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Feels like im going under!

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  • You don’t sound like a broken record at all, you sound like a man who is finding renewed enjoyment and fulfilment in life!  It’s truly liberating; removing stress and being able to see the wood for the trees again.  
    Happy New Year to you and yours and I hope you do stick around to encourage others as many have encouraged you and will continue to do so.  Personal journeys and anecdotal experiences are the bricks and mortar of this forum and there’s always room for more.
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £416/£850 49%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£40.3k 61.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • ladyholly
    ladyholly Posts: 3,929 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I am so glad to hear such a positive post and that you are sleeping better and finding joy in simpler and cheaper things. It may take your wife a little longer but if you work together you will both get to where you want to be. Happy New Year to you all.
  • "Sometimes u have to look beyond the 'status' and see where the fun it. 

    We have a far better time at out non league side then we ever have at our league side... And we win to"
     
    This is fabulous ! I'm not a football fan, but I know I'd have a better time watching Ludlow Town FC than Man U. It's all more tangible, like you said , your kids really COULD play for THIS team, so it's THEIR team, better than Man U any day !  
    It's these little things, these realisations, that make all this worth it :)
    HNY to you Luke ... stick with it and stay with us and just see how far you've come this time next year ... you've come such a long way already ! 
    DEBT FREE - Feb '21& Mortgage Free Nov '24
    Now, let's look at FIRE
  • DancingInTheRain
    DancingInTheRain Posts: 1,374 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 3 January 2023 at 12:55PM
    I have binge read your diary last night, it's certainly been a rollercoaster end to 2022 for you but just wanted to say well done on taking positive action to address your situation and taking onboard the fantastic advice you've had on here.

    Your last comment made me smile so much!

    Wishing you every success in your debt free journey 🍀
  • Thank u all for your kind words. 

    I'll keep u posted ♥️
  • kayannie
    kayannie Posts: 534 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    You're doing so well, keep up the good work. 
  • foxgloves
    foxgloves Posts: 12,564 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Happy New Year, & keep up the good work! 
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Wow, I've just read through your whole diary, what a ride you've been on!!  You have had such brilliant advice from everyone on here and I'm so glad that you are following it! All the very best for the rest of your journey and I will be cheering you along the way! MPS.x
    November 2022 - £46,626.96 / May 2025 - £5,970.00
    Debt paid off so far - £40,656.96 (87.19%)

    Current Challenges:
    #10 DFBXMAS25 £8670.00 / £15120.00 (57.34% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Martico
    Martico Posts: 1,169 Forumite
    1,000 Posts Third Anniversary Name Dropper
    So good to read that last post of yours, it really was
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