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We will get this debt down & the savings up
Comments
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I once sacked off the most unreliable window cleaner ever.…as in if I got my windows cleaned twice a year, I was doing well. It was supposed to be every 8 weeks. I'd sometimes see him out & about & would say, "Oi, what's happened with my window cleaning?". His response every time without fail was "I had the flu, then my car broke down". Idiot.
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!1 -
@foxgloves, I just can't put up with service like that. Would rather pay a bit more good customer service.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £350/3000
Studies/surveys November £32.21
Decluttering items 1400/2025. 460/2026
Books read 2025/23 2026- 25(target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Just a quick update. October has dawned and I need to set up all my new plans and things. So best get cracking on that. Going to write a list of Christmas food/ingredients….not very much, as will only be the 2 of us I expect, and then I can get a couple of bits each week. Also the local butcher has started his Christmas club this week, so will be paying into that as we get all our meat, pork pie etc from him.
Total cash out from P/fc last month was £124, which was good as I have just had to pay £98 to book my private covid jab as not old enough for the free one. I know its a lot, but what price can you put on your health? All booked in for 20th Oct. Got the free flu jab on Tuesday next week.
Already cashed out over £11 to start the month off and sold another item on V!nt*d, so just waiting that to arrive with the buyer and another £7 will be winging its way to me.
Took a top back to Mr S this morning that didn't fit properly, so that was £9 refunded, and then bought just over £5 worth of veg & cheese, but had £2.50 worth of points to use, so that cheered me no end. But then the car needed petrol which didn't cheer me so much! I'm really combining things now if I need to use the car, and going to use the free bus pass where I can.
Toms are still ripening in the garden, which surprises me. They are only small, but at least they are red, and getting about 3 or 4 raspberries a day. Will probably get the rest of toms picked and ripen indoors at the weekend and then I can really sort out the garden properly over the next week.
Made a crumble yesterday to use up some pears before they went off, and managed to slice it into 6 portions! Only usually get it into 4, but told DH I am making smaller portions of everything now. Its liver for dinner tonight, which goes a long way for the price. Need to get it going in the big pan with lots of veg and nice gravy. One of my favourite dinners.
So that's it for now. Have a good evening everyone.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £350/3000
Studies/surveys November £32.21
Decluttering items 1400/2025. 460/2026
Books read 2025/23 2026- 25(target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
I just can’t get into V@nted, made just over £30 but sold about 7 items to get that amount. My friend is addicted to it but not me.
:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000 -
I find it so easy to list stuff & only live 5 mins walk from a PO, so its really easy. If it doesn't sell in a few weeks, it goes to CS.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £350/3000
Studies/surveys November £32.21
Decluttering items 1400/2025. 460/2026
Books read 2025/23 2026- 25(target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
So, our Slow cooker seems to be on its last legs. not really getting up to temperature and stuff is taking forever to cook. Even after 7 hours on high, the potatoes and veg were hard the other day. But TBF, it is about 15 years old, or possibly even more. So looking for a new one is like a minefield….so question is, What make/size does anyone else have and how do you rate it. I use SC loads in the winter, so want something economical, and decent enough size to batch cook, but not too big that it takes up too much room. And not too expensive, although I appreciate I need to pay for good quality.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £350/3000
Studies/surveys November £32.21
Decluttering items 1400/2025. 460/2026
Books read 2025/23 2026- 25(target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
You don't need to pay a lot for a slow cooker, there are loads of good priced ones around. I have 3 slow cookers, a small one for Mr SA's meat, a small one for my veggie dishes and a large one for batch cooking. I think one of the small ones would suffice for two of you unless you plan to make more portions to freeze. Mine are all different makes but all are good - Cr0ckp0t, S@lter and C00kw0rks. I think I paid £20-30 for each of them, definitely not much more than that.
I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪1 -
Yes, I want to batch cook if I can. With the size I currently have I normally can get enough to freeze one more meal for the 2 of us, but that's about it. but I suppose if I get a bigger one, it will cost more to run. Been looking at Cr0ckp0t, they do seem good. My current one is M0*phy R's, but is very basic, and the lid never seemed to fit properly TBH.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £350/3000
Studies/surveys November £32.21
Decluttering items 1400/2025. 460/2026
Books read 2025/23 2026- 25(target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
It's a Crockpot for me too. The lids never fit tightly as some of the steam needs to escape otherwise pressure could build up which wouldn't be good.
Mine's a 3.5l oval one which easily makes 4-6 portions depending of what I'm cooking. If you want to get lots of portions then I would go for 6.5l oval one - I bought one of those for my DD2 years ago when she was cooking for 7 - 2 adults and 5 kids ranging in age from 12 down to 1, including twins. With that she was able to cook enough for all of them plus some smaller portions to freeze for the kids when she and her DH had something the kids didn't eat (like curry!). I bought it in either B&M or Home Bargains - can't remember which and it wasn't much more expensive than the 3.5l ones.
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I've got a nin ja slow cooker. It is very good and you can use it to brown the meat as well as slow cook. However, it is bigger than I expected it to be (that would be because I didn't check the dimensions before I ordered it 🤦♀️)
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