Notice Accounts

slinger2

Me neither. So at least another 109 days at 4 7%

janusd

FirstSave 90 Day Notice Account dropping from 4.50% to 4.00% AER on 9th December for existing accounts... for new accounts it's at that rate now.

Rheumatoid

slinger2 said:

Me neither. So at least another 109 days at 4 7%

Good rate now Cov 4 Access on way down. Think will fill it up.

slinger2

email from Vanquis reducing my 90-day account (issue 6) interest to 4.16% from 4 December. Previously received notification of a reduction to 4.45% from 8 September.

Pretty much in line with other 90 days account I have: Investec, DF Capital, RCI. Currently doesn't seem too tempting but perhaps it will in December.

Bobblehat

slinger2 said:

email from Vanquis reducing my 90-day account (issue 6) interest to 4.16% from 4 December. Previously received notification of a reduction to 4.45% from 8 September.

Pretty much in line with other 90 days account I have: Investec, DF Capital, RCI. Currently doesn't seem too tempting but perhaps it will in December.

Got the same emails .... my Vanquis wodge is off to Chase Boosted shortly! It's needed to drip-feed new RS's!

moi

Closely followed by DF Capital, falling to an even worse 3.9%

"We’re writing to let you know that the interest rate on your 90 Day Notice Account (currently earning interest at 4.65% AER1) will be changing. From 4 December 2025, your rate will reduce to 3.90% AER1."

Rheumatoid

moi said:

Closely followed by DF Capital, falling to an even worse 3.9%

"We’re writing to let you know that the interest rate on your 90 Day Notice Account (currently earning interest at 4.65% AER1) will be changing. From 4 December 2025, your rate will reduce to 3.90% AER1."

even worse. fortunately gave notice some time ago.

"We’re writing to let you know that the interest rate on your 120 Day Notice Account (currently earning interest at 4.70% AER1) will be changing. From 3 January 2026, your rate will reduce to 3.65% AER"

slinger2

moi said:

Closely followed by DF Capital, falling to an even worse 3.9%

"We’re writing to let you know that the interest rate on your 90 Day Notice Account (currently earning interest at 4.65% AER1) will be changing. From 4 December 2025, your rate will reduce to 3.90% AER1."

Nearly all of mine will be out by then anyway (notice given following the previously announced reduction to 4.15% in September.

slinger2

RCI cutting my rate to 4.20% from 16 December. No surprise there since they'd already cut the rate to that for new customers. Oddly it says my "current rate" is 4.50% when it's actually 4.70% and I was never informed of a cut to 4.50%.

I've got 3 other 90/95 day accounts (Investec, DF Capital and Vanquis) and it looks like RCI may still be the top of that list at the end of the year. Anyway it's a guaranteed 4.7% for the next 3.5 months.

fonesaver

slinger2 said:

RCI cutting my rate to 4.20% from 16 December. No surprise there since they'd already cut the rate to that for new customers. Oddly it says my "current rate" is 4.50% when it's actually 4.70% and I was never informed of a cut to 4.50%.

I've got 3 other 90/95 day accounts (Investec, DF Capital and Vanquis) and it looks like RCI may still be the top of that list at the end of the year. Anyway it's a guaranteed 4.7% for the next 3.5 months.

Same here mine showing as 4.70%