Gooddaysunshine 3/15
GTR King 6/14
hazeldreams 4/10
Honeysucklelou2 2/12
jammy dodger 7/15
Keedie 1/7
killielila 2/15
LittleMissDetermined 4/12
QueenJess 6/18
Rupacomp 4/10
short bird 4/18
Newcomers welcome
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Well done GTR King, Adeley, Crazycatlady2, GeorgianaCavendish, QueenJess, beanie, jammy dodger, hazeldreams and Gooddaysunshine
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NSD today xx2
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