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Holding On and Letting Go 🎈

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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you are having fun. 

    I did some painting yesterday and it was so therapeutic.

    Good luck with the fencing.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That's so unacceptable.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou said:
    That's so unacceptable.


    I know Beanie.  Not sure the jabber understood 'consent' 😲

    Fortune x

    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • I think cattle would get a nicer time of it to be honest....!
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • Perfect Fit

    I'm feeling much more myself now and have had a productive day.

    I tried on all the clothes in my wardrobe and I can get into everything 🥳  Some things are even too big 🥳  Some fit but will be more flattering when I hit my goal weight.  So I've had a sort out and all the too big clothes are destined either for the charity shop or for the Bay.  Some smaller clothes which I'd intended to Bay are now back in the wardrobe 🥳

    We received an activity voucher each for Christmas last year and they run out on 31 December 😯 So I've booked two afternoon teas - one in November and one in December.  The venues are only a hour away so we can leave FDawg at home although one of the venues is dog friendly so we might take him along if the weather is fine on the day.  It was tricky finding a date around Mr F's work commitments but I managed to book for days when he is off work.  I have a couple of other events in mind to book for December as part of our Christmas celebrations but those are in the evening so easier to accommodate.

    I got all my planned chores for the day finished plus made a start on cleaning up a rug.  It was donated for a table top sale the WI are holding to raise funds but I've been given first refusal.  It's a runner and was a bit grubby one end but has cleaned up quite well on a first pass.  I'll take a look at it tomorrow to see if it needs another going over.  It's very good quality and will probably cost me a tenner so worth the effort.

    We had leftover cabbage soup for lunch today with a ciabatta cheese roll.  Supper was Beetroot, Halloumi & Cashew Curry as beetroot is appearing in the veg box again.

    Mr F has gone off to the barn to do some phys so I'm taking the opportunity to paint my nails and catch up on some TV.

    Happy Tuesday all

    Fortune x

    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • SusieT
    SusieT Posts: 1,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    That is sounding very positive, great to get rid of clothes that are too big :D 
    You may want to check your days though, you posted this on Wednesday :smiley:
    Credit card debt - NIL
    Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
    Mortgage 64,513/100,000 End Nov 2035
    2022 all rolling into new mortgage + extra to finish house. 125,000 End 2036
  • SusieT said:
    That is sounding very positive, great to get rid of clothes that are too big :D 
    You may want to check your days though, you posted this on Wednesday :smiley:

    Oops 🤭 I'm a little bit behind Susie.

    Fortune x

    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
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