Asda credit card

amexblue

For anyone interested, the new Asda credit card by Jaja finance has finally come out.

https://money.asda.com/credit-cards/

wiseonesomeofthetime

Of note on their website:

You'll need an Asda Rewards account to spend those hard-earned Asda Pounds. For the moment, Asda Rewards is only available in selected stores, find your nearest participating store using our store locator. Nothing near you yet? Hang tight! we're rolling out across the UK very soon. You can still earn Asda Pounds using your credit card until then.


My local store is not listed yet, so if I was to apply for this card, the rewards would not be redeemable until I can get to one of these selected stores by the look of it.

0.3% cashback elsewhere beats my Barclaycard Rewards card, however, my cashback on that card is in real money, so this Asda card is not for me at this time, especially as my spend with Asda is minimal.

WillPS

I'm not really impressed by the offer. For reference, Asda offer 3% back on spend via Spree/Ode cards. I know they aren't available to all but it shows the extent of what they can afford vs what they have.

0.3% as store credit as the 'everywhere else' rate is nothing at all to get excited about either.

wiseonesomeofthetime

Oh I agree entirely 👍

amexblue

I applied but I wasn't doing it for the rewards. I'd just be using it for the convenience of a credit card personally.

RBYHS

amexblue said:

I applied but I wasn't doing it for the rewards. I'd just be using it for the convenience of a credit card personally.

Did they approve your straight away? Both me and my OH have been provisionally approved and waiting for a manual check 🧐🤨

older_wiser

i applied as i do use asda quite often and got accepted straight away lowish limit but i'll probably only use it at asda

i can already log into my credit card account on the app sadly theres no virtual  card element so can't add it to curve just yet 

Alex9384

It took them so incredibly long to come with a new card... I expected something better though.

older_wiser

Alex9384 said:

It took them so incredibly long to come with a new card... I expected something better though.

its not the best i agree but if you use asda regularly then it does help getting 1% on everything asda 

what i did notice is that before the launch most articles had been written saying you'd get 0.5% cashback on all non asda purchases 

https://www.retailbankerinternational.com/news/asda-launches-asda-money-and-cash-back-credit-card/

lots of other articles had this info too 

when it was launched it was only 0.3% so either all the articles got the wrong information or asda and jaja decided to cut it  at the very last moment before the launch

Marchitiello

amexblue said:

I applied but I wasn't doing it for the rewards. I'd just be using it for the convenience of a credit card personally.

For just the convenience of a credit card, seeing that you also recently applied for a BA Amex Blue, why would you not go for a more mainstream card? Maybe a reward/cashback card? 

As others have said this new Asda card does not looks like to be offering much back, and in any case it would be restricted to ASDA. 

WillPS

older_wiser said:

Alex9384 said:

It took them so incredibly long to come with a new card... I expected something better though.

its not the best i agree but if you use asda regularly then it does help getting 1% on everything asda 

what i did notice is that before the launch most articles had been written saying you'd get 0.5% cashback on all non asda purchases 

https://www.retailbankerinternational.com/news/asda-launches-asda-money-and-cash-back-credit-card/

lots of other articles had this info too 

when it was launched it was only 0.3% so either all the articles got the wrong information or asda and jaja decided to cut it  at the very last moment before the launch

I'd be more inclined to look at Amex offerings tbh - Asda accept Amex and unless your spend is concentrated really highly on Asda but nowhere else (that accepts Amex) you're likely to be better off with rewards overall, even after a £25 annual fee if you take a card with one.