Notice Accounts

Zaul22

Just got a follow up clarification: All future decreases are cancelled. 

slinger2

Yes, got another email:

"I can confirm any previously communicated future rate decreases will no longer take effect."

Nice to see that some providers look after their existing customers. Pretty tempting rate honestly. Currently getting 4.90% with DF Capital but that's slated to drop to 4.65% in the near future and then to 4.15% from 11 September.

slinger2

Email from RCI about an increase in their 95-day rate to 4.7%, from 4.6%.

slinger2

Maybe to do with going for monthly interest. 4.60% gross = 4.70% AER if you go for that option. 

Rheumatoid

slinger2 said:

Maybe to do with going for monthly interest. 4.60% gross = 4.70% AER if you go for that option. 

Yes thanks. realised that after posting so deleted

mon3ysav3r

Received a rate change letter today from Kent Reliance informing me that on the 24th Sept 2025 Kent Reliance will be reducing DN62 60 Day Notice Account MI from 4.67/4.77% to 4.33/4.42% (Gross/AER)

slinger2

Changes to RCI 95-day notice account, see: https://www.rcibank.co.uk/support-centre/legal-centre/your-agreement

Seems they cut the rate for new customers from 4.70% AER to 4.50% on Tuesday and have cut it again to 4.20% today. I assume I'll get an email soon telling me that the same is happening to my account.

slinger2

Investec's 90 day account is now 4.17% AER for new customers. Existing customers will be cut to that rate from 19 November (per emailed received from them)

Rheumatoid

slinger2 said:

Changes to RCI 95-day notice account, see: https://www.rcibank.co.uk/support-centre/legal-centre/your-agreement

Seems they cut the rate for new customers from 4.70% AER to 4.50% on Tuesday and have cut it again to 4.20% today. I assume I'll get an email soon telling me that the same is happening to my account.

I don't think I've seen any notification of a change. Is it still at 4.7% for existing customers? About to bung more in but want to know if I've missed notice of a drop.
Thanks.

fonesaver

Rheumatoid said:

slinger2 said:

Changes to RCI 95-day notice account, see: https://www.rcibank.co.uk/support-centre/legal-centre/your-agreement

Seems they cut the rate for new customers from 4.70% AER to 4.50% on Tuesday and have cut it again to 4.20% today. I assume I'll get an email soon telling me that the same is happening to my account.

I don't think I've seen any notification of a change. Is it still at 4.7% for existing customers? About to bung more in but want to know if I've missed notice of a drop.
Thanks.

I too have received no notification of a drop after the earlier 2 reductions were withdrawn.