Chase 1% Cashback - will they renew it? (Spoiler...they have)

adindas

SuzeQStan said:

Marchitiello said:

D924 said:

As soon as that cashback is gone I'm using Chase as a switch donor.

Also, worth considering keeping it (it is free) if you have any chance to travel to the USA as Chase has a USP for free ATM withdrawal at local Chase ATM 

We travelled to USA back in May 2022 with shiny new Chase account full of excitement at being able to withdraw penalty free cash (up to £700 I believe) in the USA. We were there 2 full weeks, travelled across 4 states and only saw one Chase bank/ATM during that whole time. Actively searched to find one the whole trip. It was disappointing. If we used a non Chase ATM to withdraw cash, then it cost a not insignificant fee to use the non Chase ATM. So we bought everything on credit and had no cash the whole holiday. It’s not as great as they make it out to be.

Well if you are travelling to countries where there is no charge to withdraw cash from cash machines it is very useful. Literally you could use it in many ATM in the city centre with MasterCard logo on it. With exception in Spain with might be few others, in many countries in the EU there is no charge to withdraw cash from machines using your Chase Debitcard.

Even in the US I do not think you could find better card than Chase debit card for cash withdrawal.

Also do not forget the cash back you get for spending using debit-card. Not to mention it is still the same case if you are using other similar UK cards. To me they are great.

adindas

pantaiema said:

Did you get cashback by topping up your investment in Vanguard for instance, using debit card? Thx

I am not quite sure but this is the list of exclusion

https://www.chase.co.uk/gb/en/legal/Cashback-Exclusions/
But I am not quite whether deposit to your investment account is included here.  "Bank fees such as product fees, promotional merchandise, financial consultations and loan fees"

deinoflex

adindas said:

pantaiema said:

Did you get cashback by topping up your investment in Vanguard for instance, using debit card? Thx

I am not quite sure but this is the list of exclusion

https://www.chase.co.uk/gb/en/legal/Cashback-Exclusions/
But I am not quite whether deposit to your investment account is included here.  "Bank fees such as product fees, promotional merchandise, financial consultations and loan fees"

It might be this one, which is in the chase list/link -

Securities — stocks, bonds, commodities and mutual funds

adindas

deinoflex said:

adindas said:

pantaiema said:

Did you get cashback by topping up your investment in Vanguard for instance, using debit card? Thx

I am not quite sure but this is the list of exclusion

https://www.chase.co.uk/gb/en/legal/Cashback-Exclusions/
But I am not quite whether deposit to your investment account is included here.  "Bank fees such as product fees, promotional merchandise, financial consultations and loan fees"

It might be this one, which is in the chase list/link -

Securities — stocks, bonds, commodities and mutual funds

Spot on

I miss it on this list

https://www.chase.co.uk/gb/en/legal/Cashback-Exclusions/

Se1Lad

SuzeQStan said:

Marchitiello said:

D924 said:

As soon as that cashback is gone I'm using Chase as a switch donor.

Also, worth considering keeping it (it is free) if you have any chance to travel to the USA as Chase has a USP for free ATM withdrawal at local Chase ATM 

We travelled to USA back in May 2022 with shiny new Chase account full of excitement at being able to withdraw penalty free cash (up to £700 I believe) in the USA. We were there 2 full weeks, travelled across 4 states and only saw one Chase bank/ATM during that whole time. Actively searched to find one the whole trip. It was disappointing. If we used a non Chase ATM to withdraw cash, then it cost a not insignificant fee to use the non Chase ATM. So we bought everything on credit and had no cash the whole holiday. It’s not as great as they make it out to be.

When I was in New York and Boston I was surprised at how many Chase branches there were - in Manhattan  in particular they were were every few blocks.

Joe9090

When I was in New York and Boston I was surprised at how many Chase branches there were - in Manhattan  in particular they were were every few blocks.

They used to be called The Chase Manhattan Bank so no surprise really. (I only know that because the firm I used to work for  banked with the London branch of the Chase Manhattan bank).

Indout96

SuzeQStan said:

Marchitiello said:

D924 said:

As soon as that cashback is gone I'm using Chase as a switch donor.

Also, worth considering keeping it (it is free) if you have any chance to travel to the USA as Chase has a USP for free ATM withdrawal at local Chase ATM 

We travelled to USA back in May 2022 with shiny new Chase account full of excitement at being able to withdraw penalty free cash (up to £700 I believe) in the USA. We were there 2 full weeks, travelled across 4 states and only saw one Chase bank/ATM during that whole time. Actively searched to find one the whole trip. It was disappointing. If we used a non Chase ATM to withdraw cash, then it cost a not insignificant fee to use the non Chase ATM. So we bought everything on credit and had no cash the whole holiday. It’s not as great as they make it out to be.

Chase is the ONLY bank in the US to have branches in all 48 of the contiguous United States some 4,700 plus
Did you try https://locator.chase.com/

tomla

pantaiema said:

Did you get cashback by topping up your investment in Vanguard for instance, using debit card? Thx

No. Circular cashback opportunities are restricted.

Joe9090

tomla said:

Good news

Just had email confirmation that they are extending 1%cashback to Feb 23 for anyone who joined before Feb 22.  

You don't need to accept the offer in the reward section of the app - it's automatic to 28th Feb 23.

Guess I was right, they must have a big  marketing budget to keep us.

Is there any update on what happens after 28th Feb 23 or are we to assume they will withdraw the cashback  as the t& c's?

Zopa_Trooper

Once/If the cashback goes, so do I.