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Kent reliance

in Mortgages & endowments
489 replies 18.4K views
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Replies

  • Doorlock21Doorlock21 Forumite
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    Atena said:
    I moved in 2 weeks ago and still can't believe I'm in 😂
    Once you in Kent Reliance will send you a letter stating first payment amount which is due next month and it includes interest on days left in current month and your contractual payment for next month 
    Interest is nearly as much as your monthly rate divided by 30 multiply by days left in current month if that makes sense.
    Atena said:
    I moved in 2 weeks ago and still can't believe I'm in 😂
    Once you in Kent Reliance will send you a letter stating first payment amount which is due next month and it includes interest on days left in current month and your contractual payment for next month 
    Interest is nearly as much as your monthly rate divided by 30 multiply by days left in current month if that makes sense.
    Did KR do a last credit check before you completed?
  • Doorlock21Doorlock21 Forumite
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    Before anyone completed with KR- when did KR do a final credit check?
  • OS93OS93 Forumite
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    Newbie
    Hi All, I've read all the older thread regarding Kent Reliance mortgage offer. I'm new here. I'm using MB. Documents all in, queried info on bank statements, completed gifted deposit form and valuation completed last Friday. What happens after valuation? What's the current waiting time for offer? Thank you. 
  • Hemmott93Hemmott93 Forumite
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    OS93 said:
    Hi All, I've read all the older thread regarding Kent Reliance mortgage offer. I'm new here. I'm using MB. Documents all in, queried info on bank statements, completed gifted deposit form and valuation completed last Friday. What happens after valuation? What's the current waiting time for offer? Thank you. 

    Hi, I’m also new here - they came back to say they can proceed with £97 less than the loan we need which is obviously fine, but I’m still so scared that we will be declined after that anyway - what extra info did you have to give on bank statements etc if you don’t mind me asking? My MB said underwriting and offer was currently 16 working days if that helps!
  • Hemmott93Hemmott93 Forumite
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    Hi, can anyone comment and let me know if Kent booking in a valuation etc is good news and how likely they will still decline you after that? Has anyone had the experience of being declined after that (not based on the actual house not matching valuation).. they’ve come back and asked some questions and said they can offer slightly less than we asked for (£97 less…) so feels like they’ve done all the checks? Just a little nervous still!
  • mothership03mothership03 Forumite
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    Hi, is there anyone with a Kent Reliance mortgage application in at the moment? I'm just looking for some moral support as we go through the process! 😂
  • Jordanl147Jordanl147 Forumite
    19 Posts
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    Hi, is there anyone with a Kent Reliance mortgage application in at the moment? I'm just looking for some moral support as we go through the process! 😂
    Yes I am currently going through the mortgage process with kent ,
    Have you had any luck so far ?
  • Jibs23Jibs23 Forumite
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    @momothership03 said:
    Hi, is there anyone with a Kent Reliance mortgage application in at the moment? I'm just looking for some moral support as we go through the process! 😂
    Same here, submitted application on the 5th May, valuation instructed and just waiting now for any additonal questions from thier end. fingers crossed and good luck to All  :#  
  • Jibs23Jibs23 Forumite
    2 Posts
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    Newbie
    OS93 said:
    Hi All, I've read all the older thread regarding Kent Reliance mortgage offer. I'm new here. I'm using MB. Documents all in, queried info on bank statements, completed gifted deposit form and valuation completed last Friday. What happens after valuation? What's the current waiting time for offer? Thank you. 
    @OS93 How is the process going, is it all completed now if you dont mind me asking ? similiar scenario as yours waiting on valuation to be completed.
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