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Holding On and Letting Go 🎈

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  • TBH - I love having my dinners cooked these days - if my husband is in bed before his night shift, I have lately relied on toast :smile:
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your weekend of painting and writing. Sounds like bliss. 

    I need to do cleaning and tidying before I get to the latter as my cleaner bailed on me this week...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • badmemory
    badmemory Posts: 9,611 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    My guess is the HRT.  I had no arthritis until the doctors made me come off it.  Before the year was out my fingers are distorted & I have knee & hip pain in one leg.  I've conceded defeat & gone to the doctors (I always seem to come out worse than I went in) & an MRI is due as soon as I get an appointment, he seems to be worried about something called Cauda ?????? but I'm fairly sure it isn't thankfully as it is not nice at all.
  • Jessy103
    Jessy103 Posts: 2,242 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Well done on the weight loss, fortune and good to hear you're doing well 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad your flexibility is improving and you are having fun.

    Enjoy your pumpkin. Did you make soup or something with the innards?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • I did a 30 day yoga challenge a few years back and it was great for flexibility but also really improved my core strength which helped my back massively. I hope it does the same for you.
    Glad the veg patch is still providing and yay for pumpkin carving!
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • badmemory said:
    My guess is the HRT.  I had no arthritis until the doctors made me come off it.  Before the year was out my fingers are distorted & I have knee & hip pain in one leg.  I've conceded defeat & gone to the doctors (I always seem to come out worse than I went in) & an MRI is due as soon as I get an appointment, he seems to be worried about something called Cauda ?????? but I'm fairly sure it isn't thankfully as it is not nice at all.

    Oh dead @badmemory - that sounds awful for you.  I hope you get some relief soon.

    Fortune x

    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • Jessy103 said:
    Well done on the weight loss, fortune and good to hear you're doing well 🙂
    Glad your flexibility is improving and you are having fun.

    Enjoy your pumpkin. Did you make soup or something with the innards?
    I did a 30 day yoga challenge a few years back and it was great for flexibility but also really improved my core strength which helped my back massively. I hope it does the same for you.
    Glad the veg patch is still providing and yay for pumpkin carving!

    Thanks @Jessy103, @savingholmes and @FlacosFloozie.  For various reasons, I didn't get past day 2 of the 30 day yoga challenge but I'm intending to restart today.

    I did feel a bit guilty about my pumpkin carving this year SH.  The carving pumpkins are tasteless and of very little nutritional value so I'm afraid ours is now sitting atop the compost heap 😲  I'm wondering whether to decorate a squash next year so it can be eaten.  More sustainable but less traditional.

    Fortune x
    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
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