We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We will get this debt down & the savings up
Comments
-
So last night I ended up going to bed early and not even reading any of my book. Started with a headache mid afternoon and by the time we had dinner I had a right migraine, flashing lights and feeling sick. I very rarely get anything like that, so felt really off and decided the only way was to sleep it off. No idea what caused it, unless I had scrolled on phone too much ( but don't think so), or eaten too much sugar maybe, or not drunk enough water. Anyway I felt quite a bit better by the time I got up this morning, and decided to go to the gym for an hour as planned. It actually did me good I think and I felt so much better afterwards. I love my little community gym. £200 for the year, and I can go as many times as I want for that. So the money I make on P/fc pays for that no problem. Its so much better and cheaper than the big gym at the leisure centre.
After that I came home and did some cleaning and then walked to the chemist to collect prescriptions…surprisingly….not…only 1 was ready. Honestly our chemist gets worse and worse. I swapped to this one as the other, smaller one was so slow and the pharmacist here said they would always have it done quicker and never have to wait. Well that doesn't seem to be the case. I think maybe they are a victim of their own success. They are telling more and more people to change to them, and then can't cope. That plus the amount of new houses that are being built in the village, without any new shops etc.
Been out in the garden and done some tidying/cutting back before putting the recycling and garden waste bins out, and now logged in to see if there are any studies/surveys. Just about to check all the debts and see what changes I can make, and also some changes to weekly transfers from DH's salary to the saving pots.
Last night I told DH that if he was intending to do his little garden project at the weekend, then he should order the bits he needed….."Oh" he said, " I thought you had already done that"……why are men so useless! So as I didn't feel like looking at screens with my headache, I told him to do it and I would transfer the money from the house & garden pot. So then ensued a discussion/ argument over which slabs he was going to order. We just need about 8 or 10, to do some bits round the edge where he is taking up the small lawn and covering it with bark. I said I wanted a few slabs for stepping stones and to put some pots along the edge of the pond. So he picked the dearest ones he could find. I said that was a waste of money and the cheaper ones were just as good, as most of them will have pots on anyway…..But he said he liked the dearer ones, and it was " only" £17 more! I said, but think what we could do with £17. So eventually he ordered the cheaper ones, but only as he had discovered that the dearer ones were out of stock! If he had got the more expensive ones, I think I would have made him pay the difference from his personal spends.
So that's about it today. Will finish up my admin stuff, although I suspect some will be carried over to tomorrow, and then a nice shower and hair wash, before getting dinner.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,854....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £130/3000
Studies/surveys September £52.03
Decluttering items 1400/2025. 429/2026
Books read 23 in 2025. 2026- 17 (target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Sorry to hear you're suffering from a migraine.
Your DH sounds like something I would do lol
1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.5K Banking & Borrowing
- 254.8K Reduce Debt & Boost Income
- 456K Spending & Discounts
- 248.1K Work, Benefits & Business
- 605.5K Mortgages, Homes & Bills
- 178.9K Life & Family
- 263.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards
