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Holding On and Letting Go 🎈

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Comments

  • maggiem
    maggiem Posts: 1,969 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Lovely to read of your successful year in 2022 and very pleased that you enjoying hosting your Ukrainians so much. I really enjoy reading your reflections and makes me think too. 
  • themadvix
    themadvix Posts: 9,082 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Sorry to hear you’ve not been well, but like Beanie, glad that you’re on the mend now - it sounds like it was a nasty one!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Sorry to hear that you have been feeling so ill, there are some very nasty bugs about. Take care CM
  • Sorry to hear you've not been well! Be gentle with yourself during recovery, because a lot of people seem to be relapsing back into bleugh if they push themselves too much. 
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • greent
    greent Posts: 10,843 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear that you've been so poorly- am also glad that you're getting better. Fingers crossed  🤞  that Mr F's op goes ahead x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you are on the mend. Hope the Op for your DH goes smoothly.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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