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Holding On and Letting Go 🎈
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TBH - I love having my dinners cooked these days - if my husband is in bed before his night shift, I have lately relied on toastMortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 20224
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Enjoy your weekend of painting and writing. Sounds like bliss.
I need to do cleaning and tidying before I get to the latter as my cleaner bailed on me this week...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Moneyfordreams said:TBH - I love having my dinners cooked these days - if my husband is in bed before his night shift, I have lately relied on toast
It doesn't hurt once in a while Money but I suspect Mr F would live on cereal and cheese on toast if it was left to him... maybe supplemented by wine and cheese with biscuits 😆
savingholmes said:Enjoy your weekend of painting and writing. Sounds like bliss.
I need to do cleaning and tidying before I get to the latter as my cleaner bailed on me this week...
I still have a few chores to do SH but I do try to fit some fun stuff in at the weekend too.
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais5 -
Namaste
There was a break in the weather yesterday and I managed to get a couple of loads of washing done and dry on the line. No such luck today though ☔
It's the end of the month so money shuffling time again. We have enough now to buy Mr F's company car when the times comes but our emergency funds are very low as a result. So that's the focus for the short term - build the emergency pot back up then we can think about OPing again.
I gave the new to me rug another clean and it's now in its new home on the landing. Mr F changed a washer in a leaking tap. It turned into a bigger job than it should have as the tap had been in situ for 17 years and was in no hurry to move.
I'm helping out at a table top sale tomorrow to raise funds for our WI and I've put a box of donations together to take along. We're hoping to not have to charge people the local WI membership fee again this year just to take the pressure off a little.
We had Sausages, Vegetable & Halloumi Wraps for lunch yesterday and today although I used meat sausages rather than quorn. Supper was Bacon, Spinach & Gorgonzola pasta using mushrooms instead of peas and Shropshire Blue cheese instead of gorgonzola. And I added a little soft cheese to the sauce. The onions, courgettes and spinach in the recipes were from the veg patch which is slowing down significantly but still providing a little.
My new knitwear arrived. I'll be keeping two items but the third is very big and very heavy so that will be going back.
Having got my diet under control, I'm moving on to improving my fitness. I did yoga yesterday and started a 30 day yoga challenge this morning 🧘♀️ I was surprised to find that my flexibility has improved and I felt less pressure on my joints despite not doing any exercise for a while. My lingering knee issue seems to have resolved too. Is it the weight loss, the sugar free diet or the HRT? Maybe a combination of them all. I'm just happy to feel like my health and fitness is improving. It's probably appeared in my goals list every year since I started this diary and I have worked at it before but this is the first time I've actually made it a priority. And now I'm thinking - why didn't I do this years ago! 🙄 Better late than never as they say.
No painting done but I have carved a pumpkin 🎃 We don't have little ones to entertain and we're in the middle of nowhere so there's no one to see it. But I like the idea of marking the start of the darker half of the year... and keeping wandering spirits at bay 👻
Have a spooky weekend all.
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais6 -
My guess is the HRT. I had no arthritis until the doctors made me come off it. Before the year was out my fingers are distorted & I have knee & hip pain in one leg. I've conceded defeat & gone to the doctors (I always seem to come out worse than I went in) & an MRI is due as soon as I get an appointment, he seems to be worried about something called Cauda ?????? but I'm fairly sure it isn't thankfully as it is not nice at all.
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Well done on the weight loss, fortune and good to hear you're doing well 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
Glad your flexibility is improving and you are having fun.
Enjoy your pumpkin. Did you make soup or something with the innards?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
I did a 30 day yoga challenge a few years back and it was great for flexibility but also really improved my core strength which helped my back massively. I hope it does the same for you.Glad the veg patch is still providing and yay for pumpkin carving!MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.144
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badmemory said:My guess is the HRT. I had no arthritis until the doctors made me come off it. Before the year was out my fingers are distorted & I have knee & hip pain in one leg. I've conceded defeat & gone to the doctors (I always seem to come out worse than I went in) & an MRI is due as soon as I get an appointment, he seems to be worried about something called Cauda ?????? but I'm fairly sure it isn't thankfully as it is not nice at all.
Oh dead @badmemory - that sounds awful for you. I hope you get some relief soon.
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais3 -
Jessy103 said:Well done on the weight loss, fortune and good to hear you're doing well 🙂savingholmes said:Glad your flexibility is improving and you are having fun.
Enjoy your pumpkin. Did you make soup or something with the innards?FlacosFloozie said:I did a 30 day yoga challenge a few years back and it was great for flexibility but also really improved my core strength which helped my back massively. I hope it does the same for you.Glad the veg patch is still providing and yay for pumpkin carving!
Thanks @Jessy103, @savingholmes and @FlacosFloozie. For various reasons, I didn't get past day 2 of the 30 day yoga challenge but I'm intending to restart today.
I did feel a bit guilty about my pumpkin carving this year SH. The carving pumpkins are tasteless and of very little nutritional value so I'm afraid ours is now sitting atop the compost heap 😲 I'm wondering whether to decorate a squash next year so it can be eaten. More sustainable but less traditional.
Fortune xMortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais4
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