Getting the balance right

elantan

Karmacat said:

Adventure list sounds great!  I was just catching up on Shetland the TV series, and couldn't resist having a closer look online at a map - wonderful stuff.

I've never watched it, is it any good ? 

would love to go to Shetland one day, but that's a huge undertaking I reckon 

elantan

beanielou said:

Funnily enough I got a EB radio for my birthday!

That's a lovely present to have, I'm sure it will be well used and loved xxx

skint_spice

I like Shetland El, the tv show that is.  I would love to go some day but that is well on the back burner.

Now thinking of possibilities for a new adventure list... some will have to roll over from this year's but we did not too badly.

LadyWithAPlan

elantan said:

what I dont understand is ... I can have a clear score rate of 836 and yet when I apply for a loan I get offered 9.4% and yet I used to get offered loans for 2.9% ( they are now up to 3.9%) 

it's rather confusing 

My credit score has also just dived over the last few months from 999 to 691 for no reason I can see - they say its cos of lack of credit! I got a cc and always pay it off. One bank closed my OD of £250 but I never used it..

These lochs look so beautiful

savingholmes

Adventure list sounds great 

elantan

aye weve had some guid yins @skint_spice ... let's get planning next years

@LadyWithAPlan I wonder if its maybe to do with not having so much debt ? I dont have a mortgage now, just a credit card which until last month I paid off monthly, maybe that makes a difference? 

@savingholmes yep we deff need to get our heads working and set some adventures out for next year, we made a list for this year and have managed a lot of them, sadly not all ... but a lot of them, we can roll the ones we havnt done over to next year. 

So it appears we have a case of in Liz we Truss as our current PM, ooft this is gonna be interesting, she hates Scotland with a passion, let's see how this goes then.

edinburgher

I went to Shetland as a boy - beaches like the South Pacific - only Baltic! Remember playing in the sand in shorts and an Aran knit jumper

A big smokey old ferry to get there, eventually.

elantan

Have u been up the west coast @edinburgher ? out to the outer Hebrides ? those beaches as well are just stunning, 

I quite fancy Shetland but reckon it would take some planning it's something like 14 hours on a ferry or something from what I remember ( probably wrong mind u).

I always wanted an Arran jumper as a kid, never got one, then when I was big enough to buy one I was too big to wear one 🤣🤣🤣

Karmacat

I'm right down in the S of England, but I *really* fancy Shetland - also the Orkneys, the Scilly Isles, a few of the Channel Islands  The Scots islands would be like our trips to Norway and Iceland, with added Celticness and culture (speaking of which, Iceland has a huge Celtic genetic inheritance, mostly Scotland, some Irish - kidnapped women, basically!  

edinburgher

@elantan - only Barra